INOYA
ActiveINOYA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €509. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 1077 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-16
Solvency73▼-19
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 3.06 in 2023; short-term debt: 32.1% and cash: 0.5% of total assets), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.1%
Return on assets
0.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
52 d early
2022
42 d early
2021
2 d early
2020
1 d early
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€62k▼ 0.5%
2023 · €63k
2018: €42k
2019: €79k
2020: €108k
2021: €50k
2022: €51k
2023: €63k
2018 → 2024
Total assets
€129k▲ 39.2%
2023 · €93k
2018: €55k
2019: €85k
2020: €134k
2021: €202k
2022: €130k
2023: €93k
2018 → 2024
Net result
€509▼ 95.9%
2023 · €12k
2018: €39k
2019: €37k
2020: €29k
2021: €30k
2022: €18k
2023: €12k
2018 → 2024
Working capital
€30k▼ 43.0%
2023 · €53k
2018: €42k
2019: €79k
2020: €108k
2021: €41k
2022: €43k
2023: €53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€108k-€50k▼ 53.8%€51k▲ 2.6%€63k▲ 22.6%€62k▼ 0.5%
Operating result€36k-€35k▼ 1.2%€22k▼ 36.7%€17k▼ 22.8%€4k▼ 76.7%
Net result€29k-€30k▲ 2.8%€18k▼ 38.2%€12k▼ 32.4%€509▼ 95.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2024 is 77% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129k
Fixed assets
€58k▲ 301%
Current assets
€72k▼ 8.7%
Equity and liabilities €129k
Equity
€62k▼ 0.5%
Debt
€67k▲ 121%
The debt ratio rises from 32.7% to 51.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€12k▼
2023 · €24k
Cash flow
€9k▼
2023 · €19k
Solvency
48.1%▼
2023 · 67.3%
Current ratio
1.73▼
2023 · 3.06
Quick ratio
1.73▼
2023 · 3.06
Debt / equity
1.08▲
2023 · 0.49
ROE
0.8%▼
2023 · 19.8%
ROA
0.4%▼
2023 · 13.3%
Interest coverage
6.34▼
2023 · 22.61
Debt
€67k▲
2023 · €30k
Debt ≤ 1 year
€42k▲
2023 · €26k
Debt > 1 year
€22k▲
2023 · €2k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€93k€129k▲
Fixed assets21/28€14k€58k▲
Tangible fixed assets22/27€14k€58k▲
Furniture and vehicles24€14k€58k▲
Current assets29/58€79k€72k▼
Amounts receivable after more than one year29€30k€29k▼
Other amounts receivable291€30k€29k▼
Amounts receivable within one year40/41€46k€40k▼
Trade receivables40€28k€36k▲
Other amounts receivable41€18k€4k▼
Cash at bank and in hand54/58€953€631▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€93k€129k▲
Equity10/15€63k€62k▼
Contributions10/11€19k€19k=
Reserves13€44k€44k▼
Distributable reserves133€44k€44k▼
Amounts payable17/49€30k€67k▲
Amounts payable after more than one year17€2k€22k▲
Financial debts170/4€2k€22k▲
Amounts payable within one year42/48€26k€42k▲
Current portion of amounts payable after more than one year42€8k€11k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€3k€20k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€26k€17k▼
Operating profit (loss)9901€17k€4k▼
Financial income75/76B€2k€993▼
Recurring financial income75€2k€993▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€18k€3k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€12k€509▼
Profit (loss) for the period to be appropriated9905€12k€509▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€509▼
Transfer from equity791/2-€324
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €509 ▼95.9%
Net result drops to €509, the lowest in the series.
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €108k ▲36.5%
3 profitable years in a row build equity to €108k.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 13.69
Current ratio from 4.08 to 13.69; short-term debt falls from €14k to €6k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doorniksesteenweg 77b8580 AvelgemGround area
976 m²
Building footprint
430 m²
Volume, LiDAR
2,649 m³
Parcel 34003A3320/00A000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INOYA
since 20142.233.003.742
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A3320/00A000 | Flanders | 976 m² | 1 · 430 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHOONMAAKBEDRIJF KRISTEL
BE 1004.839.034
Knokke-Heist · Eq €62k
CLEANIA
BE 0534.869.183
Sint-Jans-Molenbeek · Eq €62k
NETAPOINT
BE 0466.771.423
Ganshoren · Eq €62k
QUALITY CLEANING SERVICES
BE 0755.685.923
Brussel · Eq €62k
Z.M All Services
BE 0803.827.518
Sint-Jans-Molenbeek · Eq €62k
Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 2,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2014
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.