Inosa Advice
ActiveInosa Advice has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €24k. Its solvency ranks better than 43% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.01; short-term debt: 48.1% and cash: 58.9% of total assets), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
46.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€53k
Net result
€24k
Working capital
€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €53k
Fixed assets
€2k
Current assets
€51k
Equity and liabilities €53k
Equity
€27k
Debt
€26k
Debt finances 48.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€34k
Cash flow
€25k
Solvency
51.9%
Current ratio
2.01
Quick ratio
2.01
Debt / equity
0.93
ROE
89.1%
ROA
46.2%
Interest coverage
725.21
Debt
€26k
Debt ≤ 1 year
€26k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€53k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Plant, machinery and equipment23€2k
Current assets29/58€51k
Current investments50/53€20k
Cash at bank and in hand54/58€31k
Equity and liabilities
Total equity and liabilities10/49€53k
Equity10/15€27k
Contributions10/11€3k
Profit (loss) carried forward14€24k
Amounts payable17/49€26k
Amounts payable within one year42/48€26k
Trade debts44€507
Suppliers440/4€507
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Other amounts payable47/48€7k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€224
Gross operating margin9900€34k
Operating profit (loss)9901€34k
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€34k
Income taxes67/77€9k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middelweg 643001 LeuvenGround area
579 m²
Building footprint
123 m²
Volume, LiDAR
803 m³
Parcel 24434F0222/00L000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inosa Advice
since 20252.378.199.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0222/00L000 | Flanders | 579 m² | 1 · 123 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,385. 14,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2025
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.