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INGENIUM

Active
Private limited company·Catering van evenementen· 8 yrs active
Ann Salenspad 5 ·2000 Antwerpen, Belgium
KBO/BCE: BE 0695.414.180
Watch Print / PDF
Age8 yrs
Real estate1 parcel · 5,681 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of INGENIUM is 4.3% (elevated). The 2023 annual accounts show equity of €11k and a net result of €-2k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 479 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.3% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-03-2024 was due at the National Bank by 31-10-2024. Nothing is on record today, 649 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 31-03-2023 was due by 31-10-2023 and was filed on 22-10-2023, 9 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2023, that is 31-10-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 nothing on record not filed -
31-03-2024 31-10-2024 nothing on record not filed -
31-03-2023 31-10-2023 22-10-2023 9 d early 2023-00489765
31-03-2022 31-10-2022 01-11-2022 1 d late 2022-20480084
31-03-2021 31-10-2021 26-09-2021 35 d early 2021-69300499
31-03-2020 31-10-2020 28-09-2020 33 d early 2020-56000510
31-03-2019 31-10-2019 25-09-2019 36 d early 2019-66100522

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k+73.3%
Working capital€1k-91.3%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 22-10-2023 with the NBB · fiscal year 2023 · verkort
€-15k€-10k€-5k€0€5kOperating result 2019: €6k€6kNet result 2019: €6k€6kOperating result 2020: €-33€-33Net result 2020: €735€735Operating result 2021: €7k€7kNet result 2021: €7k€7kOperating result 2022: €-10k€-10kNet result 2022: €-8k€-8kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.6%/year over 5 fiscal years, indicative, assuming unchanged policy.
€5k€10k€15k€20k2024: €12k (€10k - €14k)2025: €12k (€8k - €15k)2026: €11k (€6k - €16k)2019: €13k2020: €14k2021: €22k2022: €13k2023: €11k20192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 63.0% 16.7%
better than 87% of 479 sector peers
Net result €-2k €9k
better than 35% of 476 sector peers
Equity €11k €42k
better than 37% of 479 sector peers
Gross operating margin €2k €222k
better than 10% of 472 sector peers
Total assets €18k €324k
better than 5% of 479 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P87
2020: P85 · n=2372021: P71 · n=2972022: P86 · n=4342023: P87 · n=4792020 2023
Stable position over 2020-2023 · n=237-479
Net result P35
2020: P50 · n=2372021: P44 · n=2972022: P34 · n=4312023: P35 · n=4762020 2023
Weakening position over 2020-2023 · n=237-476
Equity P37
2020: P42 · n=2382021: P42 · n=2972022: P41 · n=4342023: P37 · n=4792020 2023
Stable position over 2020-2023 · n=238-479
Gross operating margin P10
2020: P11 · n=2342021: P12 · n=2952022: P9 · n=4282023: P10 · n=4722020 2023
Stable position over 2020-2023 · n=234-472
Describes the position versus peers, not a forecast.
EBITDA
€1k
- 19-23
Net profit
€-2k
+73.3% 19-23
Cash flow
€1k
- 19-23
Total assets
€18k
-23.3% 19-23
Equity
€11k
-16.6% 19-23
Working capital
€1k
-91.3% 19-23
Income taxes
€788
-68.7% 19-23
Debt
€7k
-32.5% 19-23
Debt ≤ 1y
€6k
-33.5% 19-23
Debt > 1y
€1k
-74.7% 19-23
Current ratio
1.18
-50.3% 19-23
Quick ratio
1.18
-50.3% 19-23
Solvency
63.0%
+8.7% 19-23
Debt / equity
0.59
-19.1% 19-23
ROE
-19.9%
+68.0% 19-23
ROA
-12.5%
+65.2% 19-23
Interest coverage
7.86
- 19-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€1k
Net profit€-2k
Cash flow€1k
Staff costs-
Income taxes€788
Dividends-
Total assets€18k
Equity€11k
Debt€7k
of which ≤ 1y€6k
of which > 1y-
Working capital€1k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.18
Quick ratio1.18
Working capital ratio5.7%
Solvency63.0%
Debt / equity0.59
Long-term debt ratio-
Interest coverage7.86
Gross margin-
Net margin-
ROA-12.5%
ROE-19.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€18k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€7k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€18k
Equity 10/15€11k
Contributions / capital 10/11€12k
Reserves 13€2k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€7k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€2k
Operating result 9901€-2k
Financial income 75€720
Financial charges 65€160
Result before taxes 9903€-1k
Income taxes 67/77€788
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
73 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
DE FOOD BOETIEK
Ann Salenspad 5, 2000 AntwerpenCatering van evenementen
since 20182.276.012.552
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,681 m²
Buildings1
Building footprint4,504 m²
Volume (LiDAR)25,826 m³
Tallest building34.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3986/00A000 Flanders 5,681 m² 1 · 4,504 m² 34.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
07-06-2022
Registered-office move
All acts · 2 updated 2 years ago
2024
05-07-2024 Articles of association amended, name change, change of corporate purpose and legal-form conversion Statutes amendment·Anne Verhaeghe
Summary: Het voorwerp is uitgebreid met een algemene clausule die diverse activiteiten omvat, zoals management, consulting, marketing, communicatie, opleiding, personeelsbeleid, coaching, bedrijfsorganisatie, …Notary: Anne Verhaeghe · Meise
2022
07-06-2022 Registered office moved from Halle to Gooik Registered-office change
  • Sint-Rochusstraat 31 - bus 1 - 1500 Halle → 1755 Gooik, Oplombeekstraat, 0015

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability0Solvency81Growth32Stability100
57 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 73
Profitability 0
Solvency 81
Growth 32
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Catering56210Catering van evenementen56210Detailhandel in groenten en fruit47210
Primary activity highlighted.
Names & trade names
Legal nameNL INGENIUM
Registered office
Ann Salenspad 5 bus 203
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.