INFODIGMA
ActiveSummary
INFODIGMA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €-17k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 95% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 99.45; short-term debt: 0.9% and cash: 25.9% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
22 d late
2023
2 d early
2022
31 d late
2021
3 d late
2020
27 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€243k▼ 6.5%
2024 · €260k
2018: €275k
2019: €289k
2020: €299k
2021: €305k
2022: €278k
2023: €276k
2024: €260k
2018 → 2025
Total assets
€245k▼ 6.5%
2024 · €262k
2018: €312k
2019: €312k
2020: €312k
2021: €310k
2022: €290k
2023: €283k
2024: €262k
2018 → 2025
Net result
€-17k▼ 4.7%
2024 · €-16k
2018: €-21k
2019: €14k
2020: €10k
2021: €6k
2022: €-27k
2023: €-2k
2024: €-16k
2018 → 2025
Working capital
€226k▼ 12.5%
2024 · €259k
2018: €242k
2019: €258k
2020: €276k
2021: €304k
2022: €275k
2023: €274k
2024: €259k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€305k-€278k▼ 8.9%€276k▼ 0.7%€260k▼ 5.8%€243k▼ 6.5%
Operating result€-28k-€-15k▲ 44.8%€-21k▼ 34.7%€-17k▲ 16.8%€-19k▼ 11.1%
Net result€6k-€-27k€-2k▲ 93.3%€-16k▼ 784%€-17k▼ 4.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €17k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€17k ▲ 1,412%
Current assets
€229k ▼ 12.5%
Equity and liabilities €245k
Equity
€243k ▼ 6.5%
Debt
€2k ▼ 9.7%
Debt's share of the balance-sheet total stays at 0.9%.
Key figures and ratios
EBITDA
€-18k▼
2024 · €-16k
Cash flow
€-16k▼
2024 · €-15k
Current ratio
99.45
Debt to equity
0.01▼
2024 · 0.01
ROE
-6.9%▼
2024 · -6.2%
ROA
-6.9%▼
2024 · -6.1%
Interest coverage
-29.79▼
2024 · -5.04
Debt ≤ 1 year
€2k▼
2024 · €3k
Income taxes
€184▼
2024 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€262k€245k▼
Fixed assets21/28€1k€17k▲
Tangible fixed assets22/27€1k€17k▲
Plant, machinery and equipment23€728€388▼
Furniture and vehicles24€372€231▼
Other tangible fixed assets26-€16k
Current assets29/58€261k€229k▼
Amounts receivable after more than one year29€13k€12k▼
Other amounts receivable291€13k€12k▼
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€4k€4k=
Other amounts receivable41€6k€6k▲
Current investments50/53€165k€141k▼
Cash at bank and in hand54/58€73k€64k▼
Deferred charges and accrued income490/1€656€2k▲
Equity and liabilities
Total equity and liabilities10/49€262k€245k▼
Equity10/15€260k€243k▼
Contributions10/11€9k€9k=
Capital10€9k€9k=
Issued capital100€19k€19k=
Uncalled capital101€10k€10k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€229k€212k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€196€184▼
Taxes450/3€196€184▼
Other amounts payable47/48€171€725▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€729€699▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-14k€-17k▼
Operating profit (loss)9901€-17k€-19k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€3k€615▼
Recurring financial charges65€3k€615▼
Profit (loss) for the period before taxes9903€-16k€-17k▼
Income taxes67/77€196€184▼
Profit (loss) for the period9904€-16k€-17k▼
Profit (loss) for the period to be appropriated9905€-16k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229k€212k▼
Profit (loss) brought forward from the previous period14P€245k€229k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 102.62
Current ratio from 42.40 to 102.62; short-term debt falls from €7k to €3k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-27k ▼573%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 66.64
Current ratio from 25.30 to 66.64; short-term debt falls from €11k to €5k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bordekensstraat 21981 ZemstGround area
534 m²
Building footprint
151 m²
Volume, LiDAR
629 m³
Parcel 23034A0335/00V002, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bordekensstraat 2, 1981 Zemst
since 19992.091.941.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034A0335/00V002 | Flanders | 534 m² | 1 · 151 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RENSON
BE 0415.990.933
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FINSTRACO
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Harvey
BE 0797.900.422
Wortegem-Petegem · Eq €243,022
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,041 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.