Inductance
ActiveSummary
Inductance has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €31k. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency46▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.69 in 2024; short-term debt: 12.2% and cash: 16.1% of total assets), but 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.2%
Return on assets
5.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
26 d late
2022
71 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 32.2%
2024 · €96k
2022: €19k
2023: €65k
2024: €96k
2022 → 2025
Total assets
€601k▲ 43.8%
2024 · €418k
2022: €48k
2023: €91k
2024: €418k
2022 → 2025
Net result
€31k▼ 2.2%
2024 · €32k
2022: €15k
2023: €45k
2024: €32k
2022 → 2025
Working capital
€90k▲ 36.3%
2024 · €66k
2022: €14k
2023: €59k
2024: €66k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€19k-€65k▲ 234%€96k▲ 49.2%€127k▲ 32.2%
Operating result€20k-€59k▲ 201%€43k▼ 27.1%€49k▲ 13.1%
Net result€15k-€45k▲ 195%€32k▼ 29.8%€31k▼ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €601k
Fixed assets
€438k ▲ 39.9%
Current assets
€163k ▲ 55.4%
Equity and liabilities €601k
Equity
€127k ▲ 32.2%
Debt
€474k ▲ 47.2%
Debt's share of the balance-sheet total rises from 77.0% to 78.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €94k
Cash flow
€46k▼
2024 · €83k
Current ratio
2.23▼
2024 · 2.69
Debt to equity
3.72▲
2024 · 3.34
ROE
24.4%▼
2024 · 33.0%
ROA
5.2%▼
2024 · 7.6%
Interest coverage
6.37▼
2024 · 116.59
Debt ≤ 1 year
€73k▲
2024 · €39k
Debt > 1 year
€401k▲
2024 · €283k
Income taxes
€7k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€418k€601k▲
Fixed assets21/28€313k€438k▲
Tangible fixed assets22/27€313k€438k▲
Land and buildings22€300k€291k▼
Plant, machinery and equipment23-€139k
Furniture and vehicles24€13k€8k▼
Current assets29/58€105k€163k▲
Amounts receivable within one year40/41€10k€64k▲
Trade receivables40-€23k
Other amounts receivable41€10k€41k▲
Cash at bank and in hand54/58€93k€97k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€418k€601k▲
Equity10/15€96k€127k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€92k€123k▲
Amounts payable17/49€322k€474k▲
Amounts payable after more than one year17€283k€401k▲
Financial debts170/4€283k€401k▲
Amounts payable within one year42/48€39k€73k▲
Current portion of amounts payable after more than one year42€30k€49k▲
Trade debts44€951€18k▲
Suppliers440/4€951€18k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€6k€6k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€999€999=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€15k▼
Other operating charges640/8€274€2k▲
Non-recurring operating charges66A€125-
Gross operating margin9900€95k€66k▼
Operating profit (loss)9901€43k€49k▲
Financial income75/76B€102€57▼
Recurring financial income75€102€57▼
Financial charges65/66B€808€10k▲
Recurring financial charges65€808€10k▲
Profit (loss) for the period before taxes9903€42k€39k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€32k€31k▼
Profit (loss) for the period to be appropriated9905€32k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€123k▲
Profit (loss) brought forward from the previous period14P€61k€92k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €100kEq €127k ▲32.2%
4 profitable years in a row build equity to €127k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2022net €45k ▲195%
Operating result €59k, net result €45k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.14
Current ratio from 2.09 to 5.14.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pré des Manants(CH) 235020 NamurGround area
2,295 m²
Building footprint
273 m²
Volume, LiDAR
681 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Inductance
since 20222.331.020.262
Inductance
since 20242.367.532.646
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92024D0020/00G000 | Wallonia | 1,823 m² | 1 · 200 m² | - |
| 92024D0103/00S002 | Wallonia | 472 m² | 1 · 72 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE RYCKE CONSULT & INVEST
BE 1001.702.568
Gent · Eq €127,425
EFACTIVE
BE 0879.440.305
Aartselaar · Eq €127,423
MANAVEST
BE 0791.784.571
Blégny · Eq €127,431
ATLASIA
BE 1017.972.339
Nivelles · Eq €127,433
Alli VDP
BE 0669.866.063
Nivelles · Eq €127,435
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,859 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.