Individual Tax Services
ActiveSummary
Individual Tax Services has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €271k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 5.06 against 6.51 in 2024; short-term debt: 16.6% and cash: 13.2% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
19.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
48 d late
2023
237 d late
2022
70 d late
2021
2 d early
2020
29 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.10M▲ 16.6%
2024 · €947k
2018: €429k
2019: €506k
2020: €593k
2021: €605k
2022: €749k
2023: €761k
2024: €947k
2018 → 2025
Total assets
€1.39M▲ 27.6%
2024 · €1.09M
2018: €522k
2019: €583k
2020: €715k
2021: €891k
2022: €1.01M
2023: €1.06M
2024: €1.09M
2018 → 2025
Net result
€271k▲ 3.2%
2024 · €262k
2018: €73k
2019: €77k
2020: €112k
2021: €154k
2022: €144k
2023: €211k
2024: €262k
2018 → 2025
Working capital
€940k▲ 20.1%
2024 · €782k
2018: €403k
2019: €488k
2020: €572k
2021: €557k
2022: €709k
2023: €557k
2024: €782k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€605k-€749k▲ 23.7%€761k▲ 1.6%€947k▲ 24.5%€1.10M▲ 16.6%
Operating result€189k-€205k▲ 8.5%€286k▲ 39.3%€374k▲ 30.7%€383k▲ 2.6%
Net result€154k-€144k▼ 6.2%€211k▲ 46.3%€262k▲ 24.2%€271k▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets
€222k ▲ 32.3%
Current assets
€1.17M ▲ 26.7%
Equity and liabilities €1.39M
Equity
€1.10M ▲ 16.6%
Debt
€289k ▲ 99.8%
Debt's share of the balance-sheet total rises from 13.3% to 20.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€423k▲
2024 · €413k
Cash flow
€311k▲
2024 · €302k
Current ratio
5.06▼
2024 · 6.51
Debt to equity
0.26▲
2024 · 0.15
ROE
24.5%▼
2024 · 27.7%
ROA
19.4%▼
2024 · 24.0%
Interest coverage
191.26▲
2024 · 185.32
Debt ≤ 1 year
€232k▲
2024 · €142k
Debt > 1 year
€58k▲
2024 · €3k
Income taxes
€120k▲
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.39M▲
Fixed assets21/28€168k€222k▲
Tangible fixed assets22/27€167k€222k▲
Land and buildings22€140k€133k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€21k€85k▲
Financial fixed assets28€1k€0▼
Current assets29/58€924k€1.17M▲
Amounts receivable after more than one year29€272k€272k=
Other amounts receivable291€272k€272k=
Amounts receivable within one year40/41€143k€145k▲
Trade receivables40€143k€145k▲
Other amounts receivable41€0-
Current investments50/53€307k€569k▲
Cash at bank and in hand54/58€200k€184k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.39M▲
Equity10/15€947k€1.10M▲
Contributions10/11€12k€12k=
Reserves13€935k€1.09M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€74€74=
Distributable reserves133€933k€1.09M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€145k€289k▲
Amounts payable after more than one year17€3k€58k▲
Financial debts170/4€3k€58k▲
Amounts payable within one year42/48€142k€232k▲
Current portion of amounts payable after more than one year42€11k€19k▲
Trade debts44€751€38k▲
Suppliers440/4€751€38k▲
Taxes, remuneration and social security45€49k€53k▲
Taxes450/3€49k€53k▲
Other amounts payable47/48€80k€121k▲
Income statement
Code20242025
Non-recurring operating income76A€18k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€416k€425k▲
Operating profit (loss)9901€374k€383k▲
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€380k€391k▲
Income taxes67/77€117k€120k▲
Profit (loss) for the period9904€262k€271k▲
Profit (loss) for the period to be appropriated9905€262k€271k▲
Appropriation of the result
Profit (loss) to be appropriated9906€262k€271k▲
Transfer from equity791/2€76k€112k▲
Transfer to equity691/2€262k€269k▲
To other reserves6921€262k€269k▲
Profit to be distributed694/7€76k€114k▲
Return on contributions (dividend)694€76k€114k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €271k ▲3.2%
Operating result €383k, net result €271k, both a record.
31-12
Financial
Equity above €1MEq €1.10M ▲16.6%
8 profitable years in a row build equity to €1.10M.
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 237 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €506k ▲17.9%
2 profitable years in a row build equity to €506k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Snipweg(Odk) 7A8670 KoksijdeGround area
1,378 m²
Building footprint
321 m²
Volume, LiDAR
16 m³
2 parcels, Flanders · tallest building 1.1 m. Linked by address, not a title deed.
2 establishment units
Individual Tax Services
since 20112.195.014.582
Individual Tax Services
since 20192.286.931.683
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010C0682/00H000 | Flanders | 749 m² | 1 · 181 m² | - |
| 38502G0913/00_000 | Flanders | 629 m² | 1 · 140 m² | 1.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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EL CERRO
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KA VISUEL
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FORAX
BE 0829.092.949
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J.V.E. HOLDING
BE 0896.807.362
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2011
Fiscal year end31-12
Abbreviation NL
I.T.S.
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.