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Checked.be
Complete company report
Generated 24-08-2026
Active BE 0741.664.275Public limited company

Independer.be

Mediaplein 1 ·2018 Antwerpen, Belgium· 6 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

Independer.be is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 1
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 13-05-2026 2026-00115842
31-12-2024 verkort 28-05-2025 2025-00111752
31-12-2023 verkort 30-05-2024 2024-00106355
31-12-2022 verkort 26-05-2023 2023-00104024
31-12-2021 verkort 11-05-2022 2022-20025490
Directors & mandates 1 directors
Current directors & mandates
  • Birgit Verbruggen
    Director
    State Gazette act 26107037 (21-08-2026)
    Current
    21-08-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Public limited company(014)
Incorporation16-01-2020
StatusActive
Postal code2018
Establishment units 1 location
Independer.be
Mediaplein 1, 2018 AntwerpenActiviteiten van verzekeringsagenten en -makelaars
since 20202.300.748.641
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1130/00L008 Flanders 1,898 m² 1 · 1,898 m² 16.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-08-2026
State Gazette act General meeting · Director appointment
General meeting · Director appointment
13-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
28-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
11-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgian State Gazette reading coverage 1 of 8 acts read

Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Capital history · 1
24-04-2025
Capital change
All acts · 3 updated 3 days ago
2026
21-08-2026 Act object · General meeting · Officer appointment · Filing representative Open-capture extraction
  • Act object: Benoeming bestuurder · Independer.be
  • Publication: 2026-08-21 · Independer.be
  • Filing: 2026-08-13 · Independer.be
  • General meeting: 2026-07-14 · Independer.be
  • Officer appointment: role: bestuurder, term: tot en met de gewone algemene vergadering te houden in 2032, start_date: 2026-07-14 · Birgit Verbruggen
  • Filing representative: Lasthebber · Shirley Odé
Summary: Act object · General meeting · Officer appointment · Filing representative
Technical details 
{
  "facts": [
    {
      "type": "act_object",
      "quote": "Onderwerp akte : Benoeming bestuurder",
      "value": "Benoeming bestuurder",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-21",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 21/08/2026 - Annexes du Moniteur belge",
      "value": "2026-08-21",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-13",
      "type": "filing",
      "quote": "13 AUG. 2026",
      "value": "2026-08-13",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-14",
      "type": "general_meeting",
      "quote": "Uit de notulen van de buitengewone algemene vergadering dd. 14 juli 2026 is gebleken dat:",
      "value": "2026-07-14",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-14",
      "type": "officer_appointment",
      "quote": "De Algemene Vergadering heeft besloten mevrouw Birgit Verbruggen te benoemen als bestuurder tot en met de gewone algemene vergadering te houden in 2032.",
      "value": {
        "role": "bestuurder",
        "term": "tot en met de gewone algemene vergadering te houden in 2032",
        "start_date": "2026-07-14"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "filing_representative",
      "quote": "Shirley Od\u00E9\nLasthebber",
      "value": "Lasthebber",
      "object": "e1",
      "subject": "e3"
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 53,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 993,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0741.664.275",
      "kind": "company",
      "name": "Independer.be",
      "attrs": {
        "seat": "Mediaplein 1, 2018",
        "legal_form": "NV"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Birgit Verbruggen",
      "attrs": {}
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Shirley Od\u00E9",
      "attrs": {}
    }
  ]
}
2025
24-04-2025 Capital increase of €8,411,759 to €10,062,000 Capital & shares·Katleen Hennissen
  • €1.650.241 → €10.062.000
  • 2 kapitaalbewegingen in deze akte
Notary: Katleen Hennissen · Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 1650241.0,
      "delta_eur": 1588241.0,
      "before_eur": 62000.0,
      "subscribers": [
        {
          "kbo": null,
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          "kind": "org",
          "name": "de enige aandeelhouder",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": "geld",
          "n_shares_subscribed": 2562,
          "contribution_amount_eur": 1588241.0
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 2562,
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      },
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      "n_shares_destroyed": null,
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      "merger_exchange_ratio": null,
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      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "capital_increase",
      "after_eur": 10062000.0,
      "delta_eur": 8411759.0,
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      "subscribers": [
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          "rrn": null,
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          "share_class": null,
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          "contribution_kind": "schuldvordering",
          "n_shares_subscribed": null,
          "contribution_amount_eur": 8411759.0
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
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        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "schuldvordering_inbreng",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
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  ],
  "notary": {
    "name": "Katleen Hennissen",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-04-24",
    "filing_date": "2025-04-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-04-03",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": null,
    "firm_name": "PwC Bedrijfsrevisoren BV",
    "ibr_number": null,
    "mission_type": "apport_nature",
    "individual_name": "Mieke Van Leeuwe"
  },
  "subject_company": {
    "kbo": "0741.664.275",
    "name_full": "Independer.be",
    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "afschrift akte",
    "co\u00F6rdinatie van statuten",
    "verslagen"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": 100.0,
      "kind": "org",
      "name": "de enige aandeelhouder",
      "role": "aandeelhouder",
      "n_shares": 16229,
      "share_class": null
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 16229,
      "class_name": "Aandelen",
      "capital_share_eur": 10062000.0,
      "voting_rights_per_share": 1.0
    }
  ]
}
2024
30-07-2024 Change of permanent representative Director changes
Technical details 
{
  "events": [
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Mieke Van Leeuwe",
        "address": null,
        "birth_date": null,
        "profession": "bedrijfsrevisor",
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "Mieke Van Leeuwe BV",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-05-03",
      "evidence_quote": "De Algemene Vergadering heeft akte genomen van de wijziging van de vertegenwoordiger van de vennootschap PwC Bedrijfsrevisoren BV, die vanaf 3 mei 2024 zal vertegenwoordigd worden door Mieke Van Leeuwe BV (B00984), bedrijfsrevisor, met als vaste vertegenwoordiger Mieke Van Leeuwe, in de uitoefening ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Kurt Cappoen",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "Kurt Cappoen BV",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-05-03",
      "evidence_quote": "De Algemene Vergadering heeft akte genomen van de wijziging van de vertegenwoordiger van de vennootschap PwC Bedrijfsrevisoren BV, die vanaf 3 mei 2024 zal vertegenwoordigd worden door Mieke Van Leeuwe BV (B00984), bedrijfsrevisor, met als vaste vertegenwoordiger Mieke Van Leeuwe, in de uitoefening ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Anwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-30",
    "filing_date": "2024-07-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-05-03",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0741.664.275",
    "name_full": "Independer.be",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Shirley Od\u00E9",
    "org_rep_person_name": null,
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL Independer.be
Registered office
Mediaplein 1
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative