INCRIUS
ActiveINCRIUS has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371k and a net result of €15k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 124 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+42
Solvency71▲+7
Growth53=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.63 in 2024; short-term debt: 49% and cash: 9.5% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.3%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
2 d early
2023
116 d early
2022
34 d early
2021
62 d early
2020
18 d early
2019
86 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.51M▲ 5.8%
2019 · €3.32M
2019: €3.32M
2019 → 2020
EBIT margin
5.2%▲ 2.0pp
2019 · 3.2%
2019: 3.2%
2019 → 2020
Net result
€15k
2024 · €-24k
2019: €91k
2020: €125k
2021: €22k
2022: €6k
2023: €32k
2024: €-24k
2019 → 2025
Working capital
€384k▲ 13.0%
2024 · €340k
2019: €188k
2020: €309k
2021: €324k
2022: €331k
2023: €396k
2024: €340k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€342k-€347k▲ 1.6%€379k▲ 9.2%€356k▼ 6.2%€371k▲ 4.3%
Operating result€50k-€26k▼ 47.0%€70k▲ 168%€-7k€29k
Net result€22k-€6k▼ 75.2%€32k▲ 478%€-24k€15k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €802k
Fixed assets
€25k▼ 37.4%
Current assets
€777k▼ 11.6%
Equity and liabilities €802k
Equity
€371k▲ 4.3%
Debt
€431k▼ 23.5%
The debt ratio falls from 61.3% to 53.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €9k
Cash flow
€28k▲
2024 · €-8k
Solvency
46.3%▲
2024 · 38.7%
Current ratio
1.98▲
2024 · 1.63
Quick ratio
1.93▲
2024 · 1.57
Debt / equity
1.16▼
2024 · 1.59
ROE
4.1%▲
2024 · -6.7%
ROA
1.9%▲
2024 · -2.6%
Interest coverage
7.49▲
2024 · 1.66
Debt
€431k▼
2024 · €564k
Debt ≤ 1 year
€393k▼
2024 · €539k
Income taxes
€12k▼
2024 · €15k
Staff costs
€814k▼
2024 · €831k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€919k€802k▼
Fixed assets21/28€40k€25k▼
Tangible fixed assets22/27€40k€25k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€31k€17k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€879k€777k▼
Amounts receivable after more than one year29€255k€258k▲
Other amounts receivable291€255k€258k▲
Stocks and contracts in progress3€34k€18k▼
Stocks30/36€34k€18k▼
Amounts receivable within one year40/41€446k€407k▼
Trade receivables40€432k€406k▼
Other amounts receivable41€15k€1k▼
Cash at bank and in hand54/58€121k€76k▼
Deferred charges and accrued income490/1€22k€18k▼
Equity and liabilities
Total equity and liabilities10/49€919k€802k▼
Equity10/15€356k€371k▲
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€12k€12k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€245k€260k▲
Amounts payable17/49€564k€431k▼
Amounts payable within one year42/48€539k€393k▼
Current portion of amounts payable after more than one year42€7k€7k▼
Financial debts43€29k€30k▲
Credit institutions430/8€29k€30k▲
Trade debts44€297k€173k▼
Suppliers440/4€297k€173k▼
Advances received on contracts in progress46€85k€40k▼
Taxes, remuneration and social security45€121k€100k▼
Taxes450/3€39k€24k▼
Remuneration and social security454/9€82k€76k▼
Other amounts payable47/48-€43k
Accrued charges and deferred income492/3€25k€38k▲
Income statement
Code20242025
Non-recurring operating income76A-€698
Remuneration, social security and pensions62€831k€814k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€842k€859k▲
Operating profit (loss)9901€-7k€29k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-8k€28k▲
Income taxes67/77€15k€12k▼
Profit (loss) for the period9904€-24k€15k▲
Profit (loss) for the period to be appropriated9905€-24k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€245k€260k▲
Profit (loss) brought forward from the previous period14P€269k€245k▼
Social balance
Average headcount (FTE)908712.511.6▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼174%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Highest result since 2019net €125k ▲38.5%
Operating result €181k, net result €125k, both a record.
30-06
Financial
Equity above €200kEq €319k ▲64.7%
2 profitable years in a row build equity to €319k.
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 199270 LaarneGround area
156 m²
Building footprint
156 m²
Volume, LiDAR
1,287 m³
Parcel 42010C0126/00G000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Incrius
since 19782.015.108.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010C0126/00G000 | Flanders | 156 m² | 1 · 156 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 5,106 EUR awarded · 5,106 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,394 EUR | 1,394 EUR |
| 2024 | 1 | 2,215 EUR | 2,215 EUR |
| 2022 | 1 | 1,497 EUR | 1,497 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Individueel Maatwerk
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Of 147 companies in sector 26200 we hold annual accounts for 85. 61 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-07-1978
Fiscal year end31-12
Activities, NACEBEL
26200Manufacture of computer, electronic and optical products
30020
46500Wholesale of information and communication equipment
46510Wholesale trade
51840
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.