INCO
ActiveINCO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €7k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency75▼-25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 8.15 in 2024; short-term debt: 49.8% and cash: 36.5% of total assets), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
1 d early
2023
5 d early
2022
50 d early
2021
4 d early
2020
5 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 4.2%
2024 · €35k
2019: €605
2020: €21k
2021: €5k
2022: €17k
2023: €28k
2024: €35k
2019 → 2025
Total assets
€73k▲ 83.0%
2024 · €40k
2019: €2k
2020: €34k
2021: €14k
2022: €18k
2023: €38k
2024: €40k
2019 → 2025
Net result
€7k▲ 5.1%
2024 · €7k
2019: €-3k
2020: €20k
2021: €-15k
2022: €12k
2023: €10k
2024: €7k
2019 → 2025
Working capital
€32k▼ 5.8%
2024 · €34k
2019: €-369
2020: €20k
2021: €5k
2022: €17k
2023: €27k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€17k▲ 218%€28k▲ 59.3%€35k▲ 25.5%€36k▲ 4.2%
Operating result€-12k-€14k€15k▲ 2.5%€10k▼ 31.9%€10k▲ 3.5%
Net result€-15k-€12k€10k▼ 13.5%€7k▼ 31.5%€7k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€4k▲ 591%
Current assets
€69k▲ 75.3%
Equity and liabilities €73k
Equity
€36k▲ 4.2%
Debt
€36k▲ 657%
The debt ratio rises from 12.1% to 49.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k
Cash flow
€8k
Solvency
50.1%▼
2024 · 87.9%
Current ratio
1.89▼
2024 · 8.15
Quick ratio
1.89▼
2024 · 8.15
Debt / equity
1.00▲
2024 · 0.14
ROE
20.5%▲
2024 · 20.3%
ROA
10.3%▼
2024 · 17.9%
Interest coverage
147.72
Debt
€36k▲
2024 · €5k
Debt ≤ 1 year
€36k▲
2024 · €5k
Income taxes
€3k=
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€73k▲
Fixed assets21/28€600€4k▲
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Financial fixed assets28€600€600=
Current assets29/58€39k€69k▲
Amounts receivable within one year40/41€24k€41k▲
Trade receivables40€9k€20k▲
Other amounts receivable41€15k€21k▲
Cash at bank and in hand54/58€14k€27k▲
Deferred charges and accrued income490/1€760€773▲
Equity and liabilities
Total equity and liabilities10/49€40k€73k▲
Equity10/15€35k€36k▲
Contributions10/11€6k€6k=
Reserves13€19k€27k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€17k€25k▲
Profit (loss) carried forward14€9k€3k▼
Amounts payable17/49€5k€36k▲
Amounts payable within one year42/48€5k€36k▲
Trade debts44€4k€25k▲
Suppliers440/4€4k€25k▲
Taxes, remuneration and social security45€399€5k▲
Taxes450/3€399€5k▲
Other amounts payable47/48€690€7k▲
Accrued charges and deferred income492/3-€66
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€419
Other operating charges640/8€687€1k▲
Gross operating margin9900€11k€12k▲
Operating profit (loss)9901€10k€10k▲
Financial income75/76B€1€8▲
Recurring financial income75€1€8▲
Financial charges65/66B€76€74▼
Recurring financial charges65€76€74▼
Profit (loss) for the period before taxes9903€10k€10k▲
Income taxes67/77€3k€3k=
Profit (loss) for the period9904€7k€7k▲
Profit (loss) for the period to be appropriated9905€7k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€17k▲
Profit (loss) brought forward from the previous period14P€9k€9k=
Transfer to equity691/2€7k€7k▲
To other reserves6921€7k€7k▲
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 8.15
Current ratio from 3.69 to 8.15; short-term debt falls from €10k to €5k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-06
Financial
Liquidity times 11current ratio 17.85
Current ratio from 1.60 to 17.85; short-term debt falls from €8k to €1k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-15k ▼176%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 2.62
Current ratio from 0.73 to 2.62.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
no sitting director, last change in 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-03-2025
Dina Neetens: Resigned as Manager
12-03-2025
Jorn Coppens: Resigned as Manager
22-07-2020
Hofmans Jan: Resigned as Director
01-07-2020
Timmermans Bert: Resigned as Director
22-02-2016
Coppens Ingmar: Resigned as Manager
Not every act has been read: a resignation may be missing here
8 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2010
Ground area
877 m²
Building footprint
182 m²
Volume, LiDAR
863 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inco
since 20102.198.347.721
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23403G0273/00H000 | Flanders | 796 m² | 1 · 100 m² | 7.6 m · 2 fl. |
| 23093A0320/00B003 | Flanders | 81 m² | 1 · 81 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2010
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.