INCI CONSULTING
ActiveINCI CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 82% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+56
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 6.17 in 2024; short-term debt: 16.6% and cash: 51.7% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
10.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €30k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d early
2023
98 d late
2022
32 d late
2021
86 d late
2020
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 15.1%
2024 · €26k
2020: €26k
2021: €30k
2022: €30k
2023: €27k
2024: €26k
2020 → 2025
Total assets
€36k▲ 17.0%
2024 · €31k
2020: €38k
2021: €32k
2022: €34k
2023: €32k
2024: €31k
2020 → 2025
Net result
€4k
2024 · €-999
2020: €23k
2021: €3k
2022: €366
2023: €-3k
2024: €-999
2020 → 2025
Working capital
€29k▲ 17.4%
2024 · €24k
2020: €26k
2021: €28k
2022: €27k
2023: €25k
2024: €24k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€30k▲ 1.2%€27k▼ 9.9%€26k▼ 3.7%€30k▲ 15.1%
Operating result€3k-€1k▼ 68.0%€-3k€-897▲ 66.5%€7k
Net result€3k-€366▼ 89.3%€-3k€-999▲ 66.6%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €897 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€2k▼ 13.6%
Current assets
€35k▲ 19.0%
Equity and liabilities €36k
Equity
€30k▲ 15.1%
Debt
€6k▲ 27.6%
The debt ratio rises from 15.2% to 16.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €-635
Cash flow
€4k▲
2024 · €-737
Solvency
83.4%▼
2024 · 84.8%
Current ratio
5.75▼
2024 · 6.17
Quick ratio
5.75▼
2024 · 6.17
Debt / equity
0.20▲
2024 · 0.18
ROE
13.1%▲
2024 · -3.8%
ROA
10.9%▲
2024 · -3.2%
Interest coverage
4.62▲
2024 · -16.55
Debt
€6k▲
2024 · €5k
Debt ≤ 1 year
€6k▲
2024 · €5k
Income taxes
€1k▲
2024 · €63
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€36k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€29k€35k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€14k€14k=
Other amounts receivable41-€2k
Cash at bank and in hand54/58€15k€19k▲
Equity and liabilities
Total equity and liabilities10/49€31k€36k▲
Equity10/15€26k€30k▲
Contributions10/11€3k€3k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€10k€14k▲
Amounts payable17/49€5k€6k▲
Amounts payable within one year42/48€5k€6k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€161€161=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€262€262=
Other operating charges640/8€58€162▲
Gross operating margin9900€-577€7k▲
Operating profit (loss)9901€-897€7k▲
Financial charges65/66B€38€1k▲
Recurring financial charges65€38€1k▲
Profit (loss) for the period before taxes9903€-936€5k▲
Income taxes67/77€63€1k▲
Profit (loss) for the period9904€-999€4k▲
Profit (loss) for the period to be appropriated9905€-999€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€14k▲
Profit (loss) brought forward from the previous period14P€11k€10k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 98 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼918%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 86 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 12.04
Current ratio from 3.18 to 12.04; short-term debt falls from €12k to €3k.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint-Denis (O.) 537034 MonsGround area
875 m²
Building footprint
162 m²
Volume, LiDAR
931 m³
Parcel 53062A0222/00V002, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INCI CONSULTING
since 20202.300.446.951
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53062A0222/00V002 | Wallonia | 875 m² | 1 · 162 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,512. 2,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2020
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.