INCENTRA
ActiveINCENTRA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €-15k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency39▼-10
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.88 against 1.1 in 2024), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
-4.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
21 d early
2023
42 d early
2022
53 d early
2021
24 d early
2020
11 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 13.8%
2024 · €107k
2018: €108k
2019: €113k
2020: €137k
2021: €131k
2022: €108k
2023: €114k
2024: €107k
2018 → 2025
Total assets
€340k▼ 4.7%
2024 · €357k
2018: €181k
2019: €159k
2020: €199k
2021: €456k
2022: €397k
2023: €411k
2024: €357k
2018 → 2025
Net result
€-15k▼ 116%
2024 · €-7k
2018: €37k
2019: €15k
2020: €34k
2021: €-6k
2022: €-23k
2023: €5k
2024: €-7k
2018 → 2025
Working capital
€-13k
2024 · €8k
2018: €108k
2019: €95k
2020: €114k
2021: €100k
2022: €50k
2023: €37k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€108k▼ 17.2%€114k▲ 4.9%€107k▼ 6.0%€92k▼ 13.8%
Operating result€-5k-€-17k▼ 250%€13k€551▼ 95.6%€-6k
Net result€-6k-€-23k▼ 257%€5k€-7k€-15k▼ 116%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €551 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €340k
Fixed assets
€247k▼ 7.9%
Current assets
€93k▲ 5.3%
Equity and liabilities €340k
Equity
€92k▼ 13.8%
Debt
€248k▼ 0.8%
The debt ratio rises from 70.0% to 72.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €25k
Cash flow
€7k▼
2024 · €18k
Solvency
27.1%▼
2024 · 30.0%
Current ratio
0.88▼
2024 · 1.10
Quick ratio
0.88▼
2024 · 1.10
Debt / equity
2.69▲
2024 · 2.33
ROE
-16.0%▼
2024 · -6.4%
ROA
-4.3%▼
2024 · -1.9%
Interest coverage
1.77▼
2024 · 3.33
Debt
€248k▼
2024 · €250k
Debt ≤ 1 year
€105k▲
2024 · €80k
Debt > 1 year
€141k▼
2024 · €170k
Income taxes
€121▲
2024 · €104
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€357k€340k▼
Fixed assets21/28€269k€247k▼
Tangible fixed assets22/27€269k€247k▼
Land and buildings22€253k€242k▼
Plant, machinery and equipment23€784€425▼
Furniture and vehicles24€15k€5k▼
Current assets29/58€88k€93k▲
Amounts receivable after more than one year29€38k€38k=
Trade receivables290€38k€0▼
Other amounts receivable291€0€38k▲
Amounts receivable within one year40/41€41k€53k▲
Trade receivables40€28k€13k▼
Other amounts receivable41€13k€40k▲
Cash at bank and in hand54/58€8k€872▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€357k€340k▼
Equity10/15€107k€92k▼
Contributions10/11€19k€19k=
Reserves13€96k€96k=
Distributable reserves133€96k€96k=
Profit (loss) carried forward14€-8k€-22k▼
Amounts payable17/49€250k€248k▼
Amounts payable after more than one year17€170k€141k▼
Financial debts170/4€170k€141k▼
Amounts payable within one year42/48€80k€105k▲
Current portion of amounts payable after more than one year42€38k€31k▼
Financial debts43€0€11k▲
Credit institutions430/8€0€11k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€38k€61k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€21k▼
Other operating charges640/8€2k€372▼
Gross operating margin9900€27k€15k▼
Operating profit (loss)9901€551€-6k▼
Financial income75/76B€251€149▼
Recurring financial income75€251€149▼
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€-7k€-15k▼
Income taxes67/77€104€121▲
Profit (loss) for the period9904€-7k€-15k▼
Profit (loss) for the period to be appropriated9905€-7k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-22k▼
Profit (loss) brought forward from the previous period14P€-702€-8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
E 3 laan 679800 DeinzeGround area
8,619 m²
Building footprint
3,898 m²
Volume, LiDAR
2 m³
Parcel 44054B0826/00T000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
E 3 laan 67, 9800 Deinze
since 20032.131.901.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0826/00T000 | Flanders | 8,619 m² | 1 · 3,898 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.