Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of INAUMA is 0.4% (very low). The 2025 annual accounts show equity of €6.57M and a net result of €3.83M. Its solvency ranks better than 34% of 92 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 27-07-2026 | 4 d early | 2026-00361233 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Multiple establishment units
+Young company
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€46.50M
EBIT margin11.0%
Net result€3.83M
Working capital€-2.54M
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 27-07-2026 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 14.5% | 46.9% | |
| Net result | €3.83M | €44k | |
| Equity | €6.57M | €91k | |
| Staff costs | €17.48M | €303k | |
| Employees (FTE) | 179.5 | 2.0 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | €46.50M |
| EBITDA | €5.25M |
| Net profit | €3.83M |
| Cash flow | €3.96M |
| Staff costs | €17.48M |
| Income taxes | €1.74M |
| Dividends | €3.50M |
| Total assets | €45.28M |
| Equity | €6.57M |
| Debt | €34.93M |
| of which ≤ 1y | €34.93M |
| of which > 1y | - |
| Working capital | €-2.54M |
| Employees (FTE) | 179.5 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.93 |
| Quick ratio | 0.93 |
| Working capital ratio | -5.6% |
| Solvency | 14.5% |
| Debt / equity | 5.31 |
| Long-term debt ratio | - |
| Interest coverage | 31.88 |
| Gross margin | 57.7% |
| Net margin | 8.2% |
| ROA | 8.5% |
| ROE | 58.2% |
| EBITDA margin | 11.3% |
| Days sales outstanding | 90d |
| Days payable outstanding | 52d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €45.28M |
| Fixed assets | 21/28 | €12.89M |
| Tangible fixed assets | 22/27 | €274k |
| Financial fixed assets | 28 | €12.62M |
| Current assets | 29/58 | €32.39M |
| Amounts receivable within one year | 40/41 | €11.46M |
| Cash & bank | 54/58 | €20.72M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €45.28M |
| Equity | 10/15 | €6.57M |
| Contributions / capital | 10/11 | €267k |
| Reserves | 13 | €5.98M |
| Accumulated profits (losses) | 14 | €328k |
| Provisions & deferred taxes | 16 | €3.78M |
| Amounts payable | 17/49 | €34.93M |
| Amounts payable within one year | 42/48 | €34.93M |
| Trade debts payable within one year | 44 | €2.80M |
| Income statement | ||
| Turnover | 70 | €46.50M |
| Operating result | 9901 | €5.13M |
| Financial income | 75 | €679k |
| Financial charges | 65 | €237k |
| Result before taxes | 9903 | €5.57M |
| Income taxes | 67/77 | €1.74M |
| Net result for the period | 9904 | €3.83M |
| Result to be appropriated | 9905 | €3.83M |
Ratios computed by Checked.
Health barometer
FY 2025 · computed56
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
No directors on record
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| EY BedrijfsrevisorenCurrent Statutory auditor · represented by Daniel Wuyts |
- | 08-12-2025 → present |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Public limited company(014) |
| Incorporation | 12-09-2024 |
| Status | Active |
| Postal code | 9820 |
Structure & network
Locations & real estate
Establishment units
5 locationsINAUMA
since 20242.364.854.654
INAUMA
since 20252.364.854.456
INAUMA
since 20252.364.854.555
INAUMA
since 20252.378.185.127
INAUMA
since 20252.378.185.226
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels5
Ground area24.6 ha
Buildings5
Building footprint9,892 m²
Volume (LiDAR)70,156 m³
Tallest building28.5 m · ±9 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0060/00S000 | Flanders | 17.8 ha | 1 · 1,210 m² | 28.5 m · 9 fl. |
| 34022E0660/00Y002 ProtectedMonumentDakpannenfabriek De Pottelberg: stoommachines, stoomketelfronten, pannenpers en deel kleispoorlijnSource ↗ |
Flanders | 5.3 ha | 1 · 2,087 m² | 8.4 m · 2 fl. |
| 44001B0575/00W000 | Flanders | 1.0 ha | 1 · 3,054 m² | 7.1 m · 1 fl. |
| 11016B0652/00L000 | Flanders | 3,896 m² | 1 · 2,245 m² | - |
| 44043A0536/00T000 | Flanders | 1,296 m² | 1 · 1,296 m² | 20.9 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
5 acts Capital history · 2
28-03-2025
v3.2
24-01-2025
v3.2
All acts · 5
updated 8 months ago
2025
08-12-2025 Daniel Wuyts appointed as statutory auditor
28-03-2025 Capital increase of €69,351.07 to €266,941.07
24-01-2025 Capital increase of €136,089.99 to €197,589.99
2024
18-11-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
proposal
16-09-2024 Incorporation of a new NV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes54
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
56
Profitability
74
Solvency
19
Growth
-
Stability
67
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van industriële designers74102Activiteiten van industriële designers74112
Primary activity highlighted.
Names & trade names
| Legal nameNL | INAUMA |
Registered office
Verlorenbroodstraat 122
9820 Merelbeke-Melle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.