INAÏS
ActiveThe computed 12-month bankruptcy probability of INAÏS is 2.6% (moderate). The 2024 annual accounts show equity of €51k and a net result of €-21k. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 18936 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency15▼-2
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.73 against 0.7 in 2023), and 84.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.2%
Return on assets
-6.4%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€21k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
12 d late
2022
48 d early
2021
20 d early
2020
23 d early
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€51k▼ 29.6%
2023 · €72k
2018: €242k
2019: €244k
2020: €213k
2021: €237k
2022: €230k
2023: €72k
2018 → 2024
Total assets
€334k▼ 9.3%
2023 · €369k
2018: €447k
2019: €442k
2020: €374k
2021: €421k
2022: €414k
2023: €369k
2018 → 2024
Net result
€-21k▲ 35.4%
2023 · €-33k
2018: €-27k
2019: €2k
2020: €-31k
2021: €24k
2022: €-7k
2023: €-33k
2018 → 2024
Working capital
€-71k▲ 10.7%
2023 · €-80k
2018: €-23k
2019: €-21k
2020: €-13k
2021: €48k
2022: €61k
2023: €-80k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€213k-€237k▲ 11.3%€230k▼ 3.1%€72k▼ 68.7%€51k▼ 29.6%
Operating result€-28k-€29k€-3k€-23k▼ 734%€-6k▲ 76.0%
Net result€-31k-€24k€-7k€-33k▼ 344%€-21k▲ 35.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €23k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €334k
Fixed assets
€143k▼ 23.4%
Current assets
€191k▲ 5.1%
Equity and liabilities €334k
Equity
€51k▼ 29.6%
Debt
€284k▼ 4.4%
The debt ratio rises from 80.5% to 84.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€38k▲
2023 · €22k
Cash flow
€22k▲
2023 · €12k
Solvency
15.2%▼
2023 · 19.5%
Current ratio
0.73▲
2023 · 0.70
Quick ratio
0.69▲
2023 · 0.67
Debt / equity
5.60▲
2023 · 4.12
ROE
-42.0%▲
2023 · -45.8%
ROA
-6.4%▲
2023 · -8.9%
Interest coverage
2.42▲
2023 · 2.34
Debt
€284k▼
2023 · €297k
Debt ≤ 1 year
€262k▲
2023 · €261k
Debt > 1 year
€21k▼
2023 · €35k
Income taxes
€221▼
2023 · €224
Staff costs
€228k▲
2023 · €217k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€369k€334k▼
Fixed assets21/28€187k€143k▼
Tangible fixed assets22/27€187k€143k▼
Plant, machinery and equipment23€24k€17k▼
Furniture and vehicles24€252-
Other tangible fixed assets26€163k€127k▼
Current assets29/58€182k€191k▲
Stocks and contracts in progress3€7k€9k▲
Stocks30/36€7k€9k▲
Amounts receivable within one year40/41€22k€21k▼
Trade receivables40€22k€21k▼
Cash at bank and in hand54/58€148k€156k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€369k€334k▼
Equity10/15€72k€51k▼
Contributions10/11€185k€185k=
Profit (loss) carried forward14€-113k€-134k▼
Amounts payable17/49€297k€284k▼
Amounts payable after more than one year17€35k€21k▼
Other amounts payable178/9€35k€21k▼
Amounts payable within one year42/48€261k€262k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€33k€20k▼
Suppliers440/4€26k€20k▼
Bills of exchange payable441€7k-
Taxes, remuneration and social security45€38k€52k▲
Taxes450/3€15k€21k▲
Remuneration and social security454/9€23k€31k▲
Other amounts payable47/48€176k€176k▼
Income statement
Code20232024
Remuneration, social security and pensions62€217k€228k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€44k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€241k€268k▲
Operating profit (loss)9901€-23k€-6k▲
Financial income75/76B€17€272▲
Recurring financial income75€17€272▲
Financial charges65/66B€9k€16k▲
Recurring financial charges65€9k€16k▲
Profit (loss) for the period before taxes9903€-33k€-21k▲
Income taxes67/77€224€221▼
Profit (loss) for the period9904€-33k€-21k▲
Profit (loss) for the period to be appropriated9905€-33k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-113k€-134k▼
Profit (loss) brought forward from the previous period14P€-80k€-113k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Fernand Charlot(Jod.) 21370 JodoigneGround area
187 m²
Building footprint
171 m²
Volume, LiDAR
1,476 m³
Parcel 25048G0303/02V002, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Fernand Charlot(Jod.) 2, 1370 Jodoigne
since 20162.263.572.994
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25048G0303/02V002 | Wallonia | 187 m² | 1 · 171 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJodoigne2.263.572.994
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MCL-F
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Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.