IN4M@TICS
ActiveIN4M@TICS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-7k. Equity is shrinking by ~12% per year across the filed fiscal years. Its solvency ranks better than 22% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-81
Solvency47▼-7
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
-16%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
34 d early
2024
43 d early
2023
40 d early
2022
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 42.6%
2024 · €15k
2022: €15k
2023: €10k
2024: €15k
2022 → 2025
Total assets
€41k▼ 23.0%
2024 · €53k
2022: €47k
2023: €30k
2024: €53k
2022 → 2025
Net result
€-7k
2024 · €5k
2022: €13k
2023: €-5k
2024: €5k
2022 → 2025
Working capital
€8k▼ 42.2%
2024 · €13k
2022: €6k
2023: €7k
2024: €13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€10k▼ 32.7%€15k▲ 50.1%€9k▼ 42.6%
Operating result€18k-€-5k€5k€-5k
Net result€13k-€-5k€5k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€1k▼ 45.4%
Current assets
€40k▼ 22.1%
Equity and liabilities €41k
Equity
€9k▼ 42.6%
Debt
€32k▼ 14.9%
The debt ratio rises from 71.0% to 78.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €6k
Cash flow
€-6k▼
2024 · €6k
Solvency
21.6%▼
2024 · 29.0%
Current ratio
1.24▼
2024 · 1.36
Quick ratio
1.24▼
2024 · 1.32
Debt / equity
3.63▲
2024 · 2.45
ROE
-74.3%▼
2024 · 33.4%
ROA
-16.0%▼
2024 · 9.7%
Interest coverage
-103.65▼
2024 · 152.15
Debt
€32k▼
2024 · €38k
Debt ≤ 1 year
€32k▼
2024 · €38k
Income taxes
€1k▲
2024 · €187
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€41k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€1k€945▼
Furniture and vehicles24€563€144▼
Current assets29/58€51k€40k▼
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€17k€2k▼
Trade receivables40€17k€2k▼
Cash at bank and in hand54/58€32k€37k▲
Deferred charges and accrued income490/1€706€706=
Equity and liabilities
Total equity and liabilities10/49€53k€41k▼
Equity10/15€15k€9k▼
Contributions10/11€2k€2k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49€38k€32k▼
Amounts payable within one year42/48€38k€32k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€25k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€943€906▼
Other operating charges640/8€1k€943▼
Gross operating margin9900€7k€-4k▼
Operating profit (loss)9901€5k€-5k▼
Financial income75/76B€51€2▼
Recurring financial income75€51€2▼
Financial charges65/66B€41€43▲
Recurring financial charges65€41€43▲
Profit (loss) for the period before taxes9903€5k€-5k▼
Income taxes67/77€187€1k▲
Profit (loss) for the period9904€5k€-7k▼
Profit (loss) for the period to be appropriated9905€5k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148€-7k▼
Profit (loss) brought forward from the previous period14P€-5k-
Transfer to equity691/2€148-
To other reserves6921€148-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-7k ▼228%
Net result drops to €-7k, the lowest in the series.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
President Kennedylaan 68870 IzegemGround area
183 m²
Building footprint
78 m²
Volume, LiDAR
445 m³
Parcel 36492A0332/00S003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
President Kennedylaan 6, 8870 Izegem
since 20202.310.146.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36492A0332/00S003 | Flanders | 183 m² | 1 · 78 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 8,903 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2020
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
28990Manufacture of machinery and equipment not elsewhere classified
33200Installation of industrial machinery and equipment
43410Roofing work
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.