IN FINE
ActiveIN FINE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €20k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-8
Solvency87▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 2.06 in 2024; short-term debt: 37.7% and cash: 29.9% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
5.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
91 d late
2018
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 9.8%
2024 · €199k
2018: €33k
2019: €68k
2020: €90k
2021: €127k
2022: €157k
2024: €199k
2018 → 2025
Total assets
€351k▲ 1.4%
2024 · €346k
2018: €139k
2019: €115k
2020: €197k
2021: €328k
2022: €397k
2024: €346k
2018 → 2025
Net result
€20k▼ 54.3%
2024 · €43k
2018: €6k
2019: €35k
2020: €21k
2021: €37k
2022: €30k
2024: €43k
2018 → 2025
Working capital
€166k▲ 7.0%
2024 · €155k
2018: €37k
2019: €65k
2020: €49k
2021: €87k
2022: €111k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€90k-€127k▲ 41.3%€157k▲ 23.6%€199k▲ 27.3%€219k▲ 9.8%
Operating result€35k-€52k▲ 46.9%€50k▼ 4.3%€90k▲ 79.6%€41k▼ 53.9%
Net result€21k-€37k▲ 73.7%€30k▼ 19.4%€43k▲ 43.0%€20k▼ 54.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€53k▲ 18.3%
Current assets
€298k▼ 1.2%
Equity and liabilities €351k
Equity
€219k▲ 9.8%
Debt
€132k▼ 10.0%
The debt ratio falls from 42.5% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €110k
Cash flow
€33k▼
2024 · €63k
Solvency
62.3%▲
2024 · 57.5%
Current ratio
2.25▲
2024 · 2.06
Quick ratio
2.25▲
2024 · 2.06
Debt / equity
0.61▼
2024 · 0.74
ROE
8.9%▼
2024 · 21.4%
ROA
5.6%▼
2024 · 12.3%
Interest coverage
12.19▼
2024 · 27.76
Debt
€132k▼
2024 · €147k
Debt ≤ 1 year
€132k▼
2024 · €147k
Income taxes
€18k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€346k€351k▲
Fixed assets21/28€45k€53k▲
Tangible fixed assets22/27€45k€53k▲
Land and buildings22€20k€18k▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€12k€6k▼
Other tangible fixed assets26€12k€28k▲
Current assets29/58€302k€298k▼
Amounts receivable within one year40/41€133k€185k▲
Trade receivables40€30k€31k▲
Other amounts receivable41€104k€154k▲
Cash at bank and in hand54/58€159k€105k▼
Deferred charges and accrued income490/1€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€346k€351k▲
Equity10/15€199k€219k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€74k€94k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€92k▲
Profit (loss) carried forward14€106k€106k=
Amounts payable17/49€147k€132k▼
Amounts payable after more than one year17€411-
Financial debts170/4€411-
Amounts payable within one year42/48€147k€132k▼
Current portion of amounts payable after more than one year42€2k€411▼
Trade debts44€101k€106k▲
Suppliers440/4€101k€106k▲
Taxes, remuneration and social security45€44k€26k▼
Taxes450/3€44k€26k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€13k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€113k€58k▼
Operating profit (loss)9901€90k€41k▼
Financial income75/76B€207€587▲
Recurring financial income75€207€587▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€86k€37k▼
Income taxes67/77€43k€18k▼
Profit (loss) for the period9904€43k€20k▼
Profit (loss) for the period to be appropriated9905€43k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€126k▼
Profit (loss) brought forward from the previous period14P€106k€106k=
Transfer to equity691/2€43k€20k▼
To other reserves6921€43k€20k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Equity above €200kEq €219k ▲9.8%
7 profitable years in a row build equity to €219k.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2018net €43k ▲43%
Operating result €90k, net result €43k, both a record.
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €150kEq €157k ▲23.6%
5 profitable years in a row build equity to €157k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €100kEq €127k ▲41.3%
4 profitable years in a row build equity to €127k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 72 days late
2016
10-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 102 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chastre, Corroy 111325 Chaumont-GistouxGround area
4,635 m²
Building footprint
229 m²
Parcel 25021G0006/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Chastre, Corroy 11, 1325 Chaumont-Gistoux
since 20022.094.691.145
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021G0006/00H000 | Wallonia | 4,635 m² | 1 · 229 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATG38 CONSULT
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MIFI & MATE
BE 0841.177.763
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TG TECH CONSULTING
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RMA MANAGEMENT
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2001
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
72200Scientific research and development
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.