IMPENS YVES
ActiveThe computed 12-month bankruptcy probability of IMPENS YVES is 2.2% (moderate). The 2024 annual accounts show equity of €18k and a net result of €-11k. Equity is shrinking by ~13.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 50% of 18936 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency44▼-24
Growth32=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 1.15 in 2023), and 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29%
Return on assets
-18.3%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
85 d late
2022
122 d late
2021
82 d late
2020
137 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k▼ 38.7%
2023 · €29k
2018: €71k
2019: €71k
2020: €72k
2021: €71k
2022: €53k
2023: €29k
2018 → 2024
Total assets
€61k▼ 9.8%
2023 · €68k
2018: €180k
2019: €221k
2020: €237k
2021: €234k
2022: €152k
2023: €68k
2018 → 2024
Net result
€-11k▲ 53.2%
2023 · €-24k
2018: €54k
2019: €213
2020: €11k
2021: €-1k
2022: €-19k
2023: €-24k
2018 → 2024
Working capital
€-3k
2023 · €5k
2018: €16k
2019: €-9k
2020: €-4k
2021: €2k
2022: €25k
2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€72k-€71k▼ 1.5%€53k▼ 26.1%€29k▼ 45.3%€18k▼ 38.7%
Operating result€13k-€2k▼ 83.3%€-15k€-27k▼ 85.4%€-11k▲ 60.3%
Net result€11k-€-1k€-19k▼ 1,643%€-24k▼ 28.4%€-11k▲ 53.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2024 against €27k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €61k
Fixed assets
€20k▼ 25.8%
Current assets
€40k▲ 1.2%
Equity and liabilities €61k
Equity
€18k▼ 38.7%
Debt
€43k▲ 11.6%
The debt ratio rises from 57.4% to 71.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-4k▲
2023 · €-19k
Cash flow
€-4k▲
2023 · €-16k
Solvency
29.0%▼
2023 · 42.6%
Current ratio
0.94▼
2023 · 1.15
Quick ratio
0.68▼
2023 · 0.83
Debt / equity
2.45▲
2023 · 1.35
ROE
-63.2%▲
2023 · -82.8%
ROA
-18.3%▲
2023 · -35.3%
Interest coverage
-3.85▲
2023 · -14.29
Debt
€43k▲
2023 · €39k
Debt ≤ 1 year
€43k▲
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€61k▼
Fixed assets21/28€28k€20k▼
Tangible fixed assets22/27€28k€20k▼
Land and buildings22€13k€12k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€10k€5k▼
Financial fixed assets28€25€25=
Current assets29/58€40k€40k▲
Stocks and contracts in progress3€11k€11k▲
Stocks30/36€11k€11k▲
Amounts receivable within one year40/41€27k€25k▼
Trade receivables40€18k€25k▲
Other amounts receivable41€9k-
Cash at bank and in hand54/58€217€2k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€68k€61k▼
Equity10/15€29k€18k▼
Contributions10/11€12k€12k=
Reserves13€59k€59k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€16k€16k=
Distributable reserves133€41k€43k▲
Profit (loss) carried forward14€-42k€-54k▼
Amounts payable17/49€39k€43k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€35k€43k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Financial debts43€17k€5k▼
Credit institutions430/8€11k€5k▼
Other loans439€6k-
Trade debts44€4k€14k▲
Suppliers440/4€4k€14k▲
Taxes, remuneration and social security45€300€765▲
Taxes450/3€300€765▲
Other amounts payable47/48€9k€20k▲
Accrued charges and deferred income492/3€700€214▼
Income statement
Code20232024
Non-recurring operating income76A€9k-
Remuneration, social security and pensions62€-9-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€448
Other operating charges640/8€1k€591▼
Gross operating margin9900€-18k€-3k▲
Operating profit (loss)9901€-27k€-11k▲
Financial income75/76B€5k€660▼
Recurring financial income75€178€660▲
Non-recurring financial income76B€5k-
Financial charges65/66B€1k€968▼
Recurring financial charges65€1k€968▼
Profit (loss) for the period before taxes9903€-24k€-11k▲
Profit (loss) for the period9904€-24k€-11k▲
Profit (loss) for the period to be appropriated9905€-24k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-54k▼
Profit (loss) brought forward from the previous period14P€-18k€-42k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 137 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
02-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 33 days late
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooistraat(HEU) 559070 DestelbergenGround area
960 m²
Building footprint
100 m²
Volume, LiDAR
284 m³
Parcel 44372A0397/00E002, Flanders · tallest building 3.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMPENS YVES
since 20112.198.303.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44372A0397/00E002 | Flanders | 960 m² | 1 · 100 m² | 3.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEANICE
BE 1004.428.862
Mechelen · Eq €18k
Elicyr
BE 0460.647.060
Jette · Eq €18k
JO-LI
BE 1009.960.832
Awans · Eq €18k
Ô PIZZA & CO
BE 0750.907.979
Rumes · Eq €18k
COREX
BE 0837.454.052
Pittem · Eq €18k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
16230Manufacture of other builders' carpentry and joinery
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
43320Joinery installation
45402
46495Wholesale trade
46649Wholesale of other machinery and equipment
47830Retail sale of motorcycles and motorcycle parts and accessories
56210Event catering
56301Cafés and bars
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.