IMPACCT Accountants
ActiveIMPACCT Accountants has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €701k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-41
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 2.25 in 2024; short-term debt: 75.9% and cash: 2.4% of total assets), and 96.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
41.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 3269 sector peers (2025).
NBB · sector comparisonPosition among 3269 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
51 d early
2024
49 d early
2023
57 d early
2022
60 d early
2021
58 d early
2020
43 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€59k▼ 90.1%
2024 · €598k
2018: €123k
2019: €253k
2020: €532k
2021: €265k
2022: €466k
2023: €593k
2024: €598k
2018 → 2025
Total assets
€1.71M▲ 26.4%
2024 · €1.35M
2018: €976k
2019: €658k
2020: €686k
2021: €517k
2022: €666k
2023: €1.31M
2024: €1.35M
2018 → 2025
Net result
€701k▲ 19.4%
2024 · €587k
2018: €126k
2019: €144k
2020: €283k
2021: €253k
2022: €457k
2023: €579k
2024: €587k
2018 → 2025
Working capital
€-92k
2024 · €439k
2018: €-347k
2019: €-303k
2020: €101k
2021: €-89k
2022: €218k
2023: €435k
2024: €439k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€265k-€466k▲ 75.8%€593k▲ 27.2%€598k▲ 0.8%€59k▼ 90.1%
Operating result€337k-€616k▲ 82.6%€770k▲ 25.0%€789k▲ 2.5%€919k▲ 16.5%
Net result€253k-€457k▲ 80.6%€579k▲ 26.6%€587k▲ 1.4%€701k▲ 19.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€503k▼ 10.3%
Current assets
€1.20M▲ 52.6%
Equity and liabilities €1.71M
Equity
€59k▼ 90.1%
Debt
€1.65M▲ 119%
The debt ratio rises from 55.7% to 96.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.02M▲
2024 · €873k
Cash flow
€797k▲
2024 · €671k
Solvency
3.5%▼
2024 · 44.3%
Current ratio
0.93▼
2024 · 2.25
Quick ratio
0.93▼
2024 · 2.25
Debt / equity
27.83▲
2024 · 1.26
ROA
41.1%▼
2024 · 43.5%
Interest coverage
37.00▲
2024 · 31.13
Debt
€1.65M▲
2024 · €752k
Debt ≤ 1 year
€1.30M▲
2024 · €350k
Debt > 1 year
€348k▼
2024 · €402k
Income taxes
€229k▲
2024 · €192k
Staff costs
€267k▲
2024 · €174k
A ratio outside any meaningful range has been withheld (balance sheet total €1.71M, equity €59k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.35M€1.71M▲
Fixed assets21/28€561k€503k▼
Intangible fixed assets21€117k€80k▼
Tangible fixed assets22/27€438k€417k▼
Furniture and vehicles24€19k€26k▲
Other tangible fixed assets26€419k€392k▼
Financial fixed assets28€6k€5k▼
Current assets29/58€789k€1.20M▲
Amounts receivable after more than one year29€450k€460k▲
Other amounts receivable291€450k€460k▲
Amounts receivable within one year40/41€309k€691k▲
Trade receivables40€309k€671k▲
Other amounts receivable41-€20k
Cash at bank and in hand54/58€30k€41k▲
Deferred charges and accrued income490/1€249€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.71M▲
Equity10/15€598k€59k▼
Contributions10/11€19k€19k=
Reserves13€594€594=
Tax-exempt reserves132€594€594=
Distributable reserves133€0-
Profit (loss) carried forward14€579k€40k▼
Amounts payable17/49€752k€1.65M▲
Amounts payable after more than one year17€402k€348k▼
Financial debts170/4€401k€347k▼
Other amounts payable178/9€400€800▲
Amounts payable within one year42/48€350k€1.30M▲
Current portion of amounts payable after more than one year42€104k€120k▲
Trade debts44€71k€318k▲
Suppliers440/4€71k€318k▲
Taxes, remuneration and social security45€67k€93k▲
Taxes450/3€50k€69k▲
Remuneration and social security454/9€17k€23k▲
Other amounts payable47/48€108k€764k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€174k€267k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€96k▲
Other operating charges640/8€77€0▼
Gross operating margin9900€1.05M€1.28M▲
Operating profit (loss)9901€789k€919k▲
Financial income75/76B€18k€38k▲
Recurring financial income75€18k€38k▲
Financial charges65/66B€28k€27k▼
Recurring financial charges65€28k€27k▼
Profit (loss) for the period before taxes9903€779k€930k▲
Income taxes67/77€192k€229k▲
Profit (loss) for the period9904€587k€701k▲
Profit (loss) for the period to be appropriated9905€587k€701k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.16M€1.28M▲
Profit (loss) brought forward from the previous period14P€572k€579k▲
Transfer from equity791/2€2k€0▼
Profit to be distributed694/7€582k€1.24M▲
Return on contributions (dividend)694€574k€1.23M▲
Employees696€8k€12k▲
Social balance
Average headcount (FTE)90872.73.9▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
26-08
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
13-08
State Gazette act
General meeting · Statutes amendment
Reserve release · Corporate purpose · Thierry Arnauts
08-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
06-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
03-07
State Gazette act
Incorporation · Founder
Founding capital · Director appointment
01-07
State Gazette act
Incorporation · Founder
Founding capital · Capital
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €701k ▲19.4%
Operating result €919k, net result €701k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €593k ▲27.2%
6 profitable years in a row build equity to €593k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 2.09
Current ratio from 0.64 to 2.09; short-term debt falls from €251k to €199k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 7current ratio 1.75
Current ratio from 0.25 to 1.75; short-term debt falls from €404k to €134k.
31-12
Financial
Equity above €500kEq €532k ▲110%
3 profitable years in a row build equity to €532k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €253k ▲105%
2 profitable years in a row build equity to €253k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naamsesteenweg 1213001 LeuvenGround area
904 m²
Building footprint
577 m²
Volume, LiDAR
4,794 m³
Parcel 24434F0313/00S003, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Impacct Accountants
since 20182.271.763.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0313/00S003 | Flanders | 904 m² | 1 · 577 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 2,903 EUR awarded · 2,903 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,633 EUR | 2,633 EUR |
| 2023 | 1 | 270 EUR | 270 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,141 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2018
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.