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Immolo

Active
Private limited company (pre-2019)·Ontwikkeling van residentiële bouwprojecten· 41 yrs active
Brugsesteenweg 57 ·8420 De Haan, Belgium
KBO/BCE: BE 0427.493.153
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age41 yrs
Board1
Real estate1 parcel · 692 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Immolo is 0.7% (low). The 2023 annual accounts show negative equity (€-1.17M) and a net result of €-18k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 5% of 1436 sector peers (fiscal year 2023). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 30-06-2024 was due at the National Bank by 31-01-2025. Nothing is on record today, 558 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 15-02-2024, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2023, that is 31-01-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 nothing on record not filed -
30-06-2024 31-01-2025 nothing on record not filed -
30-06-2023 31-01-2024 15-02-2024 15 d late 2024-00030387
30-06-2022 31-01-2023 15-02-2024 380 d late 2024-00030380
30-06-2021 31-01-2022 15-02-2024 745 d late 2024-00030379
30-06-2020 31-01-2021 15-02-2024 1110 d late 2024-00030378
30-06-2019 31-01-2020 20-02-2020 20 d late 2020-05300049
30-06-2018 31-01-2019 26-02-2019 26 d late 2019-05700084
30-06-2017 31-01-2018 14-12-2018 317 d late 2018-74200432
30-06-2016 31-01-2017 21-02-2017 21 d late 2017-04700025
30-06-2015 31-01-2016 19-01-2016 12 d early 2016-01700114
30-06-2014 31-01-2015 11-12-2015 314 d late 2015-68500340

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1985, 41 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-18k+49.7%
Working capital€-157k-12.8%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 15-02-2024 with the NBB · fiscal year 2023 · verkort
€-1.50M€-1.00M€-500k€0Operating result 2019: €-3k€-3kNet result 2019: €-1.36M€-1.36MOperating result 2020: €-103k€-103kNet result 2020: €-110k€-110kOperating result 2021: €103k€103kNet result 2021: €97k€97kOperating result 2022: €-36k€-36kNet result 2022: €-35k€-35kOperating result 2023: €8k€8kNet result 2023: €-18k€-18k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±1.4%/year).
€-1.40M€-1.30M€-1.20M€-1.10M2024: €-1.18M (€-1.28M - €-1.09M)2025: €-1.20M (€-1.29M - €-1.11M)2026: €-1.22M (€-1.31M - €-1.12M)2019: €-1.10M2020: €-1.21M2021: €-1.11M2022: €-1.15M2023: €-1.17M20192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -5675.5% 13.5%
better than 5% of 1436 sector peers
Net result €-18k €457
better than 31% of 1432 sector peers
Equity €-1.17M €94k
better than 5% of 1436 sector peers
Gross operating margin €9k €43k
better than 36% of 1432 sector peers
Employees (FTE) 0.0 0.0
better than 28% of 419 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2020: P5 · n=4612021: P5 · n=6942022: P5 · n=10992023: P5 · n=14362020 2023
Stable position over 2020-2023 · n=461-1436
Net result P31
2020: P10 · n=4612021: P76 · n=6942022: P22 · n=10992023: P31 · n=14322020 2023
Improving position over 2020-2023 · n=461-1432
Equity P5
2020: P5 · n=4612021: P5 · n=6942022: P5 · n=10992023: P5 · n=14362020 2023
Stable position over 2020-2023 · n=461-1436
Gross operating margin P36
2020: P10 · n=4602021: P43 · n=6922022: P10 · n=10952023: P36 · n=14322020 2023
Improving position over 2020-2023 · n=460-1432
Describes the position versus peers, not a forecast.
EBITDA
€103k
- 19-23
Net profit
€-18k
+49.7% 19-23
Cash flow
€97k
- 19-23
Total assets
€21k
-69.0% 19-23
Equity
€-1.17M
-1.5% 19-23
Working capital
€-157k
-12.8% 19-23
Employees (FTE)
0
- 19-23
Debt
€1.18M
-2.3% 19-23
Debt ≤ 1y
€178k
-13.6% 19-23
Debt > 1y
€1.00M
0.0% 19-23
Current ratio
0.12
-64.1% 19-23
Quick ratio
0.10
-66.8% 19-23
Solvency
-5675.5%
-227.7% 19-23
Debt / equity
-1.01
+3.8% 19-23
ROE
1.5%
-50.5% 19-23
ROA
-86.6%
-62.2% 19-23
Interest coverage
9.58
- 19-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA-
Net profit€-18k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€21k
Equity€-1.17M
Debt€1.18M
of which ≤ 1y€178k
of which > 1y€1.00M
Working capital€-157k
Employees (FTE)0.0
Ratios (computed)
2023
Current ratio0.12
Quick ratio0.10
Working capital ratio-763.8%
Solvency-5675.5%
Debt / equity-1.01
Long-term debt ratio-0.86
Interest coverage-
Gross margin-
Net margin-
ROA-86.6%
ROE1.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Current assets 29/58€21k
Stocks & contracts in progress 3€2k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€585
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€-1.17M
Contributions / capital 10/11€143k
Reserves 13€118k
Accumulated profits (losses) 14€-1.43M
Provisions & deferred taxes 16€10k
Amounts payable 17/49€1.18M
Amounts payable after one year 17€1.00M
Amounts payable within one year 42/48€178k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€9k
Operating result 9901€8k
Financial income 75€5k
Financial charges 65€31k
Result before taxes 9903€-18k
Net result for the period 9904€-18k
Result to be appropriated 9905€-18k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
18 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Hannelore Cappelle
    Director
    State Gazette act 25157243 (12-12-2025)
    Current
    16-11-2023 → present
Former directors (1)
  • Jos van Loo
    Director
    State Gazette act 20145770 (08-12-2020)
    Former
    - → 04-02-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Ontwikkeling van residentiële bouwprojecten(68121)
Legal form Private limited company (pre-2019)(015)
Incorporation24-06-1985
StatusActive
Postal code8420

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
BVBA IMMOLO
Brugsesteenweg 57, 8420 De Haanprojectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
since 19872.031.260.865
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area692 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31038B0216/00B003 Flanders 692 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 1
23-06-2016
v3.2
All acts · 3 updated 8 months ago
2025
12-12-2025 Hannelore Cappelle appointed as director Director changes
  • Hannelore Cappelle, Bestuurder
Summary: v3.2
2020
08-12-2020 Jos van Loo resigns as director Director changes
  • Jos van Loo, Bestuurder
Summary: v3.2
2016
23-06-2016 Registered office moved from Zeebrugge to Wenduine Registered-office change
  • Tijdokstraat 32-34, 8380 Zeebrugge → Brugsesteenweg 57, 8420 Wenduine
Summary: v3.2

Analysis

Snowflake analysis

financial profile on 5 axes
Health18Profitability8Solvency33Growth58Stability100
43 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 18
Profitability 8
Solvency 33
Growth 58
Stability 100

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,001 of the 9,648 companies in this sector. 1,413 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Projectontwikkeling voor woningbouw70111
Primary activity highlighted.
Names & trade names
Legal nameNL Immolo
Registered office
Brugsesteenweg 57 bus 1
8420 De Haan, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.