IMMOLEC
ActiveSummary
IMMOLEC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency100=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0.2% and cash: 2.4% of total assets, and 0.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
14 d late
2022
27 d late
2021
20 d late
2020
26 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€557▼ 84.2%
2018 · €4k
2018: €4k
2018 → 2019
EBIT margin
4142.6%▲ 4097.5pp
2018 · 45.2%
2018: 45.2%
2018 → 2019
Net result
€-1k▲ 20.1%
2024 · €-1k
2018: €1k
2019: €16k
2020: €-6k
2021: €-5k
2022: €-3k
2023: €-4k
2024: €-1k
2018 → 2025
Working capital
€382k▼ 0.3%
2024 · €384k
2018: €386k
2019: €402k
2020: €397k
2021: €392k
2022: €389k
2023: €385k
2024: €384k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€392k-€389k▼ 0.8%€385k▼ 0.9%€384k▼ 0.4%€382k▼ 0.3%
Operating result€-5k-€-3k▲ 42.2%€-3k▼ 19.0%€-1k▲ 60.1%€-1k▲ 21.3%
Net result€-5k-€-3k▲ 41.1%€-4k▼ 17.5%€-1k▲ 59.1%€-1k▲ 20.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €383k
Equity
€382k ▼ 0.3%
Debt
€605 ▼ 40.5%
Debt's share of the balance-sheet total falls from 0.3% to 0.2%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.00▼
2024 · 0.00
ROE
-0.3%▲
2024 · -0.4%
ROA
-0.3%▲
2024 · -0.4%
Debt ≤ 1 year
€605▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €383k, equity €382k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€385k€383k▼
Current assets29/58€385k€383k▼
Amounts receivable after more than one year29€350k€350k=
Other amounts receivable291€350k€350k=
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€4k€4k=
Other amounts receivable41€21k€20k▼
Cash at bank and in hand54/58€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€385k€383k▼
Equity10/15€384k€382k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€20k€20k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€301k€300k▼
Amounts payable17/49€1k€605▼
Amounts payable within one year42/48€1k€605▼
Trade debts44€1k€605▼
Suppliers440/4€1k€605▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€7k€7k▼
Other operating charges640/8€437€400▼
Gross operating margin9900€-945€-687▲
Operating profit (loss)9901€-1k€-1k▲
Financial charges65/66B€74€77▲
Recurring financial charges65€74€77▲
Profit (loss) for the period before taxes9903€-1k€-1k▲
Profit (loss) for the period9904€-1k€-1k▲
Profit (loss) for the period to be appropriated9905€-1k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€301k€300k▼
Profit (loss) brought forward from the previous period14P€303k€301k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Liquidity times 36current ratio 15402.00
Current ratio from 426.99 to 15402.00; short-term debt falls from €913 to €25.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
31-12
Financial
Liquidity times 68current ratio 3184.82
Current ratio from 46.59 to 3184.82; short-term debt falls from €9k to €123.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €16k ▲1,042%
Operating result €23k, net result €16k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 1987
Ground area
2,427 m²
Building footprint
165 m²
Volume, LiDAR
898 m³
Parcel 23091A0292/00D000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Langestraat 95, 1741 Ternat
since 19872.033.543.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23091A0292/00D000 | Flanders | 2,427 m² | 1 · 165 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAVOCOM
BE 0763.617.454
Kasterlee · Eq €382,239
ELEKTRICITEITSWERKEN DEBAELE ANDY
BE 0879.411.601
Halen · Eq €382,220
ELEKTRICITEITSWERKEN ERIK DE VOCHT
BE 0889.780.802
Nijlen · Eq €382,730
MODALED
BE 0829.912.006
De Panne · Eq €382,061
VM SECURITE
BE 0897.294.540
Blégny · Eq €382,830
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-01-1987
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.