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Generated 12-08-2026
Active BE 0460.474.044Private limited company

IMMODUNI

Avenue de la Chasse Royale (H.) 38 ·7022 Mons, Belgium· 29 yrs active
Sector: Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen (68201)
Conclusion Checked

The computed 12-month bankruptcy probability of IMMODUNI is 0.3% (very low). The 2025 annual accounts show negative equity (€-1k) and a net result of €-13k. Equity is shrinking by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 1339 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €-1k
Net result €-13k
Better than sector 19%
Active 29 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health7Profitability100Solvency33Growth32Stability100
54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 18-12-2025 with the NBB · fiscal year 2025 · micro
€-15k€-10k€-5k€0€5kOperating result 2021: €-4k€-4kNet result 2021: €-2k€-2kOperating result 2022: €624€624Net result 2022: €-556€-556Operating result 2023: €3k€3kNet result 2023: €3k€3kOperating result 2024: €-5k€-5kNet result 2024: €-9k€-9kOperating result 2025: €-4k€-4kNet result 2025: €-13k€-13k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~16.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
€-10k€0€10k€20k€30k2026: €6k (€5k - €7k)2027: €3k (€1k - €4k)2028: €-121 (€-2k - €2k)2019: €26k2020: €23k2021: €18k2022: €18k2023: €20k2024: €12k2025: €-1k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -0.4% 22.9%
better than 19% of 1339 sector peers
Net result €-13k €10k
better than 17% of 1337 sector peers
Equity €-1k €44k
better than 19% of 1340 sector peers
Gross operating margin €16k €39k
better than 31% of 1337 sector peers
Staff costs €603 €18k
higher than 16% of 187 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€27k
- 19-25
EBITDA
€12k
+244.5% 19-25
Net profit
€-13k
-50.1% 19-25
Cash flow
€3k
- 19-25
Total assets
€319k
+0.6% 19-25
Equity
€-1k
- 19-25
Working capital
€-121k
-9.1% 19-25
Staff costs
€603
-74.5% 19-25
Debt
€321k
+4.9% 19-25
Debt ≤ 1y
€127k
+10.4% 19-25
Debt > 1y
€193k
+1.5% 19-25
Current ratio
0.04
+35.7% 19-25
Quick ratio
0.04
+35.7% 19-25
Solvency
-0.4%
- 19-25
Debt / equity
-229.56
- 19-25
ROE
936.0%
- 19-25
ROA
-4.1%
-49.2% 19-25
Net margin
20.8%
- 19-25
EBITDA margin
35.0%
- 19-25
Interest coverage
1.31
+31.0% 19-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€12k
Net profit€-13k
Cash flow€3k
Staff costs€603
Income taxes-
Dividends-
Total assets€319k
Equity€-1k
Debt€321k
of which ≤ 1y€127k
of which > 1y€193k
Working capital€-121k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.04
Quick ratio0.04
Working capital ratio-38.0%
Solvency-0.4%
Debt / equity-229.56
Long-term debt ratio-138.18
Interest coverage1.31
Gross margin-
Net margin-
ROA-4.1%
ROE936.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€319k
Fixed assets 21/28€314k
Tangible fixed assets 22/27€314k
Financial fixed assets 28€180
Current assets 29/58€5k
Amounts receivable within one year 40/41€0
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€319k
Equity 10/15€-1k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-22k
Amounts payable 17/49€321k
Amounts payable after one year 17€193k
Amounts payable within one year 42/48€127k
Trade debts payable within one year 44€81
Income statement
Gross operating margin 9900€16k
Operating result 9901€-4k
Financial charges 65€9k
Result before taxes 9903€-13k
Net result for the period 9904€-13k
Result to be appropriated 9905€-13k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen(68201)
Legal form Private limited company(610)
Incorporation14-04-1997
StatusActive
Postal code7022
Establishment units 1 location
IMMODUNI
Avenue de la Chasse Royale (H.) 38., 7022 MonsHandel in eigen onroerend goed
since 20192.290.687.761
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53042B0087/00B019 Wallonia 2,129 m² 1 · 130 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
18-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
24-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
07-12-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
14-09-2023
State Gazette act Capital & shares
Emmanuel NIZET
24-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
24-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
20-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
17-12-2019
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
05-11-2018
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
20-12-2017
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
22-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgisch Staatsblad, acts 1 acts
Capital history · 1
14-09-2023
Capital change
All acts · 1 updated 2 years ago
2023
14-09-2023 Capital increase of €20,460 Capital & shares·Emmanuel NIZET
Notary: Emmanuel NIZET · Dour
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameFR IMMODUNI
Registered office
Avenue de la Chasse Royale (H.) 38
7022 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative