IMMO VANRUNXT · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IMMO VANRUNXT is 0.3% (very low). The 2023 annual accounts show equity of €211k and a net result of €-12k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 1436 sector peers (fiscal year 2023). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 375 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-06-2025, 309 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	nothing on record	not filed	-
31-12-2023	31-07-2024	05-06-2025	309 d late	2025-00119429
31-12-2022	31-07-2023	05-05-2025	644 d late	2025-00087850
31-12-2021	31-07-2022	14-07-2023	348 d late	2023-00236720
31-12-2020	31-07-2021	24-09-2021	55 d late	2021-68200587
31-12-2019	31-07-2020	22-12-2020	144 d late	2020-76600332
31-12-2018	31-07-2019	30-09-2019	61 d late	2019-66500426
31-12-2017	31-07-2018	27-09-2018	58 d late	2018-64900525
31-12-2016	31-07-2017	28-09-2017	59 d late	2017-63100238
31-12-2015	31-07-2016	31-08-2016	31 d late	2016-51200048
31-12-2014	31-07-2015	17-06-2015	44 d early	2015-17700170

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1988, 37 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-12k

Working capital€217k-5.2%

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 05-06-2025 with the NBB · fiscal year 2023 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~6.1%/year over 6 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2023 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	26.7%	13.5%	better than 62% of 1436 sector peers
Net result	€-12k	€457	better than 35% of 1432 sector peers
Equity	€211k	€94k	better than 60% of 1436 sector peers
Gross operating margin	€-5k	€43k	better than 21% of 1432 sector peers
Total assets	€790k	€1.35M	better than 38% of 1436 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P62

Improving position over 2021-2023 · n=694-1436

Net result P35

Weakening position over 2021-2023 · n=694-1432

Equity P60

Stable position over 2021-2023 · n=694-1436

Gross operating margin P21

Weakening position over 2021-2023 · n=692-1432

Describes the position versus peers, not a forecast.

EBITDA

€30k

-13.0% 18-23

Net profit

€-12k

- 18-23

Cash flow

€22k

-28.4% 18-23

Total assets

€790k

+5.0% 18-23

Equity

€211k

-5.3% 18-23

Working capital

€217k

-5.2% 18-23

Employees (FTE)

1

-18.2% 18-23

Staff costs

€-3k

- 18-23

Income taxes

€8k

-11.1% 18-23

Dividends

€0

- 18-23

Debt

€579k

+9.3% 18-23

Debt ≤ 1y

€572k

+9.4% 18-23

Current ratio

1.38

-4.1% 18-23

Quick ratio

1.38

-4.1% 18-23

Solvency

26.7%

-9.8% 18-23

Debt / equity

2.74

+15.5% 18-23

ROE

-5.6%

- 18-23

ROA

-1.5%

- 18-23

Interest coverage

62.76

+316.7% 18-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	verkort
Revenue	-
EBITDA	-
Net profit	€-12k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€790k
Equity	€211k
Debt	€579k
of which ≤ 1y	€572k
of which > 1y	-
Working capital	€217k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	1.38
Quick ratio	1.38
Working capital ratio	27.4%
Solvency	26.7%
Debt / equity	2.74
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-1.5%
ROE	-5.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €1k · 0.2% Current assets €789k · 99.9%

Equity & liabilities

Equity €211k · 26.7% Debt €579k · 73.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€790k
Fixed assets	21/28	€1k
Financial fixed assets	28	€1k
Current assets	29/58	€789k
Amounts receivable within one year	40/41	€578k
Cash & bank	54/58	€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€790k
Equity	10/15	€211k
Contributions / capital	10/11	€262k
Reserves	13	€26k
Accumulated profits (losses)	14	€-77k
Amounts payable	17/49	€579k
Amounts payable within one year	42/48	€572k
Trade debts payable within one year	44	€163k
Income statement
Gross operating margin	9900	€-5k
Operating result	9901	€-12k
Financial income	75	€62
Financial charges	65	€352
Result before taxes	9903	€-12k
Net result for the period	9904	€-12k
Result to be appropriated	9905	€-12k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2023 · computed

47 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Directors

Directors & mandates

1 director

Former directors (1)

D.I.C. NVLegal entity
Managing director· perm. rep.: Regine Palmers
State Gazette act 25118032 (18-09-2025)

Former
- → 20-12-2019

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310)
Legal form	Public limited company(014)
Incorporation	19-12-1988
Status	Active
Postal code	3590

Structure & network

Locations & real estate

Registered office

on the map · from the address register

seat.Municipality exact location from the address register

7 companies at this address See who is registered here

Establishment units

1 location

IMMO VANRUNXT

Dorpsstraat 34, 3590 Diepenbeekde Deposito- en Consignatiekas

since 19912.041.654.911

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area184 m²

Buildings1

Building footprint184 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71402D0074/00W000	Flanders	184 m²	1 · 184 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 10 months ago

2025

18-09-2025 Regine Palmers resigns as managing director Director changes

Regine Palmers, Gedelegeerd bestuurder

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

55 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 47

Profitability 0

Solvency 49

Growth 78

Stability 100

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers

Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Similar

Similar companies

Same sector, ranked by comparable size

Bouw - Advies

BE 0421.116.590 · Herk-de-Stad

Eq €214k→

ROS HORECA EN IMMO

BE 0424.611.758 · Knokke-Heist

Eq €215k→

B.I.V.

BE 0425.171.982 · Liège

Eq €263k→

NICRA

BE 0426.888.387 · Gent

Eq €293k→

De Verbroedering

BE 0400.265.253 · Geraardsbergen

Eq €315k→

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311Verstrekken van hypothecair krediet64922Verstrekken van hypothecair krediet64922Overige kredietverstrekking65222Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201

Primary activity highlighted.

Names & trade names

Legal nameNL

IMMO VANRUNXT

Registered office

Dorpsstraat 34

3590 Diepenbeek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.