IMMO VANO
ActiveIMMO VANO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-50
Solvency32=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.78 in 2024; short-term debt: 24.8% and cash: 0% of total assets), but 92.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
0.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d late
2023
15 d late
2022
10 d late
2021
242 d late
2020
283 d late
2019
459 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 98.5%
2024 · €328k
2018: €-59k
2019: €-12k
2020: €-90k
2021: €-17k
2022: €-24k
2023: €-162k
2024: €328k
2018 → 2025
Working capital
€340k▲ 3.2%
2024 · €329k
2018: €-200k
2019: €-111k
2020: €-205k
2021: €-217k
2022: €-228k
2023: €-321k
2024: €329k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€450k-€426k▼ 5.2%€230k▼ 46.1%€51k▼ 77.7%€56k▲ 9.4%
Operating result€41k-€13k▼ 69.3%€-10k€393k€12k▼ 97.0%
Net result€-17k-€-24k▼ 34.7%€-162k▼ 589%€328k€5k▼ 98.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €770k
Fixed assets
€239k▼ 8.1%
Current assets
€531k▲ 3.2%
Equity and liabilities €770k
Equity
€56k▲ 9.4%
Debt
€713k▼ 1.3%
The debt ratio falls from 93.4% to 92.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €414k
Cash flow
€26k▼
2024 · €350k
Solvency
7.3%▲
2024 · 6.6%
Current ratio
2.78=
2024 · 2.78
Quick ratio
0.80▼
2024 · 0.95
Debt / equity
12.70▼
2024 · 14.08
ROE
8.6%▼
2024 · 639.3%
ROA
0.6%▼
2024 · 42.4%
Interest coverage
3.61▼
2024 · 5.94
Debt
€713k▼
2024 · €723k
Debt ≤ 1 year
€191k▲
2024 · €185k
Debt > 1 year
€523k▼
2024 · €538k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€774k€770k▼
Fixed assets21/28€260k€239k▼
Tangible fixed assets22/27€260k€239k▼
Land and buildings22€260k€239k▼
Financial fixed assets28€250€250=
Current assets29/58€514k€531k▲
Stocks and contracts in progress3€338k€378k▲
Stocks30/36€338k€378k▲
Amounts receivable within one year40/41€150k€125k▼
Trade receivables40€30k€9k▼
Other amounts receivable41€119k€116k▼
Cash at bank and in hand54/58€21k€8▼
Deferred charges and accrued income490/1€6k€28k▲
Equity and liabilities
Total equity and liabilities10/49€774k€770k▼
Equity10/15€51k€56k▲
Contributions10/11€20k€20k=
Reserves13€30k€30k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€2k€7k▲
Amounts payable17/49€723k€713k▼
Amounts payable after more than one year17€538k€523k▼
Financial debts170/4€538k€523k▼
Amounts payable within one year42/48€185k€191k▲
Current portion of amounts payable after more than one year42€15k€16k▲
Financial debts43-€715
Credit institutions430/8-€715
Trade debts44€40k€2k▼
Suppliers440/4€40k€2k▼
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€123k€171k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€30k€12k▼
Non-recurring operating charges66A€49k€470▼
Gross operating margin9900€493k€46k▼
Operating profit (loss)9901€393k€12k▼
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€70k€9k▼
Recurring financial charges65€70k€9k▼
Profit (loss) for the period before taxes9903€328k€7k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€328k€5k▼
Profit (loss) for the period to be appropriated9905€328k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Profit (loss) brought forward from the previous period14P€-327k€2k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
30-09
Financial
Back to profitnet €328k
Net result €328k after 6 loss-making years.
30-09
Financial
Liquidity quadruplescurrent ratio 2.78
Current ratio from 0.63 to 2.78; short-term debt falls from €872k to €185k.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
30-09
Financial
Weakest financial yearnet €-162k
Net result drops to €-162k, the lowest in the series; recovery starts the following year.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 242 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 283 days late
2021
30-09
Financial
Equity above €200kEq €450k
Equity rises from €-40k to €450k.
02-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 459 days late
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 323 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 38 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkenlaan 69250 WaasmunsterGround area
2,234 m²
Building footprint
349 m²
Volume, LiDAR
1,627 m³
Parcel 42023A1090/00H000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Immo Vano
since 20072.160.454.472
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023A1090/00H000 | Flanders | 2,234 m² | 1 · 349 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immo MP
BE 0550.896.454
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BE 0698.655.663
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SA LOTISSEMENTS DE WALLONIE
BE 0876.317.004
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IMMO SELECTION
BE 0447.408.342
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VERJON
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Ardooie · Eq €56k
Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 4,957 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2007
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.