IMMO VAELEN
ActiveIMMO VAELEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €2k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 37.23 against 61.65 in 2024), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.2%
Return on assets
2.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
58 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
65 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€91k▲ 2.4%
2024 · €89k
2018: €75k
2019: €77k
2020: €81k
2021: €83k
2022: €86k
2023: €87k
2024: €89k
2018 → 2025
Total assets
€92k▲ 3.2%
2024 · €90k
2018: €77k
2019: €79k
2020: €83k
2021: €85k
2022: €86k
2023: €87k
2024: €90k
2018 → 2025
Net result
€2k▲ 24.7%
2024 · €2k
2018: €2k
2019: €2k
2020: €3k
2021: €2k
2022: €3k
2023: €1k
2024: €2k
2018 → 2025
Working capital
€61k▲ 3.6%
2024 · €59k
2018: €45k
2019: €47k
2020: €51k
2021: €53k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€86k▲ 3.7%€87k▲ 1.3%€89k▲ 2.0%€91k▲ 2.4%
Operating result€-568-€-582▼ 2.6%€-605▼ 3.8%€-574▲ 5.0%€-403▲ 29.9%
Net result€2k-€3k▲ 53.8%€1k▼ 63.1%€2k▲ 50.4%€2k▲ 24.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €403 in 2025 against €574 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€30k=
Current assets
€62k▲ 4.8%
Equity and liabilities €92k
Equity
€91k▲ 2.4%
Debt
€2k▲ 73.5%
The debt ratio rises from 1.1% to 1.8%: debt grows faster than equity.
Key figures and ratios
Solvency
98.2%▼
2024 · 98.9%
Current ratio
37.23▼
2024 · 61.65
Quick ratio
37.23▼
2024 · 61.65
Debt / equity
0.02▲
2024 · 0.01
ROE
2.3%▲
2024 · 1.9%
ROA
2.3%▲
2024 · 1.9%
Debt
€2k▲
2024 · €965
Debt ≤ 1 year
€2k▲
2024 · €965
Income taxes
€709▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€92k▲
Fixed assets21/28€30k€30k=
Tangible fixed assets22/27€30k€30k=
Land and buildings22€30k€30k=
Current assets29/58€59k€62k▲
Amounts receivable within one year40/41€59k€62k▲
Other amounts receivable41€59k€62k▲
Current investments50/53€93€102▲
Deferred charges and accrued income490/1€654€713▲
Equity and liabilities
Total equity and liabilities10/49€90k€92k▲
Equity10/15€89k€91k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€27k€29k▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€20k€22k▲
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Taxes161€0-
Amounts payable17/49€965€2k▲
Amounts payable within one year42/48€965€2k▲
Taxes, remuneration and social security45€965€2k▲
Taxes450/3€965€2k▲
Income statement
Code20242025
Other operating charges640/8€449€462▲
Gross operating margin9900€-125€59▲
Operating profit (loss)9901€-574€-403▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€29€30▲
Recurring financial charges65€29€30▲
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€1k€709▼
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Transfer to equity691/2€2k€2k▲
To other reserves6921€2k€2k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼63.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €3k ▲65.3%
Net result €3k, the highest in the series.
04-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 65 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plein 103700 Tongeren-BorgloonGround area
872 m²
Building footprint
570 m²
Volume, LiDAR
4,178 m³
2 parcels, Flanders · tallest building 16.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO VAELEN
since 19922.059.290.697
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I1080/00A000 | Flanders | 692 m² | 1 · 165 m² | 6.5 m · 1 fl. |
| 73083C0414/00R000 | Flanders | 180 m² | 1 · 406 m² | 16.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOUBEN PROJECTS
BE 0762.833.932
Hasselt · Eq €91k
Cree-Invest
BE 0715.748.251
Dendermonde · Eq €91k
TERRA HOUSING
BE 0521.898.602
Lennik · Eq €91k
KADE 9000
BE 1005.621.467
Gent · Eq €91k
NICK WOSTYN
BE 0771.989.049
Ichtegem · Eq €91k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 5,239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-09-1992
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
64910Financial service activities, except insurance and pension funding
65210
68310Real estate agency activities
68311Real estate activities
70311
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.