Immo Ter Poel is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.51M and a net result of €100k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 57% of 2385 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
on the day
2023
35 d early
2022
20 d early
2021
31 d early
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€3.51M▼ 20.4%
2024 · €4.41M
2018: €2.91M
2019: €3.39M
2020: €4.43M
2021: €4.49M
2022: €4.85M
2023: €4.79M
2024: €4.41M
2018 → 2025
Net result
€100k▼ 9.5%
2024 · €111k
2018: €-415k
2019: €477k
2020: €1.04M
2021: €58k
2022: €367k
2023: €-58k
2024: €111k
2018 → 2025
Total assets
€5.06M▼ 3.2%
2024 · €5.22M
2018: €6.33M
2019: €8.65M
2020: €8.42M
2021: €7.15M
2022: €6.73M
2023: €5.36M
2024: €5.22M
2018 → 2025
Solvency
69.3%▼ 15.0pp
2024 · 84.3%
2018: 45.9%
2019: 39.1%
2020: 52.6%
2021: 62.7%
2022: 72.1%
2023: 89.5%
2024: 84.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.49M-€4.85M▲ 8.2%€4.79M▼ 1.2%€4.41M▼ 8.1%€3.51M▼ 20.4%
Operating result€129k-€382k▲ 196%€-37k€-14k▲ 63.1%€94k
Net result€58k-€367k▲ 536%€-58k€111k€100k▼ 9.5%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €94k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.06M
Fixed assets
€4.74M▲ 0.8%
Current assets
€317k▼ 39.6%
Equity and liabilities €5.06M
Equity
€3.51M▼ 20.4%
Debt
€1.55M▲ 89.1%
The debt ratio rises from 15.7% to 30.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
69.3%▼
2024 · 84.3%
ROE
2.9%▲
2024 · 2.5%
ROA
2.0%▼
2024 · 2.1%
Debt
€1.55M▲
2024 · €820k
Debt ≤ 1 year
€1.35M▲
2024 · €316k
Debt > 1 year
€179k▼
2024 · €478k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.22M€5.06M▼
Fixed assets21/28€4.70M€4.74M▲
Intangible fixed assets21€10k€0▼
Tangible fixed assets22/27€1k€388▼
Land and buildings22€0-
Other tangible fixed assets26€1k€388▼
Financial fixed assets28€4.69M€4.74M▲
Current assets29/58€525k€317k▼
Amounts receivable after more than one year29€271k€11k▼
Other amounts receivable291€271k€11k▼
Amounts receivable within one year40/41€218k€220k▲
Trade receivables40€212k€179k▼
Other amounts receivable41€6k€42k▲
Current investments50/53€208€208▼
Cash at bank and in hand54/58€7k€53k▲
Deferred charges and accrued income490/1€29k€32k▲
Equity and liabilities
Total equity and liabilities10/49€5.22M€5.06M▼
Equity10/15€4.41M€3.51M▼
Contributions10/11€319k€319k=
Capital10€319k€319k=
Issued capital100€319k€319k=
Reserves13€32k€32k=
Non-distributable reserves130/1€32k€32k=
Legal reserve130€32k€32k=
Distributable reserves133€0-
Profit (loss) carried forward14€4.05M€3.15M▼
Amounts payable17/49€820k€1.55M▲
Amounts payable after more than one year17€478k€179k▼
Other amounts payable178/9€478k€179k▼
Amounts payable within one year42/48€316k€1.35M▲
Current portion of amounts payable after more than one year42€100k€100k=
Financial debts43€341€0▼
Credit institutions430/8€341€0▼
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45-€27k
Taxes450/3-€27k
Other amounts payable47/48€209k€1.21M▲
Accrued charges and deferred income492/3€25k€26k▲
Income statement
Code20242025
Non-recurring operating income76A€55k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-17k
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€37k€0▼
Gross operating margin9900€41k€91k▲
Operating profit (loss)9901€-14k€94k▲
Financial income75/76B€301k€190k▼
Recurring financial income75€301k€190k▼
Financial charges65/66B€176k€184k▲
Recurring financial charges65€28k€30k▲
Non-recurring financial charges66B€148k€154k▲
Profit (loss) for the period before taxes9903€111k€100k▼
Profit (loss) for the period9904€111k€100k▼
Profit (loss) for the period to be appropriated9905€111k€100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.29M€4.15M▼
Profit (loss) brought forward from the previous period14P€4.18M€4.05M▼
Transfer from equity791/2€262k€0▼
Profit to be distributed694/7€500k€1.00M▲
Return on contributions (dividend)694€500k€1.00M▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €1.04M ▲119%
Net result €1.04M, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Back to profitnet €477k
Net result €477k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-06-2025
SKYY CONSULTING: Resigned as Director
09-01-2024
E.L.S.O: Resigned as Director
09-01-2024
IMMO DESIMPEL: Resigned as Director
09-01-2024
SKYY CONSULTING: Resigned as Director
15-06-2018
TASSAERT: Resigned as Director
14-09-2012
John Stoffers: Resigned as Director
22-06-2012
European Hotel Management BV: Resigned as Managing director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Reigerie 58800 RoeselareGround area
1.4 ha
Building footprint
1,030 m²
Volume, LiDAR
10,927 m³
Parcel 36504D0232/00T000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ter Reigerie 5, 8800 Roeselare
since 20012.091.197.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0232/00T000 | Flanders | 1.4 ha | 1 · 1,029 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Show 1 more network connections
Shared address
→
Similar companies · same sector, comparable size
JEE - M - JEE
BE 0438.092.184
Knokke-Heist · Eq €3.51M
Valpeo Holding
BE 0783.777.420
Gent · Eq €3.50M
BELORA CONSULTING
BE 0666.553.019
Jabbeke · Eq €3.50M
Auxiliaire Rossel
BE 0403.538.014
Brussel · Eq €3.51M
DUROPA
BE 0898.217.228
Hooglede · Eq €3.50M
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 9,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-03-1999
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.