immo santé AJ
ActiveSummary
immo santé AJ has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €106k and a net result of €85k. Its solvency ranks better than 60% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+22
Solvency69▲+29
Growth78
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.28 in 2023; short-term debt: 55.6% and cash: 0.3% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€106k▲ 401%
2023 · €21k
2023: €21k
2023 → 2024
Total assets
€239k▲ 64.1%
2023 · €146k
2023: €146k
2023 → 2024
Net result
€85k▲ 659%
2023 · €11k
2023: €11k
2023 → 2024
Working capital
€-97k▼ 8.1%
2023 · €-90k
2023: €-90k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€21k-€106k▲ 401%
Operating result€17k-€114k▲ 560%
Net result€11k-€85k▲ 659%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 560% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €239k
Fixed assets
€203k ▲ 83.2%
Current assets
€36k ▲ 2.9%
Equity and liabilities €239k
Equity
€106k ▲ 401%
Debt
€133k ▲ 6.7%
Debt's share of the balance-sheet total falls from 85.5% to 55.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
0.27▼
2023 · 0.28
Debt to equity
1.25▼
2023 · 5.88
ROE
80.1%▲
2023 · 52.8%
ROA
35.6%▲
2023 · 7.7%
Debt ≤ 1 year
€133k▲
2023 · €125k
Income taxes
€28k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€146k€239k▲
Fixed assets21/28€111k€203k▲
Tangible fixed assets22/27€111k€203k▲
Land and buildings22€111k€203k▲
Current assets29/58€35k€36k▲
Stocks and contracts in progress3€11k-
Stocks30/36€11k-
Amounts receivable within one year40/41€23k€34k▲
Trade receivables40-€10k
Other amounts receivable41€23k€24k▲
Cash at bank and in hand54/58€6€811▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€146k€239k▲
Equity10/15€21k€106k▲
Contributions10/11€10k€10k=
Reserves13€11k€96k▲
Distributable reserves133€11k€96k▲
Amounts payable17/49€125k€133k▲
Amounts payable within one year42/48€125k€133k▲
Trade debts44€2k€103k▲
Suppliers440/4€2k€103k▲
Taxes, remuneration and social security45€6k€30k▲
Taxes450/3€6k€30k▲
Other amounts payable47/48€117k-
Income statement
Code20232024
Non-recurring operating income76A-€180
Remuneration, social security and pensions62€27-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€13k€21k▲
Gross operating margin9900€32k€135k▲
Operating profit (loss)9901€17k€114k▲
Financial income75/76B-€58
Recurring financial income75-€58
Financial charges65/66B€67€110▲
Recurring financial charges65€67€110▲
Profit (loss) for the period before taxes9903€17k€114k▲
Income taxes67/77€6k€28k▲
Profit (loss) for the period9904€11k€85k▲
Profit (loss) for the period to be appropriated9905€11k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€85k▲
Transfer to equity691/2€11k€85k▲
To other reserves6921€11k€85k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Equity above €100kEq €106k ▲401%
2 profitable years in a row build equity to €106k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hensies · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Combattant L. Mahieu(TH) 337350 Hensies1 establishment unit
Rue du Combattant L. Mahieu(TH) 33, 7350 Hensies
since 20222.341.488.740
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Of 1,292 companies in sector 68122 we hold annual accounts for 901. 537 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filings
Scores and ratios are computed by Checked and are not a credit decision.