IMMO NIGI
ActiveIMMO NIGI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €8k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability39▼-1
Solvency36▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.47 in 2023; short-term debt: 9.7% and cash: 0.1% of total assets), and 89% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11%
Return on assets
1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 37959 sector peers (2024).
NBB · sector comparisonPosition among 37959 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
27 d late
2022
67 d late
2021
39 d late
2020
195 d late
2019
195 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€92k▲ 10.2%
2023 · €84k
2019: €19k
2020: €31k
2021: €50k
2022: €73k
2023: €84k
2019 → 2024
Total assets
€837k▼ 3.9%
2023 · €871k
2019: €913k
2020: €873k
2021: €833k
2022: €868k
2023: €871k
2019 → 2024
Net result
€8k▼ 16.0%
2023 · €10k
2019: €346
2020: €12k
2021: €19k
2022: €24k
2023: €10k
2019 → 2024
Working capital
€-61k▼ 44.3%
2023 · €-42k
2019: €-160k
2020: €-7k
2021: €-25k
2022: €-66k
2023: €-42k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€50k▲ 60.8%€73k▲ 47.9%€84k▲ 13.7%€92k▲ 10.2%
Operating result€28k-€40k▲ 41.6%€40k▲ 1.2%€44k▲ 8.8%€44k▲ 0.6%
Net result€12k-€19k▲ 57.4%€24k▲ 26.8%€10k▼ 57.6%€8k▼ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €837k
Fixed assets
€817k▼ 2.0%
Current assets
€20k▼ 46.0%
Equity and liabilities €837k
Equity
€92k▲ 10.2%
Debt
€745k▼ 5.4%
The debt ratio falls from 90.4% to 89.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2023 · €74k
Cash flow
€39k▼
2023 · €40k
Solvency
11.0%▲
2023 · 9.6%
Current ratio
0.25▼
2023 · 0.47
Quick ratio
0.25▼
2023 · 0.47
Debt / equity
8.09▼
2023 · 9.42
ROE
9.2%▼
2023 · 12.1%
ROA
1.0%▼
2023 · 1.2%
Interest coverage
2.25▼
2023 · 2.40
Debt
€745k▼
2023 · €787k
Debt ≤ 1 year
€81k▲
2023 · €79k
Debt > 1 year
€662k▼
2023 · €704k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€871k€837k▼
Fixed assets21/28€834k€817k▼
Tangible fixed assets22/27€834k€817k▼
Land and buildings22€814k€803k▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€2k€403▼
Other tangible fixed assets26€1k€1k▼
Current assets29/58€37k€20k▼
Amounts receivable within one year40/41€31k€19k▼
Trade receivables40€14k€2k▼
Other amounts receivable41€17k€17k▼
Cash at bank and in hand54/58€5k€725▼
Deferred charges and accrued income490/1€707€714▲
Equity and liabilities
Total equity and liabilities10/49€871k€837k▼
Equity10/15€84k€92k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€65k€73k▲
Non-distributable reserves130/1€17€17=
Reserves not available under the articles1311€17€17=
Distributable reserves133€65k€73k▲
Amounts payable17/49€787k€745k▼
Amounts payable after more than one year17€704k€662k▼
Financial debts170/4€704k€662k▼
Amounts payable within one year42/48€79k€81k▲
Current portion of amounts payable after more than one year42€40k€42k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€472€380▼
Suppliers440/4€472€380▼
Taxes, remuneration and social security45€150-
Taxes450/3€150-
Other amounts payable47/48€39k€37k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€77k€78k▲
Operating profit (loss)9901€44k€44k▲
Financial charges65/66B€31k€33k▲
Recurring financial charges65€31k€33k▲
Profit (loss) for the period before taxes9903€13k€11k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Highest result since 2019net €24k ▲26.8%
Net result €24k, the highest in the series.
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 195 days late
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 195 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-02-2019
Resigned as Manager
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burchtweg(HA) 159450 HaaltertGround area
841 m²
Building footprint
233 m²
Volume, LiDAR
1,052 m³
Parcel 41024A1598/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO NIGI
since 20182.272.559.946
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024A1598/00L000 | Flanders | 841 m² | 1 · 233 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MVME
BE 1031.620.140
Antwerpen · Eq €92k
LUPI GREX
BE 1005.063.817
Geel · Eq €92k
VICTORY CONSULTING
BE 0720.518.077
Brugge · Eq €92k
Rbuild
BE 0748.788.233
Veurne · Eq €92k
Koen Van Dooren
BE 0759.979.558
Sint-Niklaas · Eq €92k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2018
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.