IMMO.LD
ActiveSummary
IMMO.LD has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €303. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-8
Solvency52▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.42 against 4.53 in 2024; short-term debt: 7.2% and cash: 12.1% of total assets), but 73% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
22 d early
2023
6 d early
2022
12 d early
2021
13 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€303▼ 73.5%
2024 · €1k
2019: €19k
2020: €5k
2021: €5k
2022: €8k
2023: €11k
2024: €1k
2019 → 2025
Working capital
€108k▲ 7.9%
2024 · €100k
2019: €39k
2020: €46k
2021: €40k
2022: €38k
2023: €40k
2024: €100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€63k▲ 13.9%€74k▲ 17.6%€75k▲ 1.5%€75k▲ 0.4%
Operating result€12k-€15k▲ 23.6%€19k▲ 23.4%€8k▼ 55.2%€5k▼ 38.2%
Net result€5k-€8k▲ 46.4%€11k▲ 44.5%€1k▼ 89.7%€303▼ 73.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€150k ▼ 13.7%
Current assets
€128k ▼ 0.4%
Equity and liabilities €278k
Equity
€75k ▲ 0.4%
Debt
€203k ▼ 10.9%
Debt's share of the balance-sheet total falls from 75.2% to 73.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €26k
Cash flow
€10k▼
2024 · €18k
Current ratio
6.42▲
2024 · 4.53
Debt to equity
2.70▼
2024 · 3.04
ROE
0.4%▼
2024 · 1.5%
ROA
0.1%▼
2024 · 0.4%
Interest coverage
2.01▼
2024 · 3.03
Debt ≤ 1 year
€20k▼
2024 · €28k
Debt > 1 year
€181k▼
2024 · €198k
Income taxes
€384▼
2024 · €745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€302k€278k▼
Fixed assets21/28€174k€150k▼
Tangible fixed assets22/27€160k€150k▼
Land and buildings22€157k€148k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€14k€0▼
Current assets29/58€128k€128k▼
Amounts receivable within one year40/41€46k€43k▼
Trade receivables40€7k€2k▼
Other amounts receivable41€39k€41k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€81k€34k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€302k€278k▼
Equity10/15€75k€75k▲
Contributions10/11€15k€15k=
Reserves13€60k€60k▲
Distributable reserves133€60k€60k▲
Amounts payable17/49€228k€203k▼
Amounts payable after more than one year17€198k€181k▼
Financial debts170/4€198k€181k▼
Amounts payable within one year42/48€28k€20k▼
Current portion of amounts payable after more than one year42€19k€16k▼
Financial debts43€360€279▼
Credit institutions430/8€360€279▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€742€0▼
Taxes450/3€742€0▼
Other amounts payable47/48€5k€0▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€10k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€29k€21k▼
Operating profit (loss)9901€8k€5k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€2k€687▼
Income taxes67/77€745€384▼
Profit (loss) for the period9904€1k€303▼
Profit (loss) for the period to be appropriated9905€1k€303▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€303▼
Transfer to equity691/2€1k€303▼
To other reserves6921€1k€303▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet €303 ▼73.5%
Net result drops to €303, the lowest in the series.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Liquidity doublescurrent ratio 4.53
Current ratio from 2.17 to 4.53; short-term debt falls from €34k to €28k.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerstraat 71620 DrogenbosGround area
883 m²
Building footprint
169 m²
Volume, LiDAR
1,297 m³
Parcel 22001B0269/00A003, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ijzerstraat 7, 1620 Drogenbos
since 20032.126.246.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0269/00A003 | Flanders | 883 m² | 1 · 169 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TA IMMO MANAGEMENT
BE 0685.846.814
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GEXIMMO
BE 0459.225.516
Lasne · Eq €75,102
Codeq
BE 0432.896.746
Anzegem · Eq €75,241
ELCO-INVEST
BE 0895.212.604
Meerhout · Eq €75,049
Louise 120
BE 0432.808.654
Sint-Pieters-Woluwe · Eq €75,041
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 3,868 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2002
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.