IMMO-INO
ActiveThe computed 12-month bankruptcy probability of IMMO-INO is 1.6% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 13936 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-1
Solvency15▼-7
Growth22=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 110.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.3%
Return on assets
-7.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
35 d early
2024
165 d late
2023
131 d late
2022
218 d late
2021
583 d late
2020
136 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€24k▲ 71.8%
2020 · €14k
2019: €168k
2020: €14k
2019 → 2021
EBIT margin
-0.3%▼ 18.0pp
2020 · 17.7%
2019: -0.4%
2020: 17.7%
2019 → 2021
Net result
€-10k=
2024 · €-10k
2019: €-595
2020: €2k
2021: €-224
2022: €1k
2023: €2k
2024: €-10k
2019 → 2025
Working capital
€-144k=
2024 · €-144k
2020: €-176k
2021: €-166k
2022: €-155k
2023: €-144k
2024: €-144k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€24k-
Equity€4k-€5k▲ 29.0%€6k▲ 37.0%€-4k€-14k▼ 275%
Operating result€-81-€1k€2k▲ 43.5%€-10k€-10k=
Net result€-224-€1k€2k▲ 64.6%€-10k€-10k=
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€130k▼ 7.1%
Current assets
€2k=
Key figures and ratios
EBITDA
€0=
2024 · €0
Cash flow
€0=
2024 · €0
Solvency
-10.3%▼
2024 · -2.6%
Current ratio
0.01=
2024 · 0.01
Quick ratio
0.01=
2024 · 0.01
Debt / equity
-10.66▲
2024 · -40.02
ROA
-7.6%▼
2024 · -7.1%
Debt
€145k=
2024 · €145k
Debt ≤ 1 year
€145k=
2024 · €145k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€132k▼
Fixed assets21/28€140k€130k▼
Tangible fixed assets22/27€140k€130k▼
Land and buildings22€140k€130k▼
Current assets29/58€2k€2k=
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€142k€132k▼
Equity10/15€-4k€-14k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Profit (loss) carried forward14€-23k€-33k▼
Amounts payable17/49€145k€145k=
Amounts payable within one year42/48€145k€145k=
Trade debts44€89k€0▼
Suppliers440/4€89k€0▼
Other amounts payable47/48€56k€145k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Gross operating margin9900€0€0=
Operating profit (loss)9901€-10k€-10k=
Profit (loss) for the period before taxes9903€-10k€-10k=
Profit (loss) for the period9904€-10k€-10k=
Profit (loss) for the period to be appropriated9905€-10k€-10k=
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-33k▼
Profit (loss) brought forward from the previous period14P€-13k€-23k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 165 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 218 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 583 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 136 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mélopéestraat 641080 Sint-Jans-MolenbeekGround area
513 m²
Building footprint
295 m²
Volume, LiDAR
4,978 m³
Parcel 21524C0270/00V000, Brussels · tallest building 20.7 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0270/00V000 | Brussels | 513 m² | 1 · 295 m² | 20.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VEDEVE CONSTRUCT
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Movi Building
BE 0771.360.232
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FG IMMO
BE 0737.410.430
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DPH INVEST
BE 0737.508.222
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 1,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-2018
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.