IMMO HACHERELLE
ActiveIMMO HACHERELLE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €587k and a net result of €-69k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 86% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-93
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.39 against 4.61 in 2024; short-term debt: 21.3% and cash: 12.1% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
-9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
13 d late
2023
8 d late
2022
4 d early
2021
24 d early
2020
37 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-69k
2024 · €540k
2018: €183k
2019: €-13k
2020: €-957
2021: €1k
2022: €-3k
2023: €-8k
2024: €540k
2018 → 2025
Working capital
€538k▼ 10.5%
2024 · €601k
2018: €148k
2019: €123k
2020: €123k
2021: €127k
2022: €124k
2023: €116k
2024: €601k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€124k▼ 2.3%€116k▼ 6.8%€656k▲ 468%€587k▼ 10.5%
Operating result€-1k-€-3k▼ 87.6%€-8k▼ 211%€744k€-65k
Net result€1k-€-3k€-8k▼ 191%€540k€-69k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €65k after €744k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €746k
Fixed assets
€50k▼ 9.9%
Current assets
€696k▼ 9.3%
Equity and liabilities €746k
Equity
€587k▼ 10.5%
Debt
€158k▼ 4.8%
The debt ratio rises from 20.2% to 21.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-59k▼
2024 · €744k
Cash flow
€-63k▼
2024 · €540k
Solvency
78.7%▼
2024 · 79.8%
Current ratio
4.39▼
2024 · 4.61
Quick ratio
3.83▼
2024 · 4.23
Debt / equity
0.27▲
2024 · 0.25
ROE
-11.7%▼
2024 · 82.4%
ROA
-9.2%▼
2024 · 65.7%
Interest coverage
-10.52▼
2024 · 2723.93
Debt
€158k▼
2024 · €166k
Debt ≤ 1 year
€158k▼
2024 · €166k
Income taxes
€727▼
2024 · €204k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€822k€746k▼
Fixed assets21/28€55k€50k▼
Intangible fixed assets21€55k€49k▼
Financial fixed assets28-€78
Current assets29/58€767k€696k▼
Stocks and contracts in progress3€64k€89k▲
Stocks30/36€64k€89k▲
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40-€16k
Other amounts receivable41€11k€2k▼
Current investments50/53-€500k
Cash at bank and in hand54/58€687k€90k▼
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€822k€746k▼
Equity10/15€656k€587k▼
Contributions10/11€105k€105k=
Reserves13€311k€311k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€311k€311k=
Profit (loss) carried forward14€240k€172k▼
Amounts payable17/49€166k€158k▼
Amounts payable within one year42/48€166k€158k▼
Trade debts44€61k€2k▼
Suppliers440/4€61k€2k▼
Taxes, remuneration and social security45€48k€9k▼
Taxes450/3€28k€9k▼
Remuneration and social security454/9€20k€0▼
Other amounts payable47/48€57k€147k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1.16M€-4k▲
Other operating charges640/8€346k€422▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-68k€-59k▲
Operating profit (loss)9901€744k€-65k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€273€6k▲
Recurring financial charges65€273€6k▲
Profit (loss) for the period before taxes9903€744k€-68k▼
Income taxes67/77€204k€727▼
Profit (loss) for the period9904€540k€-69k▼
Profit (loss) for the period to be appropriated9905€540k€-69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€540k€172k▼
Profit (loss) brought forward from the previous period14P€14€240k▲
Transfer to equity691/2€300k€0▼
To other reserves6921€300k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-69k ▼113%
Net result drops to €-69k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €540k
Net result €540k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €656k ▲468%
Equity rises from €116k to €656k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 9current ratio 123.02
Current ratio from 13.98 to 123.02; short-term debt falls from €10k to €1k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 38 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 10.63
Current ratio from 2.77 to 10.63; short-term debt falls from €84k to €13k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 42 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Evaux 181341 Ottignies-Louvain-la-NeuveGround area
810 m²
Building footprint
107 m²
Volume, LiDAR
615 m³
Parcel 25016A0337/00A000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PH MOBILITY
since 20072.236.954.513
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016A0337/00A000 | Wallonia | 810 m² | 1 · 107 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VLB CARS
BE 0401.084.211
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AUTO'S VAN WASSENHOVE
BE 0473.182.727
Merelbeke-Melle · Eq €587k
AUTOBEDRIJF BOB BRUYNSEELS
BE 0550.609.513
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AERTS
BE 0463.923.581
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GARAGE CEURSTEMONT
BE 0892.852.831
Puurs-Sint-Amands · Eq €584k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,353 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2007
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68321Property management for co-owned buildings (syndics)
68322Real estate activities
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:pierre.hrl@gmail.com