IMMO DE TARTAS
ActiveSummary
IMMO DE TARTAS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €-12k. Equity is growing by ~42.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-19
Solvency50▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.69 in 2024; short-term debt: 15.7% and cash: 0.6% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
26 d late
2020
26 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€382k▼ 5.9%
2024 · €406k
2018: €-49k
2019: €-34k
2020: €-21k
2021: €-31k
2022: €303k
2023: €320k
2024: €406k
2018 → 2025
Total assets
€1.53M▼ 11.1%
2024 · €1.72M
2018: €398k
2019: €389k
2020: €396k
2021: €384k
2022: €1.08M
2023: €1.29M
2024: €1.72M
2018 → 2025
Net result
€-12k
2024 · €98k
2018: €-5k
2019: €14k
2020: €13k
2021: €-10k
2022: €44k
2023: €29k
2024: €98k
2018 → 2025
Working capital
€-167k▼ 63.1%
2024 · €-102k
2018: €-38k
2019: €-24k
2020: €6k
2021: €7k
2022: €50k
2023: €61k
2024: €-102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-31k-€303k€320k▲ 5.7%€406k▲ 26.9%€382k▼ 5.9%
Operating result€7k-€584k▲ 7,856%€29k▼ 95.0%€158k▲ 435%€20k▼ 87.5%
Net result€-10k-€44k€29k▼ 34.7%€98k▲ 238%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.53M
Fixed assets
€1.46M ▼ 2.5%
Current assets
€74k ▼ 67.3%
Equity and liabilities €1.53M
Equity
€382k ▼ 5.9%
Provisions
€118k ▼ 3.2%
Debt
€1.03M ▼ 13.6%
Debt's share of the balance-sheet total falls from 69.3% to 67.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€78k▼
2024 · €204k
Cash flow
€46k▼
2024 · €144k
Current ratio
0.31▼
2024 · 0.69
Debt to equity
2.70▼
2024 · 2.94
ROE
-3.2%▼
2024 · 24.1%
ROA
-0.8%▼
2024 · 5.7%
Interest coverage
1.65▼
2024 · 2.87
Debt ≤ 1 year
€241k▼
2024 · €330k
Debt > 1 year
€785k▼
2024 · €864k
Income taxes
€0▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€1.53M▼
Fixed assets21/28€1.49M€1.46M▼
Tangible fixed assets22/27€1.49M€1.46M▼
Land and buildings22€1.49M€1.45M▼
Furniture and vehicles24€5k€5k=
Current assets29/58€228k€74k▼
Amounts receivable within one year40/41€78k€65k▼
Trade receivables40€78k€65k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€147k€9k▼
Deferred charges and accrued income490/1€3k€263▼
Equity and liabilities
Total equity and liabilities10/49€1.72M€1.53M▼
Equity10/15€406k€382k▼
Contributions10/11€30k€30k=
Reserves13€365k€354k▼
Tax-exempt reserves132€365k€354k▼
Profit (loss) carried forward14€11k€-1k▼
Provisions and deferred taxes16€122k€118k▼
Deferred taxes168€122k€118k▼
Amounts payable17/49€1.19M€1.03M▼
Amounts payable after more than one year17€864k€785k▼
Financial debts170/4€864k€785k▼
Amounts payable within one year42/48€330k€241k▼
Current portion of amounts payable after more than one year42€33k€34k▲
Financial debts43€270k€199k▼
Credit institutions430/8€270k€199k▼
Trade debts44€4k€410▼
Suppliers440/4€4k€410▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€18k€4k▼
Accrued charges and deferred income492/3€0€5k▲
Income statement
Code20242025
Non-recurring operating income76A€158k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€59k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€208k€83k▼
Operating profit (loss)9901€158k€20k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€71k€48k▼
Recurring financial charges65€71k€48k▼
Profit (loss) for the period before taxes9903€86k€-28k▼
Transfer from deferred taxes780€16k€16k=
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€98k€-12k▼
Profit (loss) for the period to be appropriated9905€98k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-1k▼
Profit (loss) brought forward from the previous period14P€-87k€11k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-12k ▼113%
Net result drops to €-12k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €98k ▲238%
Net result €98k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.46
Current ratio from 1.15 to 2.46; short-term debt falls from €46k to €34k.
31-12
Financial
Equity above €200kEq €303k
Equity rises from €-31k to €303k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.16
Current ratio from 0.39 to 1.16; short-term debt falls from €39k to €38k.
Show earlier events
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Vallée 31380 LasneGround area
2,565 m²
Building footprint
207 m²
Volume, LiDAR
1,606 m³
Parcel 25051F0278/00P000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO DE TARTAS
since 20092.178.384.329
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051F0278/00P000 | Wallonia | 2,565 m² | 1 · 207 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2009
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.