IMMO CONCEPT RD
ActiveIMMO CONCEPT RD has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €535k and a net result of €37k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-17
Solvency63▼-10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.12 in 2024; short-term debt: 23.7% and cash: 4.9% of total assets), but 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
26 d early
2022
on the day
2021
34 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€37k▼ 78.1%
2024 · €168k
2018: €87k
2019: €75k
2020: €2k
2021: €43k
2022: €41k
2023: €132k
2024: €168k
2018 → 2025
Working capital
€178k▼ 46.1%
2024 · €330k
2018: €51k
2019: €90k
2020: €66k
2021: €82k
2022: €93k
2023: €164k
2024: €330k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237k-€248k▲ 4.5%€350k▲ 41.3%€508k▲ 45.2%€535k▲ 5.3%
Operating result€71k-€62k▼ 12.7%€209k▲ 236%€257k▲ 22.7%€90k▼ 64.8%
Net result€43k-€41k▼ 5.4%€132k▲ 225%€168k▲ 27.2%€37k▼ 78.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€890k▲ 108%
Current assets
€510k▼ 18.5%
Equity and liabilities €1.40M
Equity
€535k▲ 5.3%
Debt
€865k▲ 58.4%
The debt ratio rises from 51.8% to 61.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€177k▼
2024 · €310k
Cash flow
€124k▼
2024 · €221k
Solvency
38.2%▼
2024 · 48.2%
Current ratio
1.54▼
2024 · 2.12
Quick ratio
1.54▼
2024 · 2.12
Debt / equity
1.62▲
2024 · 1.07
ROE
6.9%▼
2024 · 33.1%
ROA
2.6%▼
2024 · 16.0%
Interest coverage
6.09▼
2024 · 14.56
Debt
€865k▲
2024 · €546k
Debt ≤ 1 year
€332k▲
2024 · €295k
Debt > 1 year
€532k▲
2024 · €251k
Income taxes
€25k▼
2024 · €68k
Staff costs
€740k▼
2024 · €861k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.40M▲
Fixed assets21/28€429k€890k▲
Intangible fixed assets21€8k-
Tangible fixed assets22/27€419k€815k▲
Land and buildings22€106k€536k▲
Plant, machinery and equipment23€23k€17k▼
Furniture and vehicles24€26k€11k▼
Other tangible fixed assets26€265k€251k▼
Financial fixed assets28€1k€76k▲
Current assets29/58€625k€510k▼
Amounts receivable within one year40/41€322k€428k▲
Trade receivables40€253k€355k▲
Other amounts receivable41€69k€73k▲
Cash at bank and in hand54/58€300k€68k▼
Deferred charges and accrued income490/1€4k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.40M▲
Equity10/15€508k€535k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€453k€480k▲
Amounts payable17/49€546k€865k▲
Amounts payable after more than one year17€251k€532k▲
Financial debts170/4€251k€532k▲
Amounts payable within one year42/48€295k€332k▲
Current portion of amounts payable after more than one year42€49k€106k▲
Trade debts44€180k€189k▲
Suppliers440/4€180k€189k▲
Taxes, remuneration and social security45€57k€27k▼
Taxes450/3-€52
Remuneration and social security454/9€57k€27k▼
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3-€553
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€861k€740k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€87k▲
Other operating charges640/8€7k€14k▲
Gross operating margin9900€1.18M€931k▼
Operating profit (loss)9901€257k€90k▼
Financial income75/76B€111€161▲
Recurring financial income75€111€161▲
Financial charges65/66B€21k€29k▲
Recurring financial charges65€21k€29k▲
Profit (loss) for the period before taxes9903€236k€61k▼
Income taxes67/77€68k€25k▼
Profit (loss) for the period9904€168k€37k▼
Profit (loss) for the period to be appropriated9905€168k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€463k€490k▲
Profit (loss) brought forward from the previous period14P€295k€453k▲
Profit to be distributed694/7€10k€10k=
Return on contributions (dividend)694€10k€10k=
Social balance
Average headcount (FTE)908714.010.6▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €168k ▲27.2%
Operating result €257k, net result €168k, both a record.
31-12
Financial
Equity above €500kEq €508k ▲45.2%
7 profitable years in a row build equity to €508k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €2k ▼97%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €200kEq €221k ▲17.8%
2 profitable years in a row build equity to €221k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Jacquemin(O) 56 A1350 Orp-JaucheGround area
3,933 m²
Building footprint
2,973 m²
Volume, LiDAR
17,165 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Léon Jacquemin(O) 56A, 1350 Orp-Jauche
since 20092.193.736.360
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25082B0686/00W000 | Wallonia | 2,777 m² | 1 · 2,772 m² | 7.8 m · 2 fl. |
| 25082B0686/00R000 | Wallonia | 1,156 m² | 1 · 201 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Genisol
BE 0422.099.854
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SOMIVANE
BE 0414.502.576
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BOSSUYT GROOTKEUKEN
BE 0476.185.470
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VETRABO
BE 0440.559.647
Sint-Gillis-Waas · Eq €537k
DISTRIKOLOR
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La Louvière · Eq €533k
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 5,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2009
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.