IMMO CET
ActiveIMMO CET has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.62M and a net result of €270k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+1
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.78 against 1.08 in 2024; short-term debt: 24.7% and cash: 2% of total assets), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 04-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
5 d early
2023
42 d early
2022
30 d early
2021
22 d early
2020
35 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.62M▼ 10.6%
2024 · €1.81M
2018: €1.25M
2019: €1.44M
2020: €1.66M
2021: €1.90M
2022: €1.65M
2023: €1.81M
2024: €1.81M
2018 → 2025
Total assets
€2.25M▲ 1.3%
2024 · €2.22M
2018: €2.57M
2019: €2.42M
2020: €2.36M
2021: €2.49M
2022: €2.46M
2023: €2.53M
2024: €2.22M
2018 → 2025
Net result
€270k▲ 10.8%
2024 · €244k
2018: €224k
2019: €192k
2020: €224k
2021: €238k
2022: €257k
2023: €247k
2024: €244k
2018 → 2025
Working capital
€-124k
2024 · €24k
2018: €210k
2019: €248k
2020: €294k
2021: €100k
2022: €-219k
2023: €-107k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.90M-€1.65M▼ 13.4%€1.81M▲ 9.9%€1.81M=€1.62M▼ 10.6%
Operating result€317k-€356k▲ 12.3%€382k▲ 7.2%€332k▼ 13.1%€357k▲ 7.5%
Net result€238k-€257k▲ 8.2%€247k▼ 4.0%€244k▼ 1.1%€270k▲ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.25M
Fixed assets
€1.81M▼ 4.6%
Current assets
€431k▲ 36.8%
Equity and liabilities €2.25M
Equity
€1.62M▼ 10.6%
Debt
€628k▲ 54.3%
The debt ratio rises from 18.4% to 28.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€509k▲
2024 · €481k
Cash flow
€423k▲
2024 · €394k
Solvency
72.0%▼
2024 · 81.6%
Current ratio
0.78▼
2024 · 1.08
Quick ratio
0.78▼
2024 · 1.08
Debt / equity
0.39▲
2024 · 0.22
ROE
16.7%▲
2024 · 13.5%
ROA
12.0%▲
2024 · 11.0%
Interest coverage
485.67▲
2024 · 28.66
Debt
€628k▲
2024 · €407k
Debt ≤ 1 year
€555k▲
2024 · €291k
Debt > 1 year
€73k▼
2024 · €100k
Income taxes
€91k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.22M€2.25M▲
Fixed assets21/28€1.90M€1.81M▼
Tangible fixed assets22/27€1.90M€1.81M▼
Land and buildings22€1.87M€1.79M▼
Plant, machinery and equipment23€32k€22k▼
Current assets29/58€315k€431k▲
Amounts receivable within one year40/41€52k€21k▼
Trade receivables40€52k€21k▼
Other amounts receivable41€0-
Current investments50/53€255k€360k▲
Cash at bank and in hand54/58€8k€46k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€2.22M€2.25M▲
Equity10/15€1.81M€1.62M▼
Contributions10/11€140k€140k=
Capital10€140k€140k=
Issued capital100€140k€140k=
Outside capital11€458€458=
Share premium1100/10€458€458=
Reserves13€1.67M€1.48M▼
Non-distributable reserves130/1€30k€14k▼
Legal reserve130€30k€14k▼
Distributable reserves133€1.64M€1.46M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€407k€628k▲
Amounts payable after more than one year17€100k€73k▼
Financial debts170/4€100k€73k▼
Other amounts payable178/9-€50
Amounts payable within one year42/48€291k€555k▲
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€12k€30k▲
Taxes450/3€12k€30k▲
Other amounts payable47/48€248k€487k▲
Accrued charges and deferred income492/3€16k€295▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150k€153k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€0▼
Other operating charges640/8€48k€50k▲
Gross operating margin9900€537k€559k▲
Operating profit (loss)9901€332k€357k▲
Financial income75/76B€11k€6k▼
Recurring financial income75€11k€6k▼
Financial charges65/66B€17k€1k▼
Recurring financial charges65€17k€1k▼
Profit (loss) for the period before taxes9903€326k€361k▲
Income taxes67/77€82k€91k▲
Profit (loss) for the period9904€244k€270k▲
Profit (loss) for the period to be appropriated9905€244k€270k▲
Appropriation of the result
Profit (loss) to be appropriated9906€244k€270k▲
Transfer from equity791/2€0€192k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€244k€462k▲
Return on contributions (dividend)694€244k€462k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-12
Financial
Highest result since 2018net €270k ▲10.8%
Net result €270k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Weakest financial yearnet €192k ▼14.5%
Net result drops to €192k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bissegemstraat 808560 WevelgemGround area
1,609 m²
Building footprint
274 m²
Volume, LiDAR
1,685 m³
Parcel 34012C0425/00P006, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO CET
since 19952.074.372.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012C0425/00P006 | Flanders | 1,609 m² | 1 · 274 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0461.830.163
Zedelgem · Eq €1.62M
CIDEC
BE 0441.968.127
Harelbeke · Eq €1.62M
Chatho Cools
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Arendonk · Eq €1.62M
IMMO VANNIEUWENHUYSE
BE 0428.558.272
Kortemark · Eq €1.61M
Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-10-1995
Fiscal year end30-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.