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IMMO BUSIDEC

Active
Private limited company· 3 yrs active
Rue Samiette 2 ·1400 Nivelles, Belgium
KBO/BCE: BE 0800.550.797
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Age3 yrs
Real estate1 parcel · 144 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IMMO BUSIDEC is 4.8% (elevated). The 2024 annual accounts show equity of €5k and a net result of €-15k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.8% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 23-07-2025 8 d early 2025-00296408

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-15k
Working capital€-31k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-15k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€108k
Equity€5k
Debt€102k
of which ≤ 1y€32k
of which > 1y€71k
Working capital€-31k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.02
Quick ratio0.02
Working capital ratio-28.9%
Solvency5.0%
Debt / equity19.14
Long-term debt ratio13.22
Interest coverage-
Gross margin-
Net margin-
ROA-13.6%
ROE-274.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€108k
Fixed assets 21/28€107k
Tangible fixed assets 22/27€107k
Current assets 29/58€557
Cash & bank 54/58€557
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€108k
Equity 10/15€5k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-15k
Amounts payable 17/49€102k
Amounts payable after one year 17€71k
Amounts payable within one year 42/48€32k
Trade debts payable within one year 44€584
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-3k
Financial charges 65€11k
Result before taxes 9903€-15k
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
15 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Samiette 21400 Nivelles

Establishment units

1 location
IMMO BUSIDEC
Rue Samiette 2, 1400 NivellesVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20232.346.455.734
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area144 m²
Buildings1
Building footprint50 m²
Volume (LiDAR)524 m³
Tallest building12.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25783E0088/00V002 Wallonia 144 m² 1 · 50 m² 12.2 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health15Profitability0Solvency3Growth-Stability79
24 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 15
Profitability 0
Solvency 3
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR IMMO BUSIDEC
Registered office
Rue Samiette 2
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.