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Immo Bile

Active
Private limited companyfounded 200619 yrs activeRue de l'Eglise, Annevoie 26, 5537 Anhée, BelgiumKBO/BCE: BE 0884.836.374

Immo Bile has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €19k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
46 / 100
Fair▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-18
Solvency34▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.06 in 2024), and 71.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.6%
Return on assets
2.8%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
134 d early
2024
38 d early
2023
142 d early
2022
41 d early
2021
138 d early
2020
45 d early
2019
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€189k▲ 10.9%
2024 · €171k
2018: €21k 2019: €24k 2020: €32k 2021: €99k 2022: €138k 2023: €148k 2024: €171k
2018 → 2025
Total assets
€662k▲ 3.3%
2024 · €641k
2018: €412k 2019: €385k 2020: €364k 2021: €698k 2022: €682k 2023: €701k 2024: €641k
2018 → 2025
Net result
€19k▼ 19.0%
2024 · €23k
2018: €9k 2019: €3k 2020: €8k 2021: €68k 2022: €39k 2023: €10k 2024: €23k
2018 → 2025
Working capital
€-233k▼ 37.3%
2024 · €-170k
2018: €-103k 2019: €-105k 2020: €-108k 2021: €-81k 2022: €-119k 2023: €-149k 2024: €-170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€99k-€138k▲ 38.8%€148k▲ 7.2%€171k▲ 15.5%€189k▲ 10.9%
Operating result€77k-€60k▼ 22.7%€28k▼ 53.1%€47k▲ 68.2%€43k▼ 8.9%
Net result€68k-€39k▼ 43.1%€10k▼ 74.3%€23k▲ 131%€19k▼ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €77k€77kNet result 2021: €68k€68kOperating result 2022: €60k€60kNet result 2022: €39k€39kOperating result 2023: €28k€28kNet result 2023: €10k€10kOperating result 2024: €47k€47kNet result 2024: €23k€23kOperating result 2025: €43k€43kNet result 2025: €19k€19k20212022202320242025
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €662k
Fixed assets €647k▲ 2.8%
Current assets €15k▲ 30.3%
Equity and liabilities €662k
Equity €189k▲ 10.9%
Provisions €6k▼ 4.9%
Debt €467k▲ 0.6%
The debt ratio falls from 72.5% to 70.6%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€96k
2024 · €97k
Cash flow
€72k
2024 · €73k
Solvency
28.6%
2024 · 26.6%
Current ratio
0.06
2024 · 0.06
Quick ratio
0.06
2024 · 0.06
Debt / equity
2.47
2024 · 2.72
ROE
9.8%
2024 · 13.4%
ROA
2.8%
2024 · 3.6%
Interest coverage
5.83
2024 · 5.74
Debt
€467k
2024 · €464k
Debt ≤ 1 year
€248k
2024 · €181k
Debt > 1 year
€209k
2024 · €274k
Income taxes
€8k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€641k€662k
Fixed assets21/28€629k€647k
Tangible fixed assets22/27€629k€647k
Land and buildings22€629k€647k
Current assets29/58€12k€15k
Amounts receivable within one year40/41€52€1k
Trade receivables40€52€1k
Cash at bank and in hand54/58€11k€14k
Deferred charges and accrued income490/1€42€38
Equity and liabilities
Total equity and liabilities10/49€641k€662k
Equity10/15€171k€189k
Contributions10/11€6k€6k=
Reserves13€16k€15k
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€15k€14k
Profit (loss) carried forward14€148k€168k
Provisions and deferred taxes16€6k€6k
Provisions for liabilities and charges160/5€1k€1k=
Other liabilities and charges164/5€1k€1k=
Deferred taxes168€5k€5k
Amounts payable17/49€464k€467k
Amounts payable after more than one year17€274k€209k
Financial debts170/4€274k€209k
Amounts payable within one year42/48€181k€248k
Current portion of amounts payable after more than one year42€60k€63k
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€10k€18k
Taxes450/3€10k€18k
Other amounts payable47/48€111k€165k
Accrued charges and deferred income492/3€9k€10k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€53k
Other operating charges640/8€8k€8k
Gross operating margin9900€105k€104k
Operating profit (loss)9901€47k€43k
Financial income75/76B€213-
Recurring financial income75€213-
Financial charges65/66B€17k€16k
Recurring financial charges65€17k€16k
Profit (loss) for the period before taxes9903€30k€26k
Transfer from deferred taxes780€296€296=
Income taxes67/77€8k€8k
Profit (loss) for the period9904€23k€19k
Transfer from tax-exempt reserves789€887€887=
Profit (loss) for the period to be appropriated9905€24k€19k
Appropriation of the result
Profit (loss) to be appropriated9906€148k€168k
Profit (loss) brought forward from the previous period14P€124k€148k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150kEq €171k ▲15.5%
7 profitable years in a row build equity to €171k.
11-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €138k ▲38.8%
5 profitable years in a row build equity to €138k.
15-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €68k ▲797%
Operating result €77k, net result €68k, both a record.
16-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €3k ▼66.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
25-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Eglise, Annevoie 265537 Anhée
Ground area
3,047 m²
Building footprint
134 m²
Volume, LiDAR
1,089 m³
Parcel 91006A0159/00K000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91006A0159/00K000 Wallonia 3,046 m² 1 · 134 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,211 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-11-2006
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.