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IMMO BERKO

Active
KBO/BCE: BE 0794.815.426
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Age3 yrs
Real estate1 parcel · 5,311 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IMMO BERKO is 1.0% (low). The 2023 annual accounts show equity of €347k and a net result of €22k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00426734
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00418155

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€22k
Working capital€51k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€55k
Net profit€22k
Cash flow€48k
Staff costs-
Income taxes€7k
Dividends-
Total assets€355k
Equity€347k
Debt€8k
of which ≤ 1y€4k
of which > 1y-
Working capital€51k
Employees (FTE)-
Ratios (computed)
2023
Current ratio13.58
Quick ratio13.58
Working capital ratio14.4%
Solvency97.9%
Debt / equity0.02
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA6.2%
ROE6.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€355k
Fixed assets 21/28€299k
Tangible fixed assets 22/27€299k
Current assets 29/58€55k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€52k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€355k
Equity 10/15€347k
Contributions / capital 10/11€6k
Reserves 13€341k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€62k
Operating result 9901€29k
Result before taxes 9903€29k
Income taxes 67/77€7k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
78 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Voetbalstraat 92275 Lille

Establishment units

1 location
IMMO BERKO
Voetbalstraat 9, 2275 LilleVerhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
since 20222.342.632.548
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,311 m²
Buildings1
Building footprint782 m²
Volume (LiDAR)4,689 m³
Tallest building12.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13047B0118/00M000 Flanders 5,311 m² 1 · 782 m² 12.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability32Solvency100Growth-Stability79
72 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 32
Solvency 100
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,097 of the 11,936 companies in this sector. 711 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL IMMO BERKO
Registered office
Voetbalstraat 9
2275 Lille, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.