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Complete company report
Generated 11-08-2026
Active BE 0560.764.324Private limited company (pre-2019)Open bankruptcy

IMGED

· 11 yrs active
Conclusion Checked

A bankruptcy procedure is open for IMGED according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €127k and a net result of €-20k.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €127k
Net result €-20k
Staff (FTE) 3
Active 11 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency98Growth52Stability0
30 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 98
Growth 52
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 1 events
Address struck
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview9 NBB filings
Annual accounts filed on 29-08-2024 with the NBB · fiscal year 2023 · volledig
€-100k€-50k€0€50k€100kOperating result 2019: €-85k€-85kNet result 2019: €-43k€-43kOperating result 2020: €102k€102kNet result 2020: €54k€54kOperating result 2021: €45k€45kNet result 2021: €34k€34kOperating result 2022: €48k€48kNet result 2022: €45k€45kOperating result 2023: €-5k€-5kNet result 2023: €-20k€-20k20192020202120222023
Operating resultNet result
EBITDA
€-2k
- 18-23
Net profit
€-20k
- 18-23
Cash flow
€-17k
- 18-23
Total assets
€212k
-19.2% 18-23
Equity
€127k
-13.7% 18-23
Working capital
€124k
-10.5% 18-23
Employees (FTE)
3
-21.1% 18-23
Staff costs
€102k
+0.1% 18-23
Income taxes
€12k
+1409.4% 18-23
Debt
€85k
-26.2% 18-23
Debt ≤ 1y
€77k
-33.1% 18-23
Debt > 1y
€8k
- 18-23
Current ratio
2.62
+18.5% 18-23
Quick ratio
2.62
+18.5% 18-23
Solvency
59.9%
+6.8% 18-23
Debt / equity
0.67
-14.4% 18-23
ROE
-15.8%
- 18-23
ROA
-9.5%
- 18-23
Interest coverage
-0.78
- 18-23
Figures by fiscal year
Fiscal year2023
Depositvolledig
Revenue-
EBITDA€-2k
Net profit€-20k
Cash flow€-17k
Staff costs€102k
Income taxes€12k
Dividends-
Total assets€212k
Equity€127k
Debt€85k
of which ≤ 1y€77k
of which > 1y€8k
Working capital€124k
Employees (FTE)3.0
Ratios (computed)
2023
Current ratio2.62
Quick ratio2.62
Working capital ratio58.4%
Solvency59.9%
Debt / equity0.67
Long-term debt ratio0.06
Interest coverage-0.78
Gross margin-
Net margin-
ROA-9.5%
ROE-15.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€212k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€3k
Current assets 29/58€201k
Amounts receivable within one year 40/41€185k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€212k
Equity 10/15€127k
Contributions / capital 10/11€12k
Reserves 13€2k
Accumulated profits (losses) 14€113k
Amounts payable 17/49€85k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€77k
Trade debts payable within one year 44€49k
Income statement
Gross operating margin 9900€181k
Operating result 9901€-5k
Financial charges 65€3k
Result before taxes 9903€-8k
Income taxes 67/77€12k
Net result for the period 9904€-20k
Result to be appropriated 9905€-20k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • SILVIO STERNAL
    Manager
    State Gazette act 25025739 (24-02-2025)
    Current
    15-01-2025 → present
Former directors (1)
  • POLEUR NADEGE
    Manager
    State Gazette act 25025739 (24-02-2025)
    Former
    - → 15-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates2 persons
Role Name Tenure Source
Curator JEAN-PHILIPPE RENAUD
QUAI DES ARDENNES 65, 4020 LIEGE 2
 03-04-2026 → present Belgian State Gazette
Curator ALAIN BODEUS
QUAI DE ROME 19/8, 4000 LIEGE 1
 03-04-2026 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation27-08-2014
StatusActive
Postal code-
First BS signal 09-04-2026
Latest BS signal 09-04-2026
Company structure, linked entities2 linked entities
IMGEDBE 0560.764.324JEAN-PHILIPPE RENAUDReceiverALAIN BODEUSReceiver ↔ 92Fischetti, AntonioMoers, FlorianJ.F.H. Project
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Establishment units 1 location
IMGED
Handelsbemiddeling in elektrische en elektronisch materiaal, inclusief installatiemateriaal voor industrieel gebruik
since 20142.235.102.011
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-04-2026
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Liège · IMGED SRL RUE DU VIEUX- MAYEUR 1/11, 4000 LIEGE 1 · event 03-04-2026
2025
15-12-2025
KBO administration Address struck
24-02-2025
State Gazette act Capital & shares
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
09-05-2023
State Gazette act Registered-office change
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
23-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Lifecycle & Insolvency Signals 2 events
09-04-2026
Bankruptcy Opening
Date: 03-04-2026 · Tribunal de l’entreprise de Liège, division Liège · IMGED SRL RUE DU VIEUX- MAYEUR 1/11, 4000 LIEGE 1 · Publications in State Gazette ↗
15-12-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-12-15 · KBO administration · Address struck2026-04-09 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Capital history · 1
24-02-2025
Capital change
Address history · 1
09-05-2023
Registered-office move
All acts · 2 updated 1 year ago
2025
24-02-2025 Buyback of own shares Capital & shares
Technical details 
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      "subscribers": [
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          "kind": "person",
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          "share_class": null,
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          "contribution_kind": null,
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          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
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    {
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    }
  ],
  "notary": {
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    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-02-24",
    "filing_date": "2025-01-15",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2025-02-10",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-01-15"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
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    "name_full": "IMGED",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Silvio Sternal",
      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2023
09-05-2023 Registered office moved within Arsimont Registered-office change
  • Rue du Gay, 97 B-5060 Arsimont → Rue du Gay 87 - 5060 Arsimont
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Rue du Gay 87 - 5060 Arsimont",
        "city": "Arsimont",
        "region": "waals_gewest",
        "street": "Rue du Gay",
        "country": "BE",
        "postcode": "5060",
        "box_number": null,
        "street_number": "87",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue du Gay, 97\nB-5060 Arsimont",
        "city": "Arsimont",
        "region": "waals_gewest",
        "street": "Rue du Gay",
        "country": "BE",
        "postcode": "5060",
        "box_number": null,
        "street_number": "97",
        "locality_suffix": null
      },
      "effective_date": "2022-12-31",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-12-31",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": null,
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0560.764.324",
    "name_full": "IMGED",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
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    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen-bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR IMGED
Registration history
  1. 15-12-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative