IMConsult
ActiveIMConsult has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267k and a net result of €5k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency79▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.2 in 2024; short-term debt: 18.7% and cash: 1.5% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
28 d late
2022
130 d late
2021
95 d late
2020
31 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€267k▲ 2.0%
2024 · €262k
2018: €106k
2019: €126k
2020: €213k
2021: €254k
2022: €340k
2023: €253k
2024: €262k
2018 → 2025
Total assets
€492k▼ 3.3%
2024 · €509k
2018: €426k
2019: €366k
2020: €439k
2021: €637k
2022: €676k
2023: €699k
2024: €509k
2018 → 2025
Net result
€5k▼ 41.4%
2024 · €9k
2018: €45k
2019: €20k
2020: €88k
2021: €41k
2022: €86k
2023: €62k
2024: €9k
2018 → 2025
Working capital
€-80k▼ 51.4%
2024 · €-53k
2018: €87k
2019: €45k
2020: €114k
2021: €35k
2022: €89k
2023: €-29k
2024: €-53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€340k▲ 33.9%€253k▼ 25.7%€262k▲ 3.6%€267k▲ 2.0%
Operating result€55k-€116k▲ 109%€92k▼ 20.6%€16k▼ 82.2%€13k▼ 20.2%
Net result€41k-€86k▲ 110%€62k▼ 27.6%€9k▼ 85.6%€5k▼ 41.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€480k▼ 3.2%
Current assets
€12k▼ 6.3%
Equity and liabilities €492k
Equity
€267k▲ 2.0%
Debt
€225k▼ 8.9%
The debt ratio falls from 48.6% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €33k
Cash flow
€22k▼
2024 · €26k
Solvency
54.3%▲
2024 · 51.4%
Current ratio
0.13▼
2024 · 0.20
Quick ratio
0.13▼
2024 · 0.20
Debt / equity
0.84▼
2024 · 0.94
ROE
2.0%▼
2024 · 3.4%
ROA
1.1%▼
2024 · 1.8%
Interest coverage
5.98▼
2024 · 7.30
Debt
€225k▼
2024 · €247k
Debt ≤ 1 year
€92k▲
2024 · €66k
Debt > 1 year
€132k▼
2024 · €180k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€509k€492k▼
Fixed assets21/28€496k€480k▼
Tangible fixed assets22/27€494k€479k▼
Land and buildings22€484k€468k▼
Furniture and vehicles24€586€2k▲
Other tangible fixed assets26€9k€9k=
Financial fixed assets28€2k€1k▼
Current assets29/58€13k€12k▼
Amounts receivable within one year40/41€6k€4k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€7k€7k▲
Deferred charges and accrued income490/1-€802
Equity and liabilities
Total equity and liabilities10/49€509k€492k▼
Equity10/15€262k€267k▲
Contributions10/11€19k€19k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€159k€164k▲
Amounts payable17/49€247k€225k▼
Amounts payable after more than one year17€180k€132k▼
Financial debts170/4€180k€132k▼
Amounts payable within one year42/48€66k€92k▲
Current portion of amounts payable after more than one year42€48k€48k▼
Trade debts44€16k€16k▼
Suppliers440/4€16k€16k▼
Taxes, remuneration and social security45€418€376▼
Taxes450/3€418€376▼
Other amounts payable47/48€713€28k▲
Accrued charges and deferred income492/3€949€970▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€36k€36k▲
Operating profit (loss)9901€16k€13k▼
Financial income75/76B€806€296▼
Recurring financial income75€806€296▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€13k€8k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€9k€5k▼
Profit (loss) for the period to be appropriated9905€9k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€159k€164k▲
Profit (loss) brought forward from the previous period14P€150k€159k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €5k ▼41.4%
Net result drops to €5k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 95 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €88k ▲345%
Operating result €116k, net result €88k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲69.8%
3 profitable years in a row build equity to €213k.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 1561030 SchaarbeekGround area
1,276 m²
Building footprint
265 m²
Volume, LiDAR
3,216 m³
Parcel 21902A0259/00X003, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IMConsult
since 20162.255.058.374
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0259/00X003 | Brussels | 1,276 m² | 1 · 265 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Transformation Engineers
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ASK Q
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,678 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.