IMBOCK
ActiveIMBOCK has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19.89M and a net result of €1.43M. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 90% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.65M at 30 days acceptable
Liquidity ample (current ratio 15.9 against 9.76 in 2024; short-term debt: 2.9% and cash: 0.2% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
6.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €19.89M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
21 d late
2023
41 d early
2022
8 d late
2021
21 d early
2020
27 d late
2019
95 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.43M▲ 30.0%
2024 · €1.10M
2018: €1.03M
2019: €911k
2020: €635k
2021: €845k
2022: €1.42M
2023: €857k
2024: €1.10M
2018 → 2025
Working capital
€9.21M▲ 26.4%
2024 · €7.29M
2018: €10.22M
2019: €9.64M
2020: €8.99M
2021: €10.42M
2022: €6.19M
2023: €7.31M
2024: €7.29M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21.73M-€16.83M▼ 22.5%€17.61M▲ 4.6%€18.57M▲ 5.5%€19.89M▲ 7.1%
Operating result€1.12M-€1.87M▲ 66.4%€1.13M▼ 39.4%€1.22M▲ 7.3%€1.74M▲ 43.2%
Net result€845k-€1.42M▲ 67.8%€857k▼ 39.6%€1.10M▲ 28.8%€1.43M▲ 30.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21.16M
Fixed assets
€11.33M▼ 4.2%
Current assets
€9.83M▲ 21.0%
Equity and liabilities €21.16M
Equity
€19.89M▲ 7.1%
Provisions
€631k▲ 17.3%
Debt
€634k▼ 25.1%
The debt ratio falls from 4.2% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.45M▲
2024 · €1.91M
Cash flow
€2.14M▲
2024 · €1.80M
Solvency
94.0%▲
2024 · 93.1%
Current ratio
15.90▲
2024 · 9.76
Quick ratio
15.90▲
2024 · 9.76
Debt / equity
0.03▼
2024 · 0.05
ROE
7.2%▲
2024 · 5.9%
ROA
6.8%▲
2024 · 5.5%
Interest coverage
10844.88▲
2024 · 7564.51
Debt
€634k▼
2024 · €846k
Debt ≤ 1 year
€618k▼
2024 · €832k
Income taxes
€396k▼
2024 · €415k
Staff costs
€181k▼
2024 · €216k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19.95M€21.16M▲
Fixed assets21/28€11.83M€11.33M▼
Tangible fixed assets22/27€11.83M€11.33M▼
Land and buildings22€11.78M€11.19M▼
Other tangible fixed assets26€53k€53k=
Assets under construction and advance payments27-€88k
Current assets29/58€8.12M€9.83M▲
Amounts receivable after more than one year29€6.97M€7.70M▲
Other amounts receivable291€6.97M€7.70M▲
Amounts receivable within one year40/41€1.08M€2.09M▲
Trade receivables40€59k€28k▼
Other amounts receivable41€1.02M€2.06M▲
Cash at bank and in hand54/58€42k€36k▼
Deferred charges and accrued income490/1€26k€430▼
Equity and liabilities
Total equity and liabilities10/49€19.95M€21.16M▲
Equity10/15€18.57M€19.89M▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€18.50M€19.83M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€2.52M€3.07M▲
Distributable reserves133€15.98M€16.75M▲
Provisions and deferred taxes16€538k€631k▲
Deferred taxes168€538k€631k▲
Amounts payable17/49€846k€634k▼
Amounts payable within one year42/48€832k€618k▼
Trade debts44€611k€228k▼
Suppliers440/4€611k€228k▼
Taxes, remuneration and social security45€76k€37k▼
Taxes450/3€56k€18k▼
Remuneration and social security454/9€20k€20k▼
Other amounts payable47/48€145k€353k▲
Accrued charges and deferred income492/3€14k€16k▲
Income statement
Code20242025
Non-recurring operating income76A-€630k
Remuneration, social security and pensions62€216k€181k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€699k€707k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-5k
Other operating charges640/8€215k€211k▼
Gross operating margin9900€2.35M€2.83M▲
Operating profit (loss)9901€1.22M€1.74M▲
Financial income75/76B€247k€183k▼
Recurring financial income75€247k€183k▼
Financial charges65/66B€253€226▼
Recurring financial charges65€253€226▼
Profit (loss) for the period before taxes9903€1.46M€1.92M▲
Transfer from deferred taxes780€56k€60k▲
Transfer to deferred taxes680-€154k
Income taxes67/77€415k€396k▼
Profit (loss) for the period9904€1.10M€1.43M▲
Transfer from tax-exempt reserves789€167k€181k▲
Transfer to tax-exempt reserves689€316k€882k▲
Profit (loss) for the period to be appropriated9905€954k€733k▼
Appropriation of the result
Profit (loss) to be appropriated9906€954k€733k▼
Transfer to equity691/2€811k€624k▼
To other reserves6921€811k€624k▼
Profit to be distributed694/7€143k€109k▼
Return on contributions (dividend)694€143k€109k▼
Social balance
Average headcount (FTE)90874.54.6▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
31-12
Financial
Highest result since 2018net €1.43M ▲30%
Net result €1.43M, the highest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €635k ▼30.3%
Net result drops to €635k, the lowest in the series; recovery starts the following year.
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 95 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwtorenstraat(Bel) 58510 KortrijkGround area
9.7 ha
Building footprint
399 m²
Volume, LiDAR
3,009 m³
2 parcels, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Imbock nv
since 19842.234.211.985
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34005C1026/00F000 | Flanders | 8.3 ha | - | - |
| 34005C0759/00A002 | Flanders | 1.4 ha | 1 · 399 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 8,029 EUR awarded · 8,029 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 8,029 EUR |
| 2023 | 1 | 8,029 EUR | 0 EUR |
Schemes
Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 1,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-09-1984
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.