ILSBO
ActiveILSBO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €34k. Equity is growing by ~43.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency65▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 0.93 in 2024; short-term debt: 34.6% and cash: 50.8% of total assets), but 59.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.4%
Return on assets
22.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
27 d late
2022
12 d early
2021
30 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 111%
2024 · €29k
2018: €-52k
2019: €-43k
2020: €-35k
2021: €-23k
2022: €-4k
2023: €-481
2024: €29k
2018 → 2025
Total assets
€153k▲ 48.9%
2024 · €103k
2018: €146k
2019: €135k
2020: €120k
2021: €136k
2022: €113k
2023: €100k
2024: €103k
2018 → 2025
Net result
€34k▲ 14.8%
2024 · €30k
2018: €25k
2019: €10k
2020: €7k
2021: €12k
2022: €19k
2023: €3k
2024: €30k
2018 → 2025
Working capital
€34k
2024 · €-2k
2018: €15k
2019: €22k
2020: €5k
2021: €-799
2022: €5k
2023: €-3k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-4k▲ 83.4%€-481▲ 87.4%€29k€62k▲ 111%
Operating result€24k-€33k▲ 32.8%€12k▼ 63.0%€49k▲ 310%€57k▲ 15.9%
Net result€12k-€19k▲ 54.5%€3k▼ 82.6%€30k▲ 795%€34k▲ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€66k▼ 17.9%
Current assets
€87k▲ 295%
Equity and liabilities €153k
Equity
€62k▲ 111%
Debt
€91k▲ 24.2%
The debt ratio falls from 71.5% to 59.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €61k
Cash flow
€42k▲
2024 · €42k
Solvency
40.4%▲
2024 · 28.5%
Current ratio
1.64▲
2024 · 0.93
Quick ratio
1.64▲
2024 · 0.93
Debt / equity
1.48▼
2024 · 2.51
ROE
55.3%▼
2024 · 101.6%
ROA
22.3%▼
2024 · 28.9%
Interest coverage
27.51▼
2024 · 31.52
Debt
€91k▲
2024 · €74k
Debt ≤ 1 year
€53k▲
2024 · €24k
Debt > 1 year
€38k▼
2024 · €50k
Income taxes
€21k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€153k▲
Fixed assets21/28€81k€66k▼
Tangible fixed assets22/27€81k€66k▼
Land and buildings22€49k€44k▼
Furniture and vehicles24€10k€2k▼
Other tangible fixed assets26€22k€20k▼
Current assets29/58€22k€87k▲
Amounts receivable within one year40/41€276€6k▲
Trade receivables40€0-
Other amounts receivable41€276€6k▲
Cash at bank and in hand54/58€21k€78k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€103k€153k▲
Equity10/15€29k€62k▲
Contributions10/11€6k€6k=
Reserves13€23k€56k▲
Distributable reserves133€23k€56k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74k€91k▲
Amounts payable after more than one year17€50k€38k▼
Financial debts170/4€50k€38k▼
Amounts payable within one year42/48€24k€53k▲
Current portion of amounts payable after more than one year42€8k€4k▼
Trade debts44€2k€32k▲
Suppliers440/4€2k€32k▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€6k€12k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€6k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€8k▼
Other operating charges640/8€511€520▲
Gross operating margin9900€62k€65k▲
Operating profit (loss)9901€49k€57k▲
Financial income75/76B€35€1▼
Recurring financial income75€35€1▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€47k€55k▲
Income taxes67/77€18k€21k▲
Profit (loss) for the period9904€30k€34k▲
Profit (loss) for the period to be appropriated9905€30k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€34k▲
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer to equity691/2€23k€32k▲
To other reserves6921€23k€32k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €34k ▲14.8%
Operating result €57k, net result €34k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼82.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerstraat 352242 ZandhovenGround area
1,914 m²
Building footprint
399 m²
Volume, LiDAR
2,348 m³
Parcel 11033B0423/00N000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Moerstraat 35, 2242 Zandhoven
since 20022.101.776.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033B0423/00N000 | Flanders | 1,914 m² | 1 · 399 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G³ IVE
BE 0795.176.702
Dalhem · Eq €62k
WISAM
BE 0798.145.890
Oostende · Eq €62k
Morpheus Projects & Management
BE 0822.932.261
Sint-Agatha-Berchem · Eq €62k
LMCN
BE 0773.707.236
Etterbeek · Eq €62k
RISKRESH
BE 0754.917.544
Zaventem · Eq €62k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
92623
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.