IGNO
ActiveSummary
IGNO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €29k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 55% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency82▼-18
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 5.43 in 2024; short-term debt: 43% and cash: 59.2% of total assets), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
9.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
53 d early
2023
43 d early
2022
28 d early
2021
40 d early
2020
55 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▼ 34.7%
2024 · €272k
2019: €229k
2020: €200k
2021: €178k
2022: €224k
2023: €234k
2024: €272k
2019 → 2025
Total assets
€312k▼ 3.8%
2024 · €324k
2019: €257k
2020: €290k
2021: €235k
2022: €284k
2023: €316k
2024: €324k
2019 → 2025
Net result
€29k▼ 66.1%
2024 · €85k
2019: €41k
2020: €36k
2021: €17k
2022: €70k
2023: €61k
2024: €85k
2019 → 2025
Working capital
€143k▼ 37.3%
2024 · €228k
2019: €225k
2020: €204k
2021: €187k
2022: €230k
2023: €242k
2024: €228k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€224k▲ 25.6%€234k▲ 4.4%€272k▲ 16.3%€178k▼ 34.7%
Operating result€24k-€98k▲ 303%€85k▼ 12.6%€117k▲ 36.9%€38k▼ 67.7%
Net result€17k-€70k▲ 311%€61k▼ 12.4%€85k▲ 38.9%€29k▼ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets
€35k ▼ 21.3%
Current assets
€277k ▼ 1.0%
Equity and liabilities €312k
Equity
€178k ▼ 34.7%
Debt
€134k ▲ 160%
Debt's share of the balance-sheet total rises from 15.9% to 43.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▼
2024 · €125k
Cash flow
€42k▼
2024 · €94k
Current ratio
2.07▼
2024 · 5.43
Debt to equity
0.75▲
2024 · 0.19
ROE
16.3%▼
2024 · 31.4%
ROA
9.3%▼
2024 · 26.4%
Interest coverage
361.43▼
2024 · 863.41
Debt ≤ 1 year
€134k▲
2024 · €52k
Income taxes
€12k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€324k€312k▼
Fixed assets21/28€44k€35k▼
Tangible fixed assets22/27€44k€35k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€41k€32k▼
Current assets29/58€280k€277k▼
Amounts receivable within one year40/41€39k€56k▲
Trade receivables40€30k€20k▼
Other amounts receivable41€9k€36k▲
Current investments50/53€36k€36k=
Cash at bank and in hand54/58€205k€184k▼
Deferred charges and accrued income490/1-€214
Equity and liabilities
Total equity and liabilities10/49€324k€312k▼
Equity10/15€272k€178k▼
Contributions10/11€0-
Reserves13€272k€178k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€272k€178k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€52k€134k▲
Amounts payable within one year42/48€52k€134k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€41k€123k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€13k▲
Other operating charges640/8€886€562▼
Gross operating margin9900€126k€51k▼
Operating profit (loss)9901€117k€38k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€145€140▼
Recurring financial charges65€145€140▼
Profit (loss) for the period before taxes9903€119k€40k▼
Income taxes67/77€33k€12k▼
Profit (loss) for the period9904€85k€29k▼
Profit (loss) for the period to be appropriated9905€85k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€29k▼
Transfer from equity791/2€41k€123k▲
Transfer to equity691/2€85k€29k▼
To other reserves6921€85k€29k▼
Profit to be distributed694/7€41k€123k▲
Return on contributions (dividend)694€41k€123k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €85k ▲38.9%
Operating result €117k, net result €85k, both a record.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €224k ▲25.6%
4 profitable years in a row build equity to €224k.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €17k ▼52.9%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schuttersstraat(PEL) 73212 LubbeekGround area
985 m²
Building footprint
205 m²
Volume, LiDAR
1,485 m³
2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IGNO
since 20112.200.692.745
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24090D0044/00X000 | Flanders | 844 m² | 1 · 124 m² | 10.9 m · 3 fl. |
| 24483E0057/00Y002 | Flanders | 141 m² | 1 · 81 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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M&J AGRIPORC
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HUYS BEHEER
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2011
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
11010Manufacture of beverages
73200Market research and public opinion polling
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.