IFish4
ActiveIFish4 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €39. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+38
Solvency59▼-41
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
37 d early
2023
33 d early
2022
30 d early
2021
34 d early
2020
5 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 0.8%
2024 · €5k
2018: €7k
2019: €4k
2020: €11k
2021: €10k
2022: €9k
2023: €7k
2024: €5k
2018 → 2025
Total assets
€15k▲ 194%
2024 · €5k
2018: €26k
2019: €44k
2020: €16k
2021: €15k
2022: €12k
2023: €10k
2024: €5k
2018 → 2025
Net result
€39
2024 · €-2k
2018: €-3k
2019: €-3k
2020: €7k
2021: €-2k
2022: €-297
2023: €-2k
2024: €-2k
2018 → 2025
Working capital
€5k▲ 0.8%
2024 · €5k
2018: €7k
2019: €4k
2020: €11k
2021: €10k
2022: €9k
2023: €7k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€9k▼ 3.1%€7k▼ 19.4%€5k▼ 30.9%€5k▲ 0.8%
Operating result€-2k-€-166▲ 90.9%€-2k▼ 940%€-2k▼ 26.0%€203
Net result€-2k-€-297▲ 84.6%€-2k▼ 504%€-2k▼ 28.5%€39
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €203 after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €15k
Equity
€5k▲ 0.8%
Debt
€10k▲ 9,417%
The debt ratio rises from 2.1% to 66.4%. Equity and debt are higher.
Key figures and ratios
Solvency
33.6%▼
2024 · 97.9%
Current ratio
1.51▼
2024 · 48.72
Quick ratio
1.51▼
2024 · 48.72
Debt / equity
1.98▲
2024 · 0.02
ROE
0.7%▲
2024 · -44.8%
ROA
0.3%▲
2024 · -43.9%
Debt
€10k▲
2024 · €108
Debt ≤ 1 year
€10k▲
2024 · €108
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€15k▲
Current assets29/58€5k€15k▲
Amounts receivable within one year40/41-€15k
Trade receivables40-€121
Other amounts receivable41-€15k
Cash at bank and in hand54/58€5k€353▼
Equity and liabilities
Total equity and liabilities10/49€5k€15k▲
Equity10/15€5k€5k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-3k€-3k▲
Amounts payable17/49€108€10k▲
Amounts payable within one year42/48€108€10k▲
Trade debts44-€994
Suppliers440/4-€994
Taxes, remuneration and social security45-€98
Taxes450/3-€98
Other amounts payable47/48€108€9k▲
Income statement
Code20242025
Other operating charges640/8€1k€954▼
Gross operating margin9900€-790€1k▲
Operating profit (loss)9901€-2k€203▲
Financial charges65/66B€135€164▲
Recurring financial charges65€135€164▲
Profit (loss) for the period before taxes9903€-2k€39▲
Profit (loss) for the period9904€-2k€39▲
Profit (loss) for the period to be appropriated9905€-2k€39▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-3k▲
Profit (loss) brought forward from the previous period14P€-597€-3k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €39
Net result €39 after 4 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 13current ratio 48.72
Current ratio from 3.72 to 48.72; short-term debt falls from €3k to €108.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 3.40
Current ratio from 1.11 to 3.40; short-term debt falls from €40k to €5k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetweg(Kessel) 212560 NijlenGround area
2,012 m²
Building footprint
317 m²
Volume, LiDAR
1,868 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IFish4
since 20122.209.999.696
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018B0247/00E000 | Flanders | 1,741 m² | 1 · 214 m² | 9.0 m · 2 fl. |
| 12392A0577/00A003 | Flanders | 271 m² | 1 · 103 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 4,500 EUR awarded · 4,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,500 EUR | 4,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 6,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-05-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.