IES INVEST
ActiveThe computed 12-month bankruptcy probability of IES INVEST is 2.2% (moderate). The 2024 annual accounts show equity of €18k and a net result of €33k. Its solvency ranks better than 56% of 1758 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency18▼-15
Growth78
Stability94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.41 in 2023), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.6%
Return on assets
38.2%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k
2023 · €-14k
2023: €-14k
2023 → 2024
Total assets
€86k▼ 11.6%
2023 · €97k
2023: €97k
2023 → 2024
Net result
€33k
2023 · €-34k
2023: €-34k
2023 → 2024
Working capital
€-19k▼ 25.7%
2023 · €-15k
2023: €-15k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€-14k-€18k
Operating result€-32k-€12k
Net result€-34k-€33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12k after a loss of €32k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €86k
Fixed assets
€76k▼ 11.8%
Current assets
€10k▼ 10.1%
Equity and liabilities €86k
Equity
€18k
Debt
€67k
Debt finances 78.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k▲
2023 · €-21k
Cash flow
€43k▲
2023 · €-24k
Solvency
21.6%▲
2023 · -14.6%
Current ratio
0.34▼
2023 · 0.41
Quick ratio
0.34▼
2023 · 0.41
Debt / equity
3.63▲
2023 · -7.84
ROE
176.6%▼
2023 · 241.2%
ROA
38.2%▲
2023 · -35.3%
Interest coverage
11.47▲
2023 · -9.04
Debt
€67k▼
2023 · €111k
Debt ≤ 1 year
€29k▲
2023 · €26k
Debt > 1 year
€38k▼
2023 · €85k
Staff costs
€14k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€97k€86k▼
Fixed assets
21/28€86k€76k▼
Intangible fixed assets
21€28k€21k▼
Tangible fixed assets
22/27€58k€55k▼
Current assets
29/58€11k€10k▼
Amounts receivable within one year
40/41€4k€8k▲
Cash & bank
54/58€6k€412▼
Total equity & liabilities
10/49€97k€86k▼
Equity
10/15€-14k€18k▲
Contributions / capital
10/11€20k€20k=
Accumulated profits (losses)
14€-34k€-2k▲
Amounts payable
17/49€111k€67k▼
Amounts payable after one year
17€85k€38k▼
Amounts payable within one year
42/48€26k€29k▲
Trade debts payable within one year
44€4k€6k▲
Income statement
Code20232024
Gross operating margin
9900€-608€37k▲
Operating result
9901€-32k€12k▲
Financial income
75€3€22k▲
Financial charges
65€2k€2k▼
Result before taxes
9903€-34k€33k▲
Net result for the period
9904€-34k€33k▲
Result to be appropriated
9905€-34k€33k▲
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Nirvana Wellness
BE 0659.746.488
Kontich · Eq €19k
Un peu d'O
BE 0821.690.661
Kalmthout · Eq €19k
JK COMPANY
BE 0776.784.017
Dilbeek · Eq €18k
Gappei Element
BE 1015.393.624
Elsene · Eq €19k
TIBETAN TRADITIONAL HEALING
BE 0505.620.418
Sint-Lambrechts-Woluwe · Eq €18k
Of 6,739 companies in sector 96230 we hold annual accounts for 576. 416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL
96040Personal service activities
96230Day spas, saunas and steam baths
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
93110Operation of sports facilities
93130Fitness centres
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.