IECK
ActiveIECK has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.64M and a net result of €468k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 6541 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability87▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 6.26 against 5.19 in 2023; short-term debt: 12.8% and cash: 22.2% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.9%
Return on assets
14.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
69 d early
2022
63 d early
2021
16 d early
2020
71 d early
2019
113 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€468k▲ 27.3%
2023 · €368k
2018: €223k
2019: €313k
2020: €473k
2021: €367k
2022: €364k
2023: €368k
2018 → 2024
Working capital
€2.21M▲ 17.8%
2023 · €1.87M
2018: €402k
2019: €670k
2020: €1.15M
2021: €1.45M
2022: €1.64M
2023: €1.87M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.59M-€1.75M▲ 9.9%€1.95M▲ 11.3%€2.17M▲ 11.7%€2.64M▲ 21.5%
Operating result€694k-€563k▼ 18.9%€548k▼ 2.7%€524k▼ 4.2%€608k▲ 16.0%
Net result€473k-€367k▼ 22.4%€364k▼ 0.9%€368k▲ 1.1%€468k▲ 27.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.27M
Fixed assets
€641k▲ 55.5%
Current assets
€2.63M▲ 13.2%
Equity and liabilities €3.27M
Equity
€2.64M▲ 21.5%
Debt
€626k▲ 11.8%
The debt ratio falls from 20.5% to 19.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€677k▲
2023 · €575k
Cash flow
€537k▲
2023 · €419k
Solvency
80.9%▲
2023 · 79.5%
Current ratio
6.26▲
2023 · 5.19
Quick ratio
5.74▲
2023 · 4.71
Debt / equity
0.24▼
2023 · 0.26
ROE
17.7%▲
2023 · 16.9%
ROA
14.3%▲
2023 · 13.5%
Interest coverage
26.96▼
2023 · 29.27
Debt
€626k▲
2023 · €560k
Debt ≤ 1 year
€419k▼
2023 · €447k
Debt > 1 year
€196k▲
2023 · €110k
Income taxes
€229k▲
2023 · €183k
Staff costs
€392k▲
2023 · €375k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.73M€3.27M▲
Fixed assets21/28€412k€641k▲
Intangible fixed assets21€8k€4k▼
Tangible fixed assets22/27€405k€637k▲
Land and buildings22€383k€357k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€5k€267k▲
Current assets29/58€2.32M€2.63M▲
Stocks and contracts in progress3€213k€219k▲
Stocks30/36€213k€219k▲
Amounts receivable within one year40/41€1.08M€1.56M▲
Trade receivables40€258k€317k▲
Other amounts receivable41€824k€1.24M▲
Current investments50/53€500k€105k▼
Cash at bank and in hand54/58€515k€726k▲
Deferred charges and accrued income490/1€12k€18k▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€3.27M▲
Equity10/15€2.17M€2.64M▲
Contributions10/11€20k€20k=
Reserves13€2.13M€2.60M▲
Distributable reserves133€2.13M€2.60M▲
Profit (loss) carried forward14€11k€11k=
Investment grants15€14k€12k▼
Amounts payable17/49€560k€626k▲
Amounts payable after more than one year17€110k€196k▲
Financial debts170/4€110k€196k▲
Amounts payable within one year42/48€447k€419k▼
Current portion of amounts payable after more than one year42€29k€62k▲
Trade debts44€186k€155k▼
Suppliers440/4€186k€155k▼
Taxes, remuneration and social security45€107k€160k▲
Taxes450/3€59k€78k▲
Remuneration and social security454/9€48k€83k▲
Other amounts payable47/48€125k€42k▼
Accrued charges and deferred income492/3€3k€10k▲
Income statement
Code20232024
Remuneration, social security and pensions62€375k€392k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€69k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-30k▼
Other operating charges640/8€13k€12k▼
Gross operating margin9900€965k€1.05M▲
Operating profit (loss)9901€524k€608k▲
Financial income75/76B€46k€114k▲
Recurring financial income75€46k€114k▲
Financial charges65/66B€20k€25k▲
Recurring financial charges65€20k€25k▲
Profit (loss) for the period before taxes9903€551k€697k▲
Income taxes67/77€183k€229k▲
Profit (loss) for the period9904€368k€468k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€370k€470k▲
Appropriation of the result
Profit (loss) to be appropriated9906€381k€481k▲
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer from equity791/2€140k-
Transfer to equity691/2€370k€470k▲
To other reserves6921€370k€470k▲
Profit to be distributed694/7€140k-
Return on contributions (dividend)694€140k-
Social balance
Average headcount (FTE)908710.110.9▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €2MEq €2.17M ▲11.7%
6 profitable years in a row build equity to €2.17M.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €473k ▲51%
Operating result €694k, net result €473k, both a record.
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €1MEq €1.12M ▲39%
2 profitable years in a row build equity to €1.12M.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
09-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
27-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Recogne,NEU 406840 NeufchâteauGround area
6,770 m²
Building footprint
1,060 m²
Volume, LiDAR
8,647 m³
Parcel 84043A0068/00K000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Recogne,NEU 40, 6840 Neufchâteau
since 19992.092.299.205
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84043A0068/00K000 | Wallonia | 6,770 m² | 1 · 1,060 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500AB515P6FE00C66
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Of 2,126 companies in sector 46500 we hold annual accounts for 1,403. 625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1999
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
51840
52487
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:informatique.kerger.be
E-mail:info@ieck.be