ID-CARRE

Active

Private limited companyfounded 20206 yrs activeCarton de Wiartlaan 28, 1090 Jette, BelgiumKBO/BCE: BE 0748.615.019

Summary

The computed 12-month bankruptcy probability of ID-CARRE is 3.6% (moderate). The 2025 annual accounts show equity of €29k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 27786 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

67 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability94▼-6

Solvency72▼-4

Growth85=

Track record100

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 1.8 against 1.88 in 2024; short-term debt: 53.2% and cash: 55.9% of total assets), but 53.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

46.8%

Return on assets

20.6%

Age of the figures

12 mo

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

6 d late

2024

21 d late

2023

2 d early

2022

33 d early

2021

12 d late

2020

on the day

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€373k▲ 220%

2020 · €117k

2020: €117k

2020 → 2021

EBIT margin

8.0%▲ 19.1pp

2020 · -11.2%

2020: -11.2%

2020 → 2021

Net result

€13k▼ 55.6%

2024 · €29k

2020: €-13k 2021: €26k 2022: €-30k 2023: €3k 2024: €29k

2020 → 2025

Working capital

€26k▲ 96.6%

2024 · €13k

2020: €-11k 2021: €12k 2022: €-17k 2023: €-14k 2024: €13k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€373k-

Equity€15k-€-15k€-12k▲ 19.5%€16k€29k▲ 78.4%

Operating result€30k-€-30k€6k€29k▲ 371%€16k▼ 44.5%

Net result€26k-€-30k€3k€29k▲ 856%€13k▼ 55.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 44% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €62k

95.7%

Fixed assets €3k ▼ 7.0%

Current assets €59k ▲ 107%

Equity and liabilities €62k

46.8%

53.2%

Equity €29k ▲ 78.4%

Debt €33k ▲ 116%

Debt's share of the balance-sheet total rises from 48.5% to 53.2%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€16k▼

2024 · €29k

Cash flow

€13k▼

2024 · €29k

Current ratio

1.80▼

2024 · 1.88

Debt to equity

1.14▲

2024 · 0.94

ROE

43.9%▼

2024 · 176.4%

ROA

20.6%▼

2024 · 90.8%

Interest coverage

122.32▼

2024 · 651.45

Debt ≤ 1 year

€33k▲

2024 · €15k

Income taxes

€4k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines

Balance sheet Code20242025

Assets

Total assets20/58€31k€62k▲

Fixed assets21/28€3k€3k▼

Tangible fixed assets22/27€949€749▼

Plant, machinery and equipment23€949€749▼

Financial fixed assets28€2k€2k=

Current assets29/58€29k€59k▲

Amounts receivable within one year40/41€27k€25k▼

Trade receivables40€21k€10k▼

Other amounts receivable41€7k€15k▲

Cash at bank and in hand54/58€1k€35k▲

Equity and liabilities

Total equity and liabilities10/49€31k€62k▲

Equity10/15€16k€29k▲

Contributions10/11€2k€2k=

Capital10€2k€2k=

Issued capital100€2k€2k=

Profit (loss) carried forward14€14k€27k▲

Amounts payable17/49€15k€33k▲

Amounts payable within one year42/48€15k€33k▲

Trade debts44€15k€31k▲

Suppliers440/4€15k€31k▲

Taxes, remuneration and social security45-€2k

Taxes450/3-€2k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51€200▲

Other operating charges640/8€1k€922▼

Gross operating margin9900€30k€17k▼

Operating profit (loss)9901€29k€16k▼

Financial income75/76B€26€536▲

Recurring financial income75€26€536▲

Financial charges65/66B€44€132▲

Recurring financial charges65€44€132▲

Profit (loss) for the period before taxes9903€29k€16k▼

Income taxes67/77-€4k

Profit (loss) for the period9904€29k€13k▼

Profit (loss) for the period to be appropriated9905€29k€13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€14k€27k▲

Profit (loss) brought forward from the previous period14P€-14k€14k▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 5Gazette 1Filings 6

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-07

State Gazette act Registered office

Registered-office move2 facts ▸

Board meeting, 06/05/2026
Registered-office move, Avenue Carton de Wiart 28, 1090 Jette

06-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 6 days late

2025

21-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

2024

30-09

Financial Highest result since 2020net €29k ▲856%

Net result €29k, the highest in the series.

30-09

Financial Liquidity triplescurrent ratio 1.88

Current ratio from 0.57 to 1.88; short-term debt falls from €33k to €15k.

28-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-09

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

28-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-09

Financial Weakest financial yearnet €-30k ▼217%

Net result drops to €-30k, the lowest in the series; recovery starts the following year.

12-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 12 days late

2021

30-09

Financial Back to profitnet €26k

Net result €26k after one loss-making year.

30-04

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jette · 1 establishment unit since 2020

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Carton de Wiartlaan 281090 Jette

Ground area

160 m²

Building footprint

139 m²

Volume, LiDAR

1,347 m³

Parcel 21464D0077/00Y010, Brussels · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

ID-CARRE

Dr Charles Leemansstraat 29, 1082 Sint-Agatha-BerchemGeneral construction of buildings

since 20202.305.567.363

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21464D0077/00Y010	Brussels	160 m²	1 · 139 m²	16.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Kluswerken RL

BE 0775.912.106

Herselt · Eq €28,903

GEYSMANS PARKETVLOEREN

Koekelberg · Eq €28,939

Brasschaat · Eq €28,866

Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-06-2020

Fiscal year end30-09

Abbreviation FR ID²

Activities, NACEBEL 2025

43990Other specialised construction activities

43350Other building finishing work

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.