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ICWD

Active
Private limited company·Uitgeven van overige software· 19 yrs active
Van der Sweepstraat 5 ·2000 Antwerpen, Belgium
KBO/BCE: BE 0888.883.551
Watch Print / PDF
Age19 yrs
Board1
Real estate1 parcel · 5,997 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ICWD is 0.9% (low). The 2022 annual accounts show equity of €10k and a net result of €-3k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 229 sector peers (fiscal year 2022). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 30-06-2023 was due at the National Bank by 31-01-2024. Nothing is on record today, 926 days later. 3 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 31-01-2023, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2022, that is 31-01-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 nothing on record not filed -
30-06-2024 31-01-2025 nothing on record not filed -
30-06-2023 31-01-2024 nothing on record not filed -
30-06-2022 31-01-2023 31-01-2023 on the day 2023-00015309
30-06-2021 31-01-2022 31-01-2022 on the day 2022-03300216
30-06-2020 31-01-2021 29-01-2021 2 d early 2021-03600556
30-06-2019 31-01-2020 14-02-2020 14 d late 2020-05000304
30-06-2018 31-01-2019 01-02-2019 1 d late 2019-04200482
30-06-2017 31-01-2018 31-01-2018 on the day 2018-03700232
30-06-2016 31-01-2017 01-02-2017 1 d late 2017-03700320
30-06-2015 31-01-2016 27-01-2016 4 d early 2016-03000310
30-06-2014 31-01-2015 02-01-2015 29 d early 2015-00100419

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k+68.0%
Working capital€10k-21.2%

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 31-01-2023 with the NBB · fiscal year 2022 · verkort
€-10k€-5k€0Operating result 2019: €-657€-657Net result 2019: €-10k€-10kOperating result 2020: €844€844Net result 2020: €-9k€-9kOperating result 2021: €816€816Net result 2021: €-8k€-8kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3k2019202020212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 4 fiscal years (±2.2%/year).
€8k€10k€12k€14k€16k2023: €12k (€11k - €13k)2024: €12k (€10k - €14k)2025: €12k (€10k - €15k)2019: €10k2020: €12k2021: €12k2022: €10k2019202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2022 · NACE 58 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 94.6% 45.7%
better than 95% of 229 sector peers
Net result €-3k €7k
better than 32% of 229 sector peers
Equity €10k €31k
better than 32% of 229 sector peers
Gross operating margin €-1k €22k
better than 20% of 220 sector peers
Total assets €10k €84k
better than 8% of 229 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2020: P95 · n=732021: P74 · n=1272022: P95 · n=2292020 2022
Stable position over 2020-2022 · n=73-229
Net result P32
2020: P45 · n=732021: P40 · n=1272022: P32 · n=2292020 2022
Weakening position over 2020-2022 · n=73-229
Equity P32
2020: P33 · n=732021: P42 · n=1272022: P32 · n=2292020 2022
Stable position over 2020-2022 · n=73-229
Gross operating margin P20
2020: P20 · n=672021: P23 · n=1192022: P20 · n=2202020 2022
Stable position over 2020-2022 · n=67-220
Describes the position versus peers, not a forecast.
Net profit
€-3k
+68.0% 19-22
Total assets
€10k
-45.7% 19-22
Equity
€10k
-21.2% 19-22
Working capital
€10k
-21.2% 19-22
Debt
€551
-91.6% 19-22
Debt ≤ 1y
€551
-91.6% 19-22
Current ratio
18.63
+547.2% 19-22
Quick ratio
17.86
+534.8% 19-22
Solvency
94.6%
+45.0% 19-22
Debt / equity
0.06
- 19-22
ROE
-26.9%
+59.4% 19-22
ROA
-25.4%
+41.1% 19-22
Figures by fiscal year
Fiscal year2022
Depositverkort
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€10k
Equity€10k
Debt€551
of which ≤ 1y€551
of which > 1y-
Working capital€10k
Employees (FTE)-
Ratios (computed)
2022
Current ratio18.63
Quick ratio17.86
Working capital ratio94.6%
Solvency94.6%
Debt / equity0.06
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-25.4%
ROE-26.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€10k
Current assets 29/58€10k
Stocks & contracts in progress 3€420
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10k
Equity 10/15€10k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-11k
Amounts payable 17/49€551
Amounts payable within one year 42/48€551
Trade debts payable within one year 44€551
Income statement
Gross operating margin 9900€-1k
Operating result 9901€-3k
Financial charges 65€77
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
70 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Saenen Tim
    Director
    State Gazette act 23040879 (24-03-2023)
    Current
    01-02-2023 → present
Former directors (1)
  • Van Eester Erik
    Director
    State Gazette act 23040879 (24-03-2023)
    Former
    - → 01-02-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Uitgeven van overige software(58290)
Legal form Private limited company(610)
Incorporation19-04-2007
StatusActive
Postal code2000

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Van der Sweepstraat 52000 Antwerpen

Establishment units

1 location
ICWD
Van der Sweepstraat 5, 2000 Antwerpenverlenen van advies over soorten computers (hardware) en hun configuratie en toepassing van bijbehorende programmatuur (software) : analyseren van behoeften en problemen van gebruiker en het aanbieden
since 20072.161.879.184
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,997 m²
Buildings1
Building footprint1,864 m²
Volume (LiDAR)56,862 m³
Tallest building49.2 m · ±14 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3929/00H000 Flanders 5,997 m² 1 · 1,864 m² 49.2 m · 14 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Capital history · 1
23-02-2024
Capital change
All acts · 2 updated 2 years ago
2024
23-02-2024 Transaction in capital or shares Capital & shares·Kim RUYSEN
Notary: Kim RUYSEN · Antwerpen
2023
24-03-2023 1 director appointed, 1 resigning Director changes
  • Saenen Tim, Bestuurder
  • Van Eester Erik, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health70Profitability0Solvency100Growth58Stability100
66 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 70
Profitability 0
Solvency 100
Growth 58
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 171 of the 1,250 companies in this sector. 95 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige uitgeverijen van software58290Uitgeven van overige software58290Uitgeverijen van programmatuur72210Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computeradviesbureaus72100Overige advisering in verband met programmatuur en levering van programmatuur72220
Primary activity highlighted.
Names & trade names
Legal nameNL ICWD
Registered office
Van der Sweepstraat 5 bus 81
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.