IC BUILD
ActiveSummary
The computed 12-month bankruptcy probability of IC BUILD is 2.1% (moderate). The 2025 annual accounts show equity of €41k and a net result of €27k. Its solvency ranks better than 77% of 2198 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency90▼-5
Growth78
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 3.25 in 2024; short-term debt: 34.4% and cash: 13.9% of total assets), and 34.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
42.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
279 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€41k▲ 190%
2024 · €14k
2024: €14k
2025: €41k▲ +190% vs 2024
2024 → 2025
Total assets
€64k▲ 211%
2024 · €20k
2024: €20k
2025: €64k▲ +211% vs 2024
2024 → 2025
Net result
€27k▲ 90.4%
2024 · €14k
2024: €14k
2025: €27k▲ +90.4% vs 2024
2024 → 2025
Working capital
€41k▲ 197%
2024 · €14k
2024: €14k
2025: €41k▲ +197% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€41k▲ 190%
2024: €14k
2025: €41k▲ +190% vs 2024
Operating result€27k-€37k▲ 38.7%
2024: €27k
2025: €37k▲ +38.7% vs 2024
Net result€14k-€27k▲ 90.4%
2024: €14k
2025: €27k▲ +90.4% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€400 =
Current assets
€63k ▲ 215%
Equity and liabilities €64k
Equity
€41k ▲ 190%
Debt
€22k ▲ 257%
Debt's share of the balance-sheet total rises from 30.2% to 34.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.89▼
2024 · 3.25
Debt to equity
0.53▲
2024 · 0.43
ROE
65.6%▼
2024 · 100.0%
ROA
42.8%▼
2024 · 69.8%
Debt ≤ 1 year
€22k▲
2024 · €6k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20k€64k▲
Fixed assets21/28€400€400=
Financial fixed assets28€400€400=
Current assets29/58€20k€63k▲
Amounts receivable within one year40/41€20k€54k▲
Trade receivables40-€6k
Other amounts receivable41€20k€49k▲
Cash at bank and in hand54/58€0€9k▲
Deferred charges and accrued income490/1€366€0▼
Equity and liabilities
Total equity and liabilities10/49€20k€64k▲
Equity10/15€14k€41k▲
Reserves13€10k€37k▲
Non-distributable reserves130/1-€27k
Other1319-€27k
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€6k€22k▲
Amounts payable within one year42/48€6k€22k▲
Financial debts43€15-
Other loans439€15-
Trade debts44€344€768▲
Suppliers440/4€344€768▲
Taxes, remuneration and social security45€6k€21k▲
Taxes450/3€6k€17k▲
Remuneration and social security454/9-€4k
Accrued charges and deferred income492/3-€214
Income statement
Code20242025
Other operating charges640/8-€486
Gross operating margin9900€27k€37k▲
Operating profit (loss)9901€27k€37k▲
Financial income75/76B€564€2k▲
Recurring financial income75€564€2k▲
Financial charges65/66B€7k€944▼
Recurring financial charges65€7k€944▼
Profit (loss) for the period before taxes9903€20k€38k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€14k€27k▲
Profit (loss) for the period to be appropriated9905€14k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€31k▲
Profit (loss) brought forward from the previous period14P-€4k
Transfer to equity691/2€10k€27k▲
To other reserves6921€10k€27k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €486 | - |
| Gross operating margin9900 | €27k | €37k | ▲ 40.5% |
| Operating profit (loss)9901 | €27k | €37k | ▲ 38.7% |
| Financial income75/76B | €564 | €2k | ▲ 267% |
| Recurring financial income75 | €564 | €2k | ▲ 267% |
| Financial charges65/66B | €7k | €944 | ▼ 86.5% |
| Recurring financial charges65 | €7k | €944 | ▼ 86.5% |
| Profit (loss) for the period before taxes9903 | €20k | €38k | ▲ 88.8% |
| Income taxes67/77 | €6k | €11k | ▲ 84.7% |
| Profit (loss) for the period9904 | €14k | €27k | ▲ 90.4% |
| Profit (loss) for the period to be appropriated9905 | €14k | €27k | ▲ 90.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €20k | €64k | ▲ 211% |
| Fixed assets21/28 | €400 | €400 | = |
| Financial fixed assets28 | €400 | €400 | = |
| Current assets29/58 | €20k | €63k | ▲ 215% |
| Amounts receivable within one year40/41 | €20k | €54k | ▲ 176% |
| Trade receivables40 | - | €6k | - |
| Other amounts receivable41 | €20k | €49k | ▲ 147% |
| Cash at bank and in hand54/58 | €0 | €9k | - |
| Deferred charges and accrued income490/1 | €366 | €0 | ▼ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €20k | €64k | ▲ 211% |
| Equity10/15 | €14k | €41k | ▲ 190% |
| Reserves13 | €10k | €37k | ▲ 270% |
| Non-distributable reserves130/1 | - | €27k | - |
| Other1319 | - | €27k | - |
| Distributable reserves133 | €10k | €10k | = |
| Profit (loss) carried forward14 | €4k | €4k | ▲ 4.2% |
| Amounts payable17/49 | €6k | €22k | ▲ 257% |
| Amounts payable within one year42/48 | €6k | €22k | ▲ 254% |
| Financial debts43 | €15 | - | - |
| Other loans439 | €15 | - | - |
| Trade debts44 | €344 | €768 | ▲ 123% |
| Suppliers440/4 | €344 | €768 | ▲ 123% |
| Taxes, remuneration and social security45 | €6k | €21k | ▲ 263% |
| Taxes450/3 | €6k | €17k | ▲ 190% |
| Remuneration and social security454/9 | - | €4k | - |
| Accrued charges and deferred income492/3 | - | €214 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €27k | ▲ 90.4% |
| Operating cash flow (approximation) | €14k | €27k | ▲ 90.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 279 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Ground area
3,193 m²
Building footprint
1,182 m²
Volume, LiDAR
10,741 m³
2 parcels, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
510
companies at this address
See who is registered here
1 establishment unit
IC BUILD
since 20232.346.883.227
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
| 41076B0750/00L000 | Flanders | 1,554 m² | 1 · 784 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
95313Repair and fitting of specific motor vehicle parts
95316Washing and cleaning of motor vehicles
95319Other maintenance and repair of motor vehicles
49410Freight transport by road
81210General cleaning of buildings
Contact
E-mail
irinelcretu1234@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.