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IC ADVICE

Active
Private limited company·Overige zakelijke dienstverlening, neg· 3 yrs active
Grotendries 21 ·1861 Meise, Belgium
KBO/BCE: BE 0800.502.101
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IC ADVICE is 1.4% (low). The 2023 annual accounts show equity of €15k and a net result of €13k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-06-2025 33 d early 2025-00212699
31-12-2023 31-07-2024 13-08-2024 13 d late 2024-00345904

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€13k
Working capital€5k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 28-06-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€20k
Net profit€13k
Cash flow€13k
Staff costs-
Income taxes€5k
Dividends-
Total assets€79k
Equity€15k
Debt€64k
of which ≤ 1y€17k
of which > 1y€41k
Working capital€5k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.27
Quick ratio1.27
Working capital ratio5.9%
Solvency18.8%
Debt / equity4.33
Long-term debt ratio2.75
Interest coverage19.92
Gross margin-
Net margin-
ROA16.3%
ROE86.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€79k
Fixed assets 21/28€57k
Tangible fixed assets 22/27€57k
Current assets 29/58€22k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€79k
Equity 10/15€15k
Contributions / capital 10/11€2k
Reserves 13€13k
Amounts payable 17/49€64k
Amounts payable after one year 17€41k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€20k
Operating result 9901€19k
Financial charges 65€985
Result before taxes 9903€18k
Income taxes 67/77€5k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
68 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
IC ADVICE
Grotendries 21, 1861 MeiseGroothandel in wijnen en geestrijke dranken
since 20232.343.874.247
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,240 m²
Buildings1
Building footprint122 m²
Volume (LiDAR)121 m³
Tallest building3.3 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23093D0418/00G000 Flanders 2,240 m² 1 · 122 m² 3.3 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health68Profitability100Solvency30Growth-Stability79
69 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 68
Profitability 100
Solvency 30
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL IC ADVICE
Registered office
Grotendries 21
1861 Meise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.