IanM
ActiveIanM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91k and a net result of €69k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency72▲+23
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 0.83 in 2023; short-term debt: 52.7% and cash: 20.6% of total assets), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
65 d late
2022
31 d late
2021
30 d late
2020
88 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€91k▲ 681%
2023 · €12k
2018: €29k
2019: €24k
2020: €24k
2021: €28k
2022: €33k
2023: €12k
2018 → 2024
Total assets
€192k▲ 296%
2023 · €49k
2018: €47k
2019: €73k
2020: €38k
2021: €48k
2022: €71k
2023: €49k
2018 → 2024
Net result
€69k
2023 · €-21k
2018: €2k
2019: €-4k
2020: €-859
2021: €4k
2022: €5k
2023: €-21k
2018 → 2024
Working capital
€79k
2023 · €-6k
2018: €13k
2019: €16k
2020: €17k
2021: €26k
2022: €11k
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€28k▲ 18.1%€33k▲ 18.2%€12k▼ 64.6%€91k▲ 681%
Operating result€530-€6k▲ 1,071%€9k▲ 41.4%€-17k€108k
Net result€-859-€4k€5k▲ 18.7%€-21k€69k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €108k after a loss of €17k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €192k
Fixed assets
€12k▼ 32.7%
Current assets
€180k▲ 489%
Equity and liabilities €192k
Equity
€91k▲ 681%
Debt
€101k▲ 175%
The debt ratio falls from 76.0% to 52.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▲
2023 · €-11k
Cash flow
€75k▲
2023 · €-15k
Solvency
47.3%▲
2023 · 24.0%
Current ratio
1.78▲
2023 · 0.83
Quick ratio
1.23▲
2023 · 0.83
Debt / equity
1.11▼
2023 · 3.17
ROE
76.2%▲
2023 · -182.6%
ROA
36.1%▲
2023 · -43.8%
Interest coverage
20.56▲
2023 · -3.16
Debt
€101k▲
2023 · €37k
Debt ≤ 1 year
€101k▲
2023 · €37k
Income taxes
€35k▲
2023 · €648
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€49k€192k▲
Fixed assets21/28€18k€12k▼
Intangible fixed assets21€15k€10k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€31k€180k▲
Stocks and contracts in progress3-€55k
Stocks30/36-€55k
Amounts receivable within one year40/41€25k€84k▲
Trade receivables40-€37k
Other amounts receivable41€25k€47k▲
Cash at bank and in hand54/58€6k€40k▲
Deferred charges and accrued income490/1€83€910▲
Equity and liabilities
Total equity and liabilities10/49€49k€192k▲
Equity10/15€12k€91k▲
Contributions10/11€20k€20k=
Reserves13€12k€70k▲
Distributable reserves133€12k€70k▲
Profit (loss) carried forward14€-21k-
Amounts payable17/49€37k€101k▲
Amounts payable within one year42/48€37k€101k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€1k€37k▲
Taxes450/3€1k€37k▲
Other amounts payable47/48€34k€53k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€990€1k▲
Gross operating margin9900€-10k€115k▲
Operating profit (loss)9901€-17k€108k▲
Financial income75/76B-€971
Recurring financial income75-€971
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€-21k€104k▲
Income taxes67/77€648€35k▲
Profit (loss) for the period9904€-21k€69k▲
Profit (loss) for the period to be appropriated9905€-21k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€58k▲
Profit (loss) brought forward from the previous period14P-€-11k
Transfer to equity691/2-€58k
To other reserves6921-€58k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.83 to 1.78.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼520%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
06-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 279 days late
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 151 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hemelstraat 202322 HoogstratenGround area
681 m²
Building footprint
155 m²
Parcel 13024B0099/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
IanM BVBA
since 20112.204.493.561
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024B0099/00N000 | Flanders | 681 m² | 1 · 155 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549005BILA9BBYPKC94
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2011
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
46190Agents in non-specialised wholesale trade
46321Wholesale of meat and meat products, excluding game and poultry
46322Wholesale trade
69203Activities of company auditors
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.