I.M.C.
ActiveI.M.C. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €15k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+5
Solvency68▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.64 in 2024; short-term debt: 45.6% and cash: 3.3% of total assets), and 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
20 d early
2023
26 d early
2022
35 d early
2021
27 d early
2020
29 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€198k▲ 8.2%
2024 · €183k
2018: €114k
2019: €111k
2020: €147k
2021: €158k
2022: €201k
2023: €182k
2024: €183k
2018 → 2025
Total assets
€462k▲ 15.7%
2024 · €399k
2018: €341k
2019: €330k
2020: €382k
2021: €367k
2022: €432k
2023: €416k
2024: €399k
2018 → 2025
Net result
€15k▲ 1,559%
2024 · €901
2018: €-2k
2019: €-3k
2020: €36k
2021: €11k
2022: €44k
2023: €-20k
2024: €901
2018 → 2025
Working capital
€83k▼ 27.3%
2024 · €114k
2018: €41k
2019: €21k
2020: €68k
2021: €85k
2022: €124k
2023: €100k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€201k▲ 27.6%€182k▼ 9.7%€183k▲ 0.5%€198k▲ 8.2%
Operating result€28k-€73k▲ 159%€-6k€21k€44k▲ 113%
Net result€11k-€44k▲ 312%€-20k€901€15k▲ 1,559%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 113% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462k
Fixed assets
€168k▲ 56.6%
Current assets
€294k▲ 0.7%
Equity and liabilities €462k
Equity
€198k▲ 8.2%
Provisions
€2k▼ 57.1%
Debt
€262k▲ 23.9%
The debt ratio rises from 53.0% to 56.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€100k▲
2024 · €64k
Cash flow
€71k▲
2024 · €44k
Solvency
42.8%▼
2024 · 45.8%
Current ratio
1.39▼
2024 · 1.64
Quick ratio
0.27▼
2024 · 0.31
Debt / equity
1.32▲
2024 · 1.16
ROE
7.6%▲
2024 · 0.5%
ROA
3.2%▲
2024 · 0.2%
Interest coverage
9.16▲
2024 · 5.87
Debt
€262k▲
2024 · €211k
Debt ≤ 1 year
€210k▲
2024 · €177k
Debt > 1 year
€43k▲
2024 · €26k
Income taxes
€21k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€462k▲
Fixed assets21/28€107k€168k▲
Tangible fixed assets22/27€107k€168k▲
Land and buildings22€51k€28k▼
Plant, machinery and equipment23€13k€24k▲
Furniture and vehicles24€43k€116k▲
Current assets29/58€292k€294k▲
Stocks and contracts in progress3€237k€237k=
Contracts in progress37€237k€237k=
Amounts receivable within one year40/41€29k€35k▲
Trade receivables40€29k€29k=
Other amounts receivable41€314€6k▲
Cash at bank and in hand54/58€24k€15k▼
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€399k€462k▲
Equity10/15€183k€198k▲
Contributions10/11€25k€25k=
Reserves13€158k€173k▲
Tax-exempt reserves132€10k€4k▼
Distributable reserves133€148k€169k▲
Provisions and deferred taxes16€5k€2k▼
Deferred taxes168€5k€2k▼
Amounts payable17/49€211k€262k▲
Amounts payable after more than one year17€26k€43k▲
Financial debts170/4€26k€43k▲
Amounts payable within one year42/48€177k€210k▲
Current portion of amounts payable after more than one year42€29k€36k▲
Financial debts43€21€0▼
Credit institutions430/8€21€0▼
Trade debts44€8k€35k▲
Suppliers440/4€8k€35k▲
Taxes, remuneration and social security45€35k€37k▲
Taxes450/3€24k€25k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€105k€103k▼
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€0€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€56k▲
Other operating charges640/8€6k€11k▲
Gross operating margin9900€69k€111k▲
Operating profit (loss)9901€21k€44k▲
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€10k€33k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€12k€21k▲
Profit (loss) for the period9904€901€15k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€6k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€20k▲
Transfer from equity791/2€0-
Transfer to equity691/2€6k€20k▲
To other reserves6921€6k€20k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €901
Net result €901 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-20k ▼145%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €44k ▲312%
Operating result €73k, net result €44k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲27.6%
3 profitable years in a row build equity to €201k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €158k ▲7.2%
2 profitable years in a row build equity to €158k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraatje(STE) 19190 StekeneGround area
1.3 ha
Building footprint
1,004 m²
Volume, LiDAR
43 m³
Parcel 46322C1663/00R000, Flanders · tallest building 2.7 m. Linked by address, not a title deed.
1 establishment unit
Bergstraatje(STE) 1, 9190 Stekene
since 20012.131.692.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C1663/00R000 | Flanders | 1.3 ha | 1 · 1,004 m² | 2.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 878 EUR awarded · 878 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 878 EUR | 878 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,098 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
01430Raising of horses and other equines
46232Wholesale trade
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.