Summary
I.L.B has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.43M and a net result of €237k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 80% of 2008 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
on the day
2023
112 d late
2022
25 d late
2021
2 d early
2020
27 d late
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.43M▲ 4.6%
2024 · €5.20M
2018: €4.66M
2019: €4.76M
2020: €4.78M
2021: €4.79M
2022: €4.85M
2023: €5.01M
2024: €5.20M
2018 → 2025
Total assets
€7.41M▼ 0.5%
2024 · €7.45M
2018: €7.26M
2019: €7.34M
2020: €7.92M
2021: €7.71M
2022: €7.54M
2023: €7.51M
2024: €7.45M
2018 → 2025
Net result
€237k▲ 30.8%
2024 · €181k
2018: €744k
2019: €98k
2020: €16k
2021: €13k
2022: €62k
2023: €162k
2024: €181k
2018 → 2025
Working capital
€-1.62M▲ 1.0%
2024 · €-1.63M
2018: €-1.12M
2019: €-1.28M
2020: €-1.35M
2021: €-1.53M
2022: €-1.58M
2023: €-1.60M
2024: €-1.63M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.79M-€4.85M▲ 1.3%€5.01M▲ 3.3%€5.20M▲ 3.6%€5.43M▲ 4.6%
Operating result€46k-€68k▲ 45.8%€167k▲ 147%€185k▲ 10.8%€156k▼ 15.7%
Net result€13k-€62k▲ 397%€162k▲ 160%€181k▲ 12.1%€237k▲ 30.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.41M
Fixed assets
€7.35M ▼ 0.6%
Current assets
€65k ▲ 6.9%
Equity and liabilities €7.41M
Equity
€5.43M ▲ 4.6%
Provisions
€29k =
Debt
€1.95M ▼ 12.5%
Debt's share of the balance-sheet total falls from 29.9% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.4%▲
2024 · 3.5%
ROA
3.2%▲
2024 · 2.4%
Debt ≤ 1 year
€1.68M▼
2024 · €1.70M
Debt > 1 year
€267k▼
2024 · €527k
Income taxes
€50k▲
2024 · €43k
Staff costs
€122k▲
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.45M€7.41M▼
Fixed assets21/28€7.39M€7.35M▼
Tangible fixed assets22/27€1.41M€1.37M▼
Land and buildings22€1.40M€1.36M▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€5.98M€5.98M=
Current assets29/58€60k€65k▲
Amounts receivable within one year40/41€58k€57k▼
Trade receivables40€41k€55k▲
Other amounts receivable41€17k€1k▼
Cash at bank and in hand54/58€612€244▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€7.45M€7.41M▼
Equity10/15€5.20M€5.43M▲
Contributions10/11€3.70M€3.70M=
Capital10€3.70M€3.70M=
Issued capital100€3.70M€3.70M=
Outside capital11€60€60=
Share premium1100/10€60€60=
Reserves13€1.49M€1.73M▲
Non-distributable reserves130/1€71k€83k▲
Legal reserve130€71k€83k▲
Tax-exempt reserves132€88k€88k=
Distributable reserves133€1.33M€1.56M▲
Provisions and deferred taxes16€29k€29k=
Deferred taxes168€29k€29k=
Amounts payable17/49€2.23M€1.95M▼
Amounts payable after more than one year17€527k€267k▼
Financial debts170/4€527k€267k▼
Amounts payable within one year42/48€1.70M€1.68M▼
Current portion of amounts payable after more than one year42€260k€260k=
Trade debts44€84k€30k▼
Suppliers440/4€84k€30k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€85k€65k▼
Taxes450/3€62k€42k▼
Remuneration and social security454/9€23k€23k▼
Other amounts payable47/48€1.27M€1.33M▲
Accrued charges and deferred income492/3€7k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€114k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€45k▼
Other operating charges640/8€23k€30k▲
Gross operating margin9900€375k€353k▼
Operating profit (loss)9901€185k€156k▼
Financial income75/76B€65k€155k▲
Recurring financial income75€65k€155k▲
Financial charges65/66B€26k€24k▼
Recurring financial charges65€26k€24k▼
Profit (loss) for the period before taxes9903€224k€287k▲
Transfer to deferred taxes680€0-
Income taxes67/77€43k€50k▲
Profit (loss) for the period9904€181k€237k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€181k€237k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€237k▲
Transfer to equity691/2€181k€237k▲
To the legal reserve6920€10k€12k▲
To other reserves6921€172k€225k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 112 days late
2023
30-09
Financial
Equity above €5MEq €5.01M ▲3.3%
6 profitable years in a row build equity to €5.01M.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €13k ▼20.9%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diksmuidseweg 4168904 IeperGround area
1,677 m²
Building footprint
187 m²
Volume, LiDAR
1,695 m³
Parcel 33003A0823/00H000, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
I.L.B.
since 19932.064.874.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33003A0823/00H000 | Flanders | 1,677 m² | 1 · 187 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 1,234 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-12-1993
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
46170Agents in the wholesale of food, beverages and tobacco
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.